Credito Emiliano Balance Sheet Health
Financial Health criteria checks 5/6
Credito Emiliano has total assets of €63.7B and total equity of €4.2B. Total deposits are €38.2B, and total loans are €40.9B.
Key information
15.3x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | €38.21b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €3.66b |
Recent financial health updates
No updates
Recent updates
Credito Emiliano S.p.A. Just Missed Earnings And Its Revenue Numbers Were Weaker Than Expected
Aug 09
Credito Emiliano S.p.A. Just Recorded A 13% EPS Beat: Here's What Analysts Are Forecasting Next
Feb 10Does Credito Emiliano S.p.A. (BIT:CE) Have A Place In Your Dividend Portfolio?
Feb 10
How Much Did Credito Emiliano's(BIT:CE) Shareholders Earn From Share Price Movements Over The Last Three Years?
Dec 17Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CE's Assets to Equity ratio (15.3x) is moderate.
Allowance for Bad Loans: CE has a low allowance for bad loans (69%).
Low Risk Liabilities: 64% of CE's liabilities are made up of primarily low risk sources of funding.
Loan Level: CE has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: CE's Loans to Deposits ratio (107%) is appropriate.
Level of Bad Loans: CE has an appropriate level of bad loans (1.7%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 04:59 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Credito Emiliano S.p.A. is covered by 22 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null Equity Team | Actinvest Group Ltd. |
| Luigi Tramontana | Banca Akros S.p.A. (ESN) |
| Daniela Miccolis | Banca Leonardo |