BST Stock Overview
Provides various business and retail banking products and services in Italy. More details
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 3/6 |
| Past Performance | 4/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
No risks detected for BST from our risk checks.
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Banca Sistema S.p.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €1.37 |
| 52 Week High | €1.91 |
| 52 Week Low | €1.13 |
| Beta | 1.39 |
| 1 Month Change | -21.22% |
| 3 Month Change | 9.05% |
| 1 Year Change | -2.55% |
| 3 Year Change | -31.30% |
| 5 Year Change | 9.74% |
| Change since IPO | -64.86% |
Recent News & Updates
Recent updates
Improved Asset Quality And Diversification Will Strengthen Future Stability
Feb 08 Strong operational performance with growth in net interest income and fees suggests sustainable future revenue and profitability.Analyst Forecasts Just Became More Bearish On Banca Sistema S.p.A. (BIT:BST)
Mar 05
Banca Sistema S.p.A. (BIT:BST) First-Quarter Results Just Came Out: Here's What Analysts Are Forecasting For This Year
May 14You Have To Love Banca Sistema S.p.A.'s (BIT:BST) Dividend
Mar 03What Type Of Returns Would Banca Sistema's(BIT:BST) Shareholders Have Earned If They Purchased Their SharesFive Years Ago?
Feb 05How Many Banca Sistema S.p.A. (BIT:BST) Shares Did Insiders Buy, In The Last Year?
Jan 10What Kind Of Shareholders Hold The Majority In Banca Sistema S.p.A.'s (BIT:BST) Shares?
Dec 14Is Banca Sistema S.p.A. (BIT:BST) A Good Fit For Your Dividend Portfolio?
Nov 18
Shareholder Returns
| BST | IT Banks | IT Market | |
|---|---|---|---|
| 7D | -1.2% | 2.2% | -2.0% |
| 1Y | -2.6% | 30.1% | 0.6% |
Return vs Industry: BST underperformed the Italian Banks industry which returned 30.1% over the past year.
Return vs Market: BST underperformed the Italian Market which returned 0.6% over the past year.
Price Volatility
| BST volatility | |
|---|---|
| BST Average Weekly Movement | 6.4% |
| Banks Industry Average Movement | 5.8% |
| Market Average Movement | 5.1% |
| 10% most volatile stocks in IT Market | 8.2% |
| 10% least volatile stocks in IT Market | 3.2% |
Stable Share Price: BST has not had significant price volatility in the past 3 months compared to the Italian market.
Volatility Over Time: BST's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2011 | 358 | Gianluca Garbi | www.bancasistema.it |
Banca Sistema S.p.A. provides various business and retail banking products and services in Italy. The company offers factoring services that cover non-recourse and recourse factoring, VAT receivables, maturity factoring, receivables certifications, and credit management products; and online factoring services. Its banking solutions compromising current and securities accounts and time deposits; and salary and pension backed loans, and collateralized loans.
Banca Sistema S.p.A. Fundamentals Summary
| BST fundamental statistics | |
|---|---|
| Market cap | €110.43m |
| Earnings (TTM) | €25.20m |
| Revenue (TTM) | €120.09m |
4.4x
P/E Ratio0.4x
P/B RatioIs BST overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BST income statement (TTM) | |
|---|---|
| Revenue | €120.09m |
| Cost of Revenue | €0 |
| Gross Profit | €120.09m |
| Other Expenses | €94.89m |
| Earnings | €25.20m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
May 09, 2025
| Earnings per share (EPS) | 0.31 |
| Gross Margin | 100.00% |
| Net Profit Margin | 20.98% |
| Debt/Equity Ratio | 373.0% |
How did BST perform over the long term?
See historical performance and comparisonDividends
4.7%
Current Dividend Yield32%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/13 11:40 |
| End of Day Share Price | 2025/04/11 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Banca Sistema S.p.A. is covered by 7 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Luigi Tramontana | Banca Akros S.p.A. (ESN) |
| Fabrizio Bernardi | Intermonte SIM S.p.A. |
| Monica Bosio | Intesa Sanpaolo Equity Research |