Banca Sistema Balance Sheet Health

Financial Health criteria checks 4/6

Banca Sistema has total assets of €4.7B and total equity of €281.0M. Total deposits are €3.0B, and total loans are €2.9B.

Key information

16.9x

Asset to equity ratio

n/a

Net interest margin

Total deposits

€2.98b

Loan to deposit ratio

Appropriate

Bad loans

10.4%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

€270.86m

Recent financial health updates

No updates

Recent updates

Analyst Forecasts Just Became More Bearish On Banca Sistema S.p.A. (BIT:BST)

Mar 05
Analyst Forecasts Just Became More Bearish On Banca Sistema S.p.A. (BIT:BST)

Banca Sistema S.p.A. (BIT:BST) First-Quarter Results Just Came Out: Here's What Analysts Are Forecasting For This Year

May 14
Banca Sistema S.p.A. (BIT:BST) First-Quarter Results Just Came Out: Here's What Analysts Are Forecasting For This Year

You Have To Love Banca Sistema S.p.A.'s (BIT:BST) Dividend

Mar 03
You Have To Love Banca Sistema S.p.A.'s (BIT:BST) Dividend

What Type Of Returns Would Banca Sistema's(BIT:BST) Shareholders Have Earned If They Purchased Their SharesFive Years Ago?

Feb 05
What Type Of Returns Would Banca Sistema's(BIT:BST) Shareholders Have Earned If They Purchased Their SharesFive Years Ago?

How Many Banca Sistema S.p.A. (BIT:BST) Shares Did Insiders Buy, In The Last Year?

Jan 10
How Many Banca Sistema S.p.A. (BIT:BST) Shares Did Insiders Buy, In The Last Year?

What Kind Of Shareholders Hold The Majority In Banca Sistema S.p.A.'s (BIT:BST) Shares?

Dec 14
What Kind Of Shareholders Hold The Majority In Banca Sistema S.p.A.'s (BIT:BST) Shares?

Is Banca Sistema S.p.A. (BIT:BST) A Good Fit For Your Dividend Portfolio?

Nov 18
Is Banca Sistema S.p.A. (BIT:BST) A Good Fit For Your Dividend Portfolio?

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: BST's Assets to Equity ratio (16.9x) is moderate.

Allowance for Bad Loans: BST has a low allowance for bad loans (22%).

Low Risk Liabilities: 67% of BST's liabilities are made up of primarily low risk sources of funding.

Loan Level: BST has an appropriate level of Loans to Assets ratio (60%).

Low Risk Deposits: BST's Loans to Deposits ratio (96%) is appropriate.

Level of Bad Loans: BST has a high level of bad loans (10.4%).


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