Banca Sistema Stock Price

BST Community Fair Values

• AN

  

  AnalystConsensusTarget

  Consensus Narrative from 2 Analysts

  Bank Will Benefit From European Court Ruling With EUR 104 Million Cash Inflow

  Key Takeaways Strategic focus on higher-margin businesses and recovery in net interest income and fee revenues support sustained revenue growth and improved net margins. Proactive collection actions and strengthened capital ratios enhance financial stability, potentially boosting future earnings and profitability.

  €2.25

  FV

  17.4% undervalued intrinsic discount

  1.57%

  Revenue growth p.a.

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  4 days ago author updated this narrative
• AN

  

  AnalystHighTarget

  Consensus Narrative from 2 Analysts

  Digitalization And ESG Will Unlock Untapped Lending Opportunities

  Key Takeaways Accelerated cash collections and structural cost reductions could deliver significantly higher earnings and capital than market forecasts, transforming long-term profit potential. Aggressive expansion in digital pawn lending and strong ESG positioning support recurring revenue growth, operational efficiency, and access to attractive funding sources.

  €2.60

  FV

  28.5% undervalued intrinsic discount

  3.78%

  Revenue growth p.a.

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  11 days ago author updated this narrative
• AN

  

  AnalystLowTarget

  Consensus Narrative from 2 Analysts

  Digitalization And Fintech Will Undermine Legacy Revenue Streams

  Key Takeaways Increasing digitalization and regulatory costs threaten Banca Sistema's traditional business model, squeezing margins and elevating operational risks. Heavy reliance on public receivables and spread-based lending exposes the bank to profit volatility, concentration risk, and diminished long-term competitiveness.

  €1.90

  FV

  2.2% undervalued intrinsic discount

  0.15%

  Revenue growth p.a.

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  11 days ago author updated this narrative