Banca Sistema Past Earnings Performance
Past criteria checks 1/6
Banca Sistema has been growing earnings at an average annual rate of 2.7%, while the Banks industry saw earnings growing at 19.5% annually. Revenues have been growing at an average rate of 9.4% per year. Banca Sistema's return on equity is 7.4%, and it has net margins of 15%.
Key information
2.70%
Earnings growth rate
4.46%
EPS growth rate
| Banks Industry Growth | 21.39% |
| Revenue growth rate | 9.37% |
| Return on equity | 7.38% |
| Net Margin | 14.98% |
| Next Earnings Update | 06 Aug 2026 |
Recent past performance updates
Recent updates
Improved Asset Quality And Diversification Will Strengthen Future Stability
Strong operational performance with growth in net interest income and fees suggests sustainable future revenue and profitability.Analyst Forecasts Just Became More Bearish On Banca Sistema S.p.A. (BIT:BST)
Today is shaping up negative for Banca Sistema S.p.A. ( BIT:BST ) shareholders, with the analysts delivering a...Banca Sistema S.p.A. (BIT:BST) First-Quarter Results Just Came Out: Here's What Analysts Are Forecasting For This Year
Last week saw the newest quarterly earnings release from Banca Sistema S.p.A. ( BIT:BST ), an important milestone in...You Have To Love Banca Sistema S.p.A.'s (BIT:BST) Dividend
Could Banca Sistema S.p.A. ( BIT:BST ) be an attractive dividend share to own for the long haul? Investors are often...What Type Of Returns Would Banca Sistema's(BIT:BST) Shareholders Have Earned If They Purchased Their SharesFive Years Ago?
While not a mind-blowing move, it is good to see that the Banca Sistema S.p.A. ( BIT:BST ) share price has gained 19...How Many Banca Sistema S.p.A. (BIT:BST) Shares Did Insiders Buy, In The Last Year?
We often see insiders buying up shares in companies that perform well over the long term. On the other hand, we'd be...What Kind Of Shareholders Hold The Majority In Banca Sistema S.p.A.'s (BIT:BST) Shares?
The big shareholder groups in Banca Sistema S.p.A. ( BIT:BST ) have power over the company. Institutions will often...Is Banca Sistema S.p.A. (BIT:BST) A Good Fit For Your Dividend Portfolio?
Today we'll take a closer look at Banca Sistema S.p.A. (BIT:BST) from a dividend investor's perspective. Owning a...Revenue & Expenses Breakdown
How Banca Sistema makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 26 | 152 | 23 | 83 | 0 |
| 31 Dec 25 | 161 | 29 | 81 | 0 |
| 30 Sep 25 | 129 | 31 | 71 | 0 |
| 30 Jun 25 | 125 | 31 | 68 | 0 |
| 31 Mar 25 | 125 | 29 | 66 | 0 |
| 31 Dec 24 | 120 | 25 | 69 | 0 |
| 30 Sep 24 | 111 | 17 | 68 | 0 |
| 30 Jun 24 | 103 | 15 | 65 | 0 |
| 31 Mar 24 | 100 | 17 | 65 | 0 |
| 31 Dec 23 | 99 | 17 | 64 | 0 |
| 30 Sep 23 | 90 | 16 | 58 | 0 |
| 30 Jun 23 | 94 | 18 | 58 | 0 |
| 31 Mar 23 | 99 | 21 | 58 | 0 |
| 31 Dec 22 | 97 | 22 | 56 | 0 |
| 30 Sep 22 | 106 | 26 | 61 | 0 |
| 30 Jun 22 | 104 | 26 | 60 | 0 |
| 31 Mar 22 | 98 | 23 | 60 | 0 |
| 31 Dec 21 | 97 | 23 | 61 | 0 |
| 30 Sep 21 | 92 | 21 | 58 | 0 |
| 30 Jun 21 | 92 | 22 | 57 | 0 |
| 31 Mar 21 | 94 | 26 | 52 | 0 |
| 31 Dec 20 | 92 | 26 | 49 | 0 |
| 30 Sep 20 | 92 | 28 | 45 | 0 |
| 30 Jun 20 | 95 | 31 | 44 | 0 |
| 31 Mar 20 | 95 | 30 | 46 | 0 |
| 31 Dec 19 | 92 | 29 | 44 | 0 |
| 30 Sep 19 | 91 | 29 | 44 | 0 |
| 30 Jun 19 | 86 | 27 | 43 | 0 |
| 31 Mar 19 | 84 | 27 | 42 | 0 |
| 31 Dec 18 | 84 | 28 | 41 | 0 |
| 30 Sep 18 | 78 | 24 | 42 | 0 |
| 30 Jun 18 | 81 | 28 | 40 | 0 |
| 31 Mar 18 | 79 | 27 | 39 | 0 |
| 31 Dec 17 | 77 | 27 | 38 | 0 |
| 30 Sep 17 | 77 | 26 | 36 | 0 |
| 30 Jun 17 | 68 | 20 | 36 | 0 |
| 31 Mar 17 | 70 | 24 | 35 | 0 |
| 31 Dec 16 | 72 | 25 | 34 | 0 |
| 30 Sep 16 | 71 | 26 | 34 | 0 |
| 30 Jun 16 | 69 | 25 | 26 | 0 |
| 31 Mar 16 | 66 | 17 | 32 | 0 |
| 31 Dec 15 | 67 | 18 | 32 | 0 |
| 30 Sep 15 | 64 | 18 | 31 | 0 |
Quality Earnings: BST has a large one-off loss of €13.3M impacting its last 12 months of financial results to 31st March, 2026.
Growing Profit Margin: BST's current net profit margins (15%) are lower than last year (23.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BST's earnings have grown by 2.7% per year over the past 5 years.
Accelerating Growth: BST's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BST had negative earnings growth (-22.8%) over the past year, making it difficult to compare to the Banks industry average (2.6%).
Return on Equity
High ROE: BST's Return on Equity (7.4%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/02 11:50 |
| End of Day Share Price | 2026/07/02 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Banca Sistema S.p.A. is covered by 5 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Gabriele Venturi | Banca Akros S.p.A. (ESN) |
| Fabrizio Bernardi | Intermonte SIM S.p.A. |
| Davide Candela | Intesa Sanpaolo Equity Research |