Banca Sistema S.p.A.

BIT:BST Stock Report

Market Cap: €113.3m

Banca Sistema Past Earnings Performance

Past criteria checks 2/6

Banca Sistema's earnings have been declining at an average annual rate of -12.9%, while the Banks industry saw earnings growing at 32.5% annually. Revenues have been growing at an average rate of 2.4% per year. Banca Sistema's return on equity is 6.2%, and it has net margins of 15.7%.

Key information

-12.9%

Earnings growth rate

-12.8%

EPS growth rate

Banks Industry Growth21.4%
Revenue growth rate2.4%
Return on equity6.2%
Net Margin15.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Analyst Forecasts Just Became More Bearish On Banca Sistema S.p.A. (BIT:BST)

Mar 05
Analyst Forecasts Just Became More Bearish On Banca Sistema S.p.A. (BIT:BST)

Banca Sistema S.p.A. (BIT:BST) First-Quarter Results Just Came Out: Here's What Analysts Are Forecasting For This Year

May 14
Banca Sistema S.p.A. (BIT:BST) First-Quarter Results Just Came Out: Here's What Analysts Are Forecasting For This Year

You Have To Love Banca Sistema S.p.A.'s (BIT:BST) Dividend

Mar 03
You Have To Love Banca Sistema S.p.A.'s (BIT:BST) Dividend

What Type Of Returns Would Banca Sistema's(BIT:BST) Shareholders Have Earned If They Purchased Their SharesFive Years Ago?

Feb 05
What Type Of Returns Would Banca Sistema's(BIT:BST) Shareholders Have Earned If They Purchased Their SharesFive Years Ago?

How Many Banca Sistema S.p.A. (BIT:BST) Shares Did Insiders Buy, In The Last Year?

Jan 10
How Many Banca Sistema S.p.A. (BIT:BST) Shares Did Insiders Buy, In The Last Year?

What Kind Of Shareholders Hold The Majority In Banca Sistema S.p.A.'s (BIT:BST) Shares?

Dec 14
What Kind Of Shareholders Hold The Majority In Banca Sistema S.p.A.'s (BIT:BST) Shares?

Is Banca Sistema S.p.A. (BIT:BST) A Good Fit For Your Dividend Portfolio?

Nov 18
Is Banca Sistema S.p.A. (BIT:BST) A Good Fit For Your Dividend Portfolio?

Revenue & Expenses Breakdown

How Banca Sistema makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BIT:BST Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2411117670
30 Jun 2410315650
31 Mar 2410017640
31 Dec 239917640
30 Sep 239016580
30 Jun 239418580
31 Mar 239921580
31 Dec 229722560
30 Sep 2210626610
30 Jun 2210426600
31 Mar 229823600
31 Dec 219723610
30 Sep 219221580
30 Jun 219222570
31 Mar 219426520
31 Dec 209226490
30 Sep 209228450
30 Jun 209531440
31 Mar 209530460
31 Dec 199229440
30 Sep 199129440
30 Jun 198627430
31 Mar 198427420
31 Dec 188428410
30 Sep 187824420
30 Jun 188128400
31 Mar 187927390
31 Dec 177727380
30 Sep 177726360
30 Jun 176820360
31 Mar 177024350
31 Dec 167225340
30 Sep 167126340
30 Jun 166925260
31 Mar 166617320
31 Dec 156718320
30 Sep 156418310
30 Jun 156518370
31 Mar 156421300
31 Dec 146120290
31 Dec 13357210

Quality Earnings: BST has high quality earnings.

Growing Profit Margin: BST's current net profit margins (15.7%) are lower than last year (17.2%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BST's earnings have declined by 12.9% per year over the past 5 years.

Accelerating Growth: BST's earnings growth over the past year (12.4%) exceeds its 5-year average (-12.9% per year).

Earnings vs Industry: BST earnings growth over the past year (12.4%) did not outperform the Banks industry 15%.

Return on Equity

High ROE: BST's Return on Equity (6.2%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 05:19
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Banca Sistema S.p.A. is covered by 8 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Luigi TramontanaBanca Akros S.p.A. (ESN)
Christian CarreseIntermonte SIM S.p.A.
Fabrizio BernardiIntermonte SIM S.p.A.