GIC Housing Finance Limited

NSEI:GICHSGFIN Stock Report

Market Cap: ₹14.2b

GIC Housing Finance Valuation

Is GICHSGFIN undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of GICHSGFIN when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: GICHSGFIN (₹264.1) is trading above our estimate of fair value (₹98.48)

Significantly Below Fair Value: GICHSGFIN is trading above our estimate of fair value.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for GICHSGFIN?

Other financial metrics that can be useful for relative valuation.

GICHSGFIN key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ration/a

Price to Earnings Ratio vs Peers

How does GICHSGFIN's PE Ratio compare to its peers?

The above table shows the PE ratio for GICHSGFIN vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average30.7x
INDIASHLTR India Shelter Finance
31.8x21.5%₹78.7b
539017 Star Housing Finance
43.5xn/a₹3.9b
HOMEFIRST Home First Finance Company India
32x19.6%₹97.7b
511196 Can Fin Homes
15.6x13.8%₹117.0b
GICHSGFIN GIC Housing Finance
9.4xn/a₹14.2b

Price-To-Earnings vs Peers: GICHSGFIN is good value based on its Price-To-Earnings Ratio (9.4x) compared to the peer average (30.7x).


Price to Earnings Ratio vs Industry

How does GICHSGFIN's PE Ratio compare vs other companies in the IN Diversified Financial Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a16.2%
n/an/an/a
No. of CompaniesPE048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a16.2%
n/an/an/a
No more companies

Price-To-Earnings vs Industry: GICHSGFIN is good value based on its Price-To-Earnings Ratio (9.4x) compared to the Indian Diversified Financial industry average (31.3x).


Price to Earnings Ratio vs Fair Ratio

What is GICHSGFIN's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

GICHSGFIN PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio9.4x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate GICHSGFIN's Price-To-Earnings Fair Ratio for valuation analysis.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.


Discover undervalued companies

Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.