GIC Housing Finance Limited

NSEI:GICHSGFIN Stock Report

Market Cap: ₹11.4b

GIC Housing Finance Balance Sheet Health

Financial Health criteria checks 3/6

GIC Housing Finance has a total shareholder equity of ₹18.8B and total debt of ₹86.5B, which brings its debt-to-equity ratio to 459.9%. Its total assets and total liabilities are ₹106.2B and ₹87.3B respectively.

Key information

459.9%

Debt to equity ratio

₹86.48b

Debt

Interest coverage ration/a
Cash₹423.20m
Equity₹18.81b
Total liabilities₹87.35b
Total assets₹106.15b

Recent financial health updates

No updates

Recent updates

Lacklustre Performance Is Driving GIC Housing Finance Limited's (NSE:GICHSGFIN) Low P/E

Jun 12
Lacklustre Performance Is Driving GIC Housing Finance Limited's (NSE:GICHSGFIN) Low P/E

Market Cool On GIC Housing Finance Limited's (NSE:GICHSGFIN) Earnings

Jan 16
Market Cool On GIC Housing Finance Limited's (NSE:GICHSGFIN) Earnings

GIC Housing Finance (NSE:GICHSGFIN) Is Paying Out A Dividend Of ₹4.50

Aug 13
GIC Housing Finance (NSE:GICHSGFIN) Is Paying Out A Dividend Of ₹4.50

Is GIC Housing Finance Limited (NSE:GICHSGFIN) A Great Dividend Stock?

Feb 18
Is GIC Housing Finance Limited (NSE:GICHSGFIN) A Great Dividend Stock?

Reflecting on GIC Housing Finance's (NSE:GICHSGFIN) Share Price Returns Over The Last Three Years

Jan 20
Reflecting on GIC Housing Finance's (NSE:GICHSGFIN) Share Price Returns Over The Last Three Years

Why It Might Not Make Sense To Buy GIC Housing Finance Limited (NSE:GICHSGFIN) For Its Upcoming Dividend

Nov 28
Why It Might Not Make Sense To Buy GIC Housing Finance Limited (NSE:GICHSGFIN) For Its Upcoming Dividend

GIC Housing Finance's(NSE:GICHSGFIN) Share Price Is Down 80% Over The Past Three Years.

Oct 15
GIC Housing Finance's(NSE:GICHSGFIN) Share Price Is Down 80% Over The Past Three Years.

Would GIC Housing Finance Limited (NSE:GICHSGFIN) Be Valuable To Income Investors?

Aug 23
Would GIC Housing Finance Limited (NSE:GICHSGFIN) Be Valuable To Income Investors?

Financial Position Analysis

Short Term Liabilities: GICHSGFIN's short term assets (₹102.1B) exceed its short term liabilities (₹413.7M).

Long Term Liabilities: GICHSGFIN's short term assets (₹102.1B) exceed its long term liabilities (₹86.9B).


Debt to Equity History and Analysis

Debt Level: GICHSGFIN's net debt to equity ratio (457.6%) is considered high.

Reducing Debt: GICHSGFIN's debt to equity ratio has reduced from 960.2% to 459.9% over the past 5 years.

Debt Coverage: GICHSGFIN's debt is not well covered by operating cash flow (1.6%).

Interest Coverage: Insufficient data to determine if GICHSGFIN's interest payments on its debt are well covered by EBIT.


Balance Sheet


Discover healthy companies