GIC Housing Finance Limited

NSEI:GICHSGFIN Stock Report

Market Cap: ₹12.0b

GIC Housing Finance Balance Sheet Health

Financial Health criteria checks 3/6

GIC Housing Finance has a total shareholder equity of ₹17.4B and total debt of ₹87.4B, which brings its debt-to-equity ratio to 503.3%. Its total assets and total liabilities are ₹105.5B and ₹88.1B respectively.

Key information

503.3%

Debt to equity ratio

₹87.45b

Debt

Interest coverage ration/a
Cash₹825.90m
Equity₹17.37b
Total liabilities₹88.08b
Total assets₹105.46b

Recent financial health updates

No updates

Recent updates

Market Cool On GIC Housing Finance Limited's (NSE:GICHSGFIN) Earnings

Jan 16
Market Cool On GIC Housing Finance Limited's (NSE:GICHSGFIN) Earnings

GIC Housing Finance (NSE:GICHSGFIN) Is Paying Out A Dividend Of ₹4.50

Aug 13
GIC Housing Finance (NSE:GICHSGFIN) Is Paying Out A Dividend Of ₹4.50

Is GIC Housing Finance Limited (NSE:GICHSGFIN) A Great Dividend Stock?

Feb 18
Is GIC Housing Finance Limited (NSE:GICHSGFIN) A Great Dividend Stock?

Reflecting on GIC Housing Finance's (NSE:GICHSGFIN) Share Price Returns Over The Last Three Years

Jan 20
Reflecting on GIC Housing Finance's (NSE:GICHSGFIN) Share Price Returns Over The Last Three Years

Why It Might Not Make Sense To Buy GIC Housing Finance Limited (NSE:GICHSGFIN) For Its Upcoming Dividend

Nov 28
Why It Might Not Make Sense To Buy GIC Housing Finance Limited (NSE:GICHSGFIN) For Its Upcoming Dividend

GIC Housing Finance's(NSE:GICHSGFIN) Share Price Is Down 80% Over The Past Three Years.

Oct 15
GIC Housing Finance's(NSE:GICHSGFIN) Share Price Is Down 80% Over The Past Three Years.

Would GIC Housing Finance Limited (NSE:GICHSGFIN) Be Valuable To Income Investors?

Aug 23
Would GIC Housing Finance Limited (NSE:GICHSGFIN) Be Valuable To Income Investors?

Financial Position Analysis

Short Term Liabilities: GICHSGFIN's short term assets (₹101.9B) exceed its short term liabilities (₹458.3M).

Long Term Liabilities: GICHSGFIN's short term assets (₹101.9B) exceed its long term liabilities (₹87.6B).


Debt to Equity History and Analysis

Debt Level: GICHSGFIN's net debt to equity ratio (498.5%) is considered high.

Reducing Debt: GICHSGFIN's debt to equity ratio has reduced from 924.3% to 503.3% over the past 5 years.

Debt Coverage: GICHSGFIN's debt is not well covered by operating cash flow (10.7%).

Interest Coverage: Insufficient data to determine if GICHSGFIN's interest payments on its debt are well covered by EBIT.


Balance Sheet


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