GIC Housing Finance Balance Sheet Health
Financial Health criteria checks 3/6
GIC Housing Finance has a total shareholder equity of ₹18.8B and total debt of ₹86.5B, which brings its debt-to-equity ratio to 459.9%. Its total assets and total liabilities are ₹106.2B and ₹87.3B respectively.
Key information
459.9%
Debt to equity ratio
₹86.48b
Debt
| Interest coverage ratio | n/a |
| Cash | ₹423.20m |
| Equity | ₹18.81b |
| Total liabilities | ₹87.35b |
| Total assets | ₹106.15b |
Recent financial health updates
No updates
Recent updates
Lacklustre Performance Is Driving GIC Housing Finance Limited's (NSE:GICHSGFIN) Low P/E
Jun 12
Market Cool On GIC Housing Finance Limited's (NSE:GICHSGFIN) Earnings
Jan 16GIC Housing Finance (NSE:GICHSGFIN) Is Paying Out A Dividend Of ₹4.50
Aug 13Is GIC Housing Finance Limited (NSE:GICHSGFIN) A Great Dividend Stock?
Feb 18Reflecting on GIC Housing Finance's (NSE:GICHSGFIN) Share Price Returns Over The Last Three Years
Jan 20Why It Might Not Make Sense To Buy GIC Housing Finance Limited (NSE:GICHSGFIN) For Its Upcoming Dividend
Nov 28
GIC Housing Finance's(NSE:GICHSGFIN) Share Price Is Down 80% Over The Past Three Years.
Oct 15Would GIC Housing Finance Limited (NSE:GICHSGFIN) Be Valuable To Income Investors?
Aug 23Financial Position Analysis
Short Term Liabilities: GICHSGFIN's short term assets (₹102.1B) exceed its short term liabilities (₹413.7M).
Long Term Liabilities: GICHSGFIN's short term assets (₹102.1B) exceed its long term liabilities (₹86.9B).
Debt to Equity History and Analysis
Debt Level: GICHSGFIN's net debt to equity ratio (457.6%) is considered high.
Reducing Debt: GICHSGFIN's debt to equity ratio has reduced from 960.2% to 459.9% over the past 5 years.
Debt Coverage: GICHSGFIN's debt is not well covered by operating cash flow (1.6%).
Interest Coverage: Insufficient data to determine if GICHSGFIN's interest payments on its debt are well covered by EBIT.
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/06 02:45 |
| End of Day Share Price | 2025/01/06 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
GIC Housing Finance Limited is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | Centrum Broking Limited |
| Harini V. | FirstCall Research |