GIC Housing Finance Limited

NSEI:GICHSGFIN Stock Report

Market Cap: ₹11.4b

GIC Housing Finance Past Earnings Performance

Past criteria checks 2/6

GIC Housing Finance has been growing earnings at an average annual rate of 22%, while the Diversified Financial industry saw earnings growing at 20.2% annually. Revenues have been growing at an average rate of 6.1% per year. GIC Housing Finance's return on equity is 8.7%, and it has net margins of 50.9%.

Key information

22.0%

Earnings growth rate

22.0%

EPS growth rate

Diversified Financial Industry Growth18.9%
Revenue growth rate6.1%
Return on equity8.7%
Net Margin50.9%
Next Earnings Update08 Nov 2024

Recent past performance updates

Recent updates

Lacklustre Performance Is Driving GIC Housing Finance Limited's (NSE:GICHSGFIN) Low P/E

Jun 12
Lacklustre Performance Is Driving GIC Housing Finance Limited's (NSE:GICHSGFIN) Low P/E

Market Cool On GIC Housing Finance Limited's (NSE:GICHSGFIN) Earnings

Jan 16
Market Cool On GIC Housing Finance Limited's (NSE:GICHSGFIN) Earnings

GIC Housing Finance (NSE:GICHSGFIN) Is Paying Out A Dividend Of ₹4.50

Aug 13
GIC Housing Finance (NSE:GICHSGFIN) Is Paying Out A Dividend Of ₹4.50

Is GIC Housing Finance Limited (NSE:GICHSGFIN) A Great Dividend Stock?

Feb 18
Is GIC Housing Finance Limited (NSE:GICHSGFIN) A Great Dividend Stock?

Reflecting on GIC Housing Finance's (NSE:GICHSGFIN) Share Price Returns Over The Last Three Years

Jan 20
Reflecting on GIC Housing Finance's (NSE:GICHSGFIN) Share Price Returns Over The Last Three Years

Why It Might Not Make Sense To Buy GIC Housing Finance Limited (NSE:GICHSGFIN) For Its Upcoming Dividend

Nov 28
Why It Might Not Make Sense To Buy GIC Housing Finance Limited (NSE:GICHSGFIN) For Its Upcoming Dividend

GIC Housing Finance's(NSE:GICHSGFIN) Share Price Is Down 80% Over The Past Three Years.

Oct 15
GIC Housing Finance's(NSE:GICHSGFIN) Share Price Is Down 80% Over The Past Three Years.

Would GIC Housing Finance Limited (NSE:GICHSGFIN) Be Valuable To Income Investors?

Aug 23
Would GIC Housing Finance Limited (NSE:GICHSGFIN) Be Valuable To Income Investors?

Revenue & Expenses Breakdown

How GIC Housing Finance makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NSEI:GICHSGFIN Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 243,1151,5856630
31 Mar 243,2221,5146750
31 Dec 233,2481,5007270
30 Sep 233,6871,7986970
30 Jun 234,0092,0596620
31 Mar 233,9202,1336190
31 Dec 223,8562,0995250
30 Sep 223,8652,2105000
30 Jun 223,7412,0994770
31 Mar 223,2351,7355040
31 Dec 211,4352,0425080
30 Sep 211,3611,8875070
30 Jun 212,2151,6414410
31 Mar 212,2061,0564820
31 Dec 203,8705231,1490
30 Sep 203,597554540
30 Jun 203,264-2514420
31 Mar 202,0744564640
31 Dec 192,8626414330
30 Sep 192,8738114200
30 Jun 192,8501,3733260
31 Mar 193,6241,7184090
31 Dec 183,2431,7244110
30 Sep 183,3651,8734000
30 Jun 183,4131,8773870
31 Mar 183,3782,0563750
31 Dec 173,7231,7123500
30 Sep 173,5451,6343440
30 Jun 173,6801,5582600
31 Mar 173,0041,4773410
31 Dec 162,9601,3703570
30 Sep 162,8471,3323400
30 Jun 162,8721,2862410
31 Mar 162,6001,2453060
31 Dec 152,4811,1534940
30 Sep 152,3171,0984820
30 Jun 152,2011,0594740
31 Mar 152,1121,0302720
31 Dec 141,9031,0123970
30 Sep 141,8629973910
30 Jun 142,0789861430
31 Mar 141,8099763760
31 Dec 131,7448933250

Quality Earnings: GICHSGFIN has high quality earnings.

Growing Profit Margin: GICHSGFIN's current net profit margins (50.9%) are lower than last year (51.4%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: GICHSGFIN's earnings have grown significantly by 22% per year over the past 5 years.

Accelerating Growth: GICHSGFIN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: GICHSGFIN had negative earnings growth (-23%) over the past year, making it difficult to compare to the Diversified Financial industry average (29.7%).


Return on Equity

High ROE: GICHSGFIN's Return on Equity (8.7%) is considered low.


Return on Assets


Return on Capital Employed


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