GIC Housing Finance Past Earnings Performance
Past criteria checks 3/6
GIC Housing Finance has been growing earnings at an average annual rate of 22.8%, while the Diversified Financial industry saw earnings growing at 19.7% annually. Revenues have been growing at an average rate of 6% per year. GIC Housing Finance's return on equity is 8.8%, and it has net margins of 50.7%.
Key information
22.8%
Earnings growth rate
22.8%
EPS growth rate
| Diversified Financial Industry Growth | 18.9% |
| Revenue growth rate | 6.0% |
| Return on equity | 8.8% |
| Net Margin | 50.7% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Lacklustre Performance Is Driving GIC Housing Finance Limited's (NSE:GICHSGFIN) Low P/E
Jun 12
Market Cool On GIC Housing Finance Limited's (NSE:GICHSGFIN) Earnings
Jan 16GIC Housing Finance (NSE:GICHSGFIN) Is Paying Out A Dividend Of ₹4.50
Aug 13Is GIC Housing Finance Limited (NSE:GICHSGFIN) A Great Dividend Stock?
Feb 18Reflecting on GIC Housing Finance's (NSE:GICHSGFIN) Share Price Returns Over The Last Three Years
Jan 20Why It Might Not Make Sense To Buy GIC Housing Finance Limited (NSE:GICHSGFIN) For Its Upcoming Dividend
Nov 28
GIC Housing Finance's(NSE:GICHSGFIN) Share Price Is Down 80% Over The Past Three Years.
Oct 15Would GIC Housing Finance Limited (NSE:GICHSGFIN) Be Valuable To Income Investors?
Aug 23Revenue & Expenses Breakdown
How GIC Housing Finance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 3,253 | 1,648 | 701 | 0 |
| 30 Jun 24 | 3,115 | 1,585 | 663 | 0 |
| 31 Mar 24 | 3,222 | 1,514 | 675 | 0 |
| 31 Dec 23 | 3,248 | 1,500 | 727 | 0 |
| 30 Sep 23 | 3,687 | 1,798 | 697 | 0 |
| 30 Jun 23 | 4,009 | 2,059 | 662 | 0 |
| 31 Mar 23 | 3,920 | 2,133 | 619 | 0 |
| 31 Dec 22 | 3,856 | 2,099 | 525 | 0 |
| 30 Sep 22 | 3,865 | 2,210 | 500 | 0 |
| 30 Jun 22 | 3,741 | 2,099 | 477 | 0 |
| 31 Mar 22 | 3,235 | 1,735 | 504 | 0 |
| 31 Dec 21 | 1,435 | 2,042 | 508 | 0 |
| 30 Sep 21 | 1,361 | 1,887 | 507 | 0 |
| 30 Jun 21 | 2,215 | 1,641 | 441 | 0 |
| 31 Mar 21 | 2,206 | 1,056 | 482 | 0 |
| 31 Dec 20 | 3,870 | 523 | 1,149 | 0 |
| 30 Sep 20 | 3,597 | 55 | 454 | 0 |
| 30 Jun 20 | 3,264 | -251 | 442 | 0 |
| 31 Mar 20 | 2,074 | 456 | 464 | 0 |
| 31 Dec 19 | 2,862 | 641 | 433 | 0 |
| 30 Sep 19 | 2,873 | 811 | 420 | 0 |
| 30 Jun 19 | 2,850 | 1,373 | 326 | 0 |
| 31 Mar 19 | 3,624 | 1,718 | 409 | 0 |
| 31 Dec 18 | 3,243 | 1,724 | 411 | 0 |
| 30 Sep 18 | 3,365 | 1,873 | 400 | 0 |
| 30 Jun 18 | 3,413 | 1,877 | 387 | 0 |
| 31 Mar 18 | 3,378 | 2,056 | 375 | 0 |
| 31 Dec 17 | 3,723 | 1,712 | 350 | 0 |
| 30 Sep 17 | 3,545 | 1,634 | 344 | 0 |
| 30 Jun 17 | 3,680 | 1,558 | 260 | 0 |
| 31 Mar 17 | 3,004 | 1,477 | 341 | 0 |
| 31 Dec 16 | 2,960 | 1,370 | 357 | 0 |
| 30 Sep 16 | 2,847 | 1,332 | 340 | 0 |
| 30 Jun 16 | 2,872 | 1,286 | 241 | 0 |
| 31 Mar 16 | 2,600 | 1,245 | 306 | 0 |
| 31 Dec 15 | 2,481 | 1,153 | 494 | 0 |
| 30 Sep 15 | 2,317 | 1,098 | 482 | 0 |
| 30 Jun 15 | 2,201 | 1,059 | 474 | 0 |
| 31 Mar 15 | 2,112 | 1,030 | 272 | 0 |
| 31 Dec 14 | 1,903 | 1,012 | 397 | 0 |
| 30 Sep 14 | 1,862 | 997 | 391 | 0 |
| 30 Jun 14 | 2,078 | 986 | 143 | 0 |
| 31 Mar 14 | 1,809 | 976 | 376 | 0 |
| 31 Dec 13 | 1,744 | 893 | 325 | 0 |
Quality Earnings: GICHSGFIN has high quality earnings.
Growing Profit Margin: GICHSGFIN's current net profit margins (50.7%) are higher than last year (48.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: GICHSGFIN's earnings have grown significantly by 22.8% per year over the past 5 years.
Accelerating Growth: GICHSGFIN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: GICHSGFIN had negative earnings growth (-8.3%) over the past year, making it difficult to compare to the Diversified Financial industry average (28.8%).
Return on Equity
High ROE: GICHSGFIN's Return on Equity (8.8%) is considered low.