GICHSGFIN Stock Overview
Provides housing finance services in India. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 3/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
GIC Housing Finance Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹201.95 |
| 52 Week High | ₹292.40 |
| 52 Week Low | ₹187.15 |
| Beta | 1.3 |
| 1 Month Change | -1.11% |
| 3 Month Change | -16.59% |
| 1 Year Change | -6.27% |
| 3 Year Change | 39.42% |
| 5 Year Change | 28.51% |
| Change since IPO | 454.05% |
Recent News & Updates
Recent updates
Lacklustre Performance Is Driving GIC Housing Finance Limited's (NSE:GICHSGFIN) Low P/E
Jun 12
Market Cool On GIC Housing Finance Limited's (NSE:GICHSGFIN) Earnings
Jan 16GIC Housing Finance (NSE:GICHSGFIN) Is Paying Out A Dividend Of ₹4.50
Aug 13Is GIC Housing Finance Limited (NSE:GICHSGFIN) A Great Dividend Stock?
Feb 18Reflecting on GIC Housing Finance's (NSE:GICHSGFIN) Share Price Returns Over The Last Three Years
Jan 20Why It Might Not Make Sense To Buy GIC Housing Finance Limited (NSE:GICHSGFIN) For Its Upcoming Dividend
Nov 28
GIC Housing Finance's(NSE:GICHSGFIN) Share Price Is Down 80% Over The Past Three Years.
Oct 15Would GIC Housing Finance Limited (NSE:GICHSGFIN) Be Valuable To Income Investors?
Aug 23Shareholder Returns
| GICHSGFIN | IN Diversified Financial | IN Market | |
|---|---|---|---|
| 7D | -7.1% | -6.7% | -4.3% |
| 1Y | -6.3% | 21.7% | 19.1% |
Return vs Industry: GICHSGFIN underperformed the Indian Diversified Financial industry which returned 21.7% over the past year.
Return vs Market: GICHSGFIN underperformed the Indian Market which returned 19.1% over the past year.
Price Volatility
| GICHSGFIN volatility | |
|---|---|
| GICHSGFIN Average Weekly Movement | 4.5% |
| Diversified Financial Industry Average Movement | 6.2% |
| Market Average Movement | 6.2% |
| 10% most volatile stocks in IN Market | 9.0% |
| 10% least volatile stocks in IN Market | 4.1% |
Stable Share Price: GICHSGFIN has not had significant price volatility in the past 3 months compared to the Indian market.
Volatility Over Time: GICHSGFIN's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1989 | 335 | Paul Lobo | www.gichfindia.com |
GIC Housing Finance Limited provides housing finance services in India. The company grants housing loans to individuals and to persons/entities engaged in construction of houses/flats for residential purposes. It also provides home loans comprising individual housing, composite, repair and renovation, and home extension loans, as well as balance transfer services; and non housing loans, such as loan against housing property and commercial loans.
GIC Housing Finance Limited Fundamentals Summary
| GICHSGFIN fundamental statistics | |
|---|---|
| Market cap | ₹10.88b |
| Earnings (TTM) | ₹1.65b |
| Revenue (TTM) | ₹3.25b |
6.6x
P/E Ratio3.3x
P/S RatioIs GICHSGFIN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| GICHSGFIN income statement (TTM) | |
|---|---|
| Revenue | ₹3.25b |
| Cost of Revenue | ₹92.00m |
| Gross Profit | ₹3.16b |
| Other Expenses | ₹1.51b |
| Earnings | ₹1.65b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 30.61 |
| Gross Margin | 97.17% |
| Net Profit Margin | 50.68% |
| Debt/Equity Ratio | 459.9% |
How did GICHSGFIN perform over the long term?
See historical performance and comparisonDividends
2.2%
Current Dividend Yield16%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 20:29 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
GIC Housing Finance Limited is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | Centrum Broking Limited |
| Harini V. | FirstCall Research |