CHOLAFIN Stock Overview
Operates as a non-banking finance company in India. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 6/6 |
| Past Performance | 3/6 |
| Financial Health | 3/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
My Notes
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Cholamandalam Investment and Finance Company Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹1,185.45 |
| 52 Week High | ₹1,652.00 |
| 52 Week Low | ₹1,011.20 |
| Beta | 1.14 |
| 1 Month Change | -1.90% |
| 3 Month Change | -26.75% |
| 1 Year Change | -4.81% |
| 3 Year Change | 126.66% |
| 5 Year Change | 288.04% |
| Change since IPO | 3,824.03% |
Recent News & Updates
Take Care Before Diving Into The Deep End On Cholamandalam Investment and Finance Company Limited (NSE:CHOLAFIN)
Dec 24
If EPS Growth Is Important To You, Cholamandalam Investment and Finance (NSE:CHOLAFIN) Presents An Opportunity
Oct 16Recent updates
Take Care Before Diving Into The Deep End On Cholamandalam Investment and Finance Company Limited (NSE:CHOLAFIN)
Dec 24If EPS Growth Is Important To You, Cholamandalam Investment and Finance (NSE:CHOLAFIN) Presents An Opportunity
Oct 16Investors Holding Back On Cholamandalam Investment and Finance Company Limited (NSE:CHOLAFIN)
Aug 24Cholamandalam Investment and Finance (NSE:CHOLAFIN) Is Paying Out A Dividend Of ₹0.70
Jul 05Cholamandalam Investment and Finance (NSE:CHOLAFIN) Has Affirmed Its Dividend Of ₹0.70
Jun 19Cholamandalam Investment and Finance (NSE:CHOLAFIN) Will Pay A Dividend Of ₹0.70
May 03A Piece Of The Puzzle Missing From Cholamandalam Investment and Finance Company Limited's (NSE:CHOLAFIN) Share Price
Apr 19Does Cholamandalam Investment and Finance (NSE:CHOLAFIN) Deserve A Spot On Your Watchlist?
Mar 23Cholamandalam Investment and Finance (NSE:CHOLAFIN) Is Due To Pay A Dividend Of ₹1.30
Jan 28Investors Still Waiting For A Pull Back In Cholamandalam Investment and Finance Company Limited (NSE:CHOLAFIN)
Dec 29Shareholder Returns
| CHOLAFIN | IN Consumer Finance | IN Market | |
|---|---|---|---|
| 7D | -4.9% | -5.0% | -4.2% |
| 1Y | -4.8% | 0.1% | 19.4% |
Return vs Industry: CHOLAFIN underperformed the Indian Consumer Finance industry which returned 0.1% over the past year.
Return vs Market: CHOLAFIN underperformed the Indian Market which returned 19.4% over the past year.
Price Volatility
| CHOLAFIN volatility | |
|---|---|
| CHOLAFIN Average Weekly Movement | 4.4% |
| Consumer Finance Industry Average Movement | 6.3% |
| Market Average Movement | 6.2% |
| 10% most volatile stocks in IN Market | 9.1% |
| 10% least volatile stocks in IN Market | 4.1% |
Stable Share Price: CHOLAFIN has not had significant price volatility in the past 3 months compared to the Indian market.
Volatility Over Time: CHOLAFIN's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1978 | 38,235 | Ravindra Kundu | www.cholamandalam.com |
Cholamandalam Investment and Finance Company Limited, operates as a non-banking finance company in India. The company operates through Vehicle Finance, Loan Against Property, Home Loans, and Other Loans segments. It offers loans for commercial vehicles, passenger vehicles, two- and three- wheelers, and tractors, as well as construction equipment.
Cholamandalam Investment and Finance Company Limited Fundamentals Summary
| CHOLAFIN fundamental statistics | |
|---|---|
| Market cap | ₹984.64b |
| Earnings (TTM) | ₹38.52b |
| Revenue (TTM) | ₹98.77b |
25.9x
P/E Ratio10.1x
P/S RatioIs CHOLAFIN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CHOLAFIN income statement (TTM) | |
|---|---|
| Revenue | ₹98.77b |
| Cost of Revenue | ₹105.40m |
| Gross Profit | ₹98.66b |
| Other Expenses | ₹60.14b |
| Earnings | ₹38.52b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 45.82 |
| Gross Margin | 99.89% |
| Net Profit Margin | 39.00% |
| Debt/Equity Ratio | 738.9% |
How did CHOLAFIN perform over the long term?
See historical performance and comparisonDividends
0.2%
Current Dividend Yield5%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/24 11:46 |
| End of Day Share Price | 2024/12/24 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Cholamandalam Investment and Finance Company Limited is covered by 52 analysts. 31 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Raghav Garg | Ambit Capital |
| Yuvraj Choudhary | Anand Rathi Shares and Stock Brokers Limited |
| Siddharth Purohit | Angel Broking Private Limited |