Cholamandalam Investment and Finance Company Limited

NSEI:CHOLAFIN Stock Report

Market Cap: ₹1.3t

Cholamandalam Investment and Finance Future Growth

Future criteria checks 5/6

Cholamandalam Investment and Finance is forecast to grow earnings and revenue by 17.6% and 22.3% per annum respectively. EPS is expected to grow by 18.8% per annum. Return on equity is forecast to be 20.2% in 3 years.

Key information

17.6%

Earnings growth rate

18.8%

EPS growth rate

Consumer Finance earnings growth19.4%
Revenue growth rate22.3%
Future return on equity20.2%
Analyst coverage

Good

Last updated02 May 2025

Recent future growth updates

Recent updates

Cholamandalam Investment and Finance (NSE:CHOLAFIN) Will Pay A Dividend Of ₹0.70

Apr 29
Cholamandalam Investment and Finance (NSE:CHOLAFIN) Will Pay A Dividend Of ₹0.70

Cholamandalam Investment and Finance Company Limited (NSE:CHOLAFIN) Not Flying Under The Radar

Apr 03
Cholamandalam Investment and Finance Company Limited (NSE:CHOLAFIN) Not Flying Under The Radar

Cholamandalam Investment and Finance (NSE:CHOLAFIN) Will Pay A Dividend Of ₹1.30

Feb 04
Cholamandalam Investment and Finance (NSE:CHOLAFIN) Will Pay A Dividend Of ₹1.30

Do Cholamandalam Investment and Finance's (NSE:CHOLAFIN) Earnings Warrant Your Attention?

Jan 21
Do Cholamandalam Investment and Finance's (NSE:CHOLAFIN) Earnings Warrant Your Attention?

Take Care Before Diving Into The Deep End On Cholamandalam Investment and Finance Company Limited (NSE:CHOLAFIN)

Dec 24
Take Care Before Diving Into The Deep End On Cholamandalam Investment and Finance Company Limited (NSE:CHOLAFIN)

If EPS Growth Is Important To You, Cholamandalam Investment and Finance (NSE:CHOLAFIN) Presents An Opportunity

Oct 16
If EPS Growth Is Important To You, Cholamandalam Investment and Finance (NSE:CHOLAFIN) Presents An Opportunity

Investors Holding Back On Cholamandalam Investment and Finance Company Limited (NSE:CHOLAFIN)

Aug 24
Investors Holding Back On Cholamandalam Investment and Finance Company Limited (NSE:CHOLAFIN)

Cholamandalam Investment and Finance (NSE:CHOLAFIN) Is Paying Out A Dividend Of ₹0.70

Jul 05
Cholamandalam Investment and Finance (NSE:CHOLAFIN) Is Paying Out A Dividend Of ₹0.70

Cholamandalam Investment and Finance (NSE:CHOLAFIN) Has Affirmed Its Dividend Of ₹0.70

Jun 19
Cholamandalam Investment and Finance (NSE:CHOLAFIN) Has Affirmed Its Dividend Of ₹0.70

Earnings and Revenue Growth Forecasts

NSEI:CHOLAFIN - Analysts future estimates and past financials data (INR Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
3/31/2028244,84382,394N/AN/A14
3/31/2027205,93968,477N/AN/A28
3/31/2026168,22754,414N/AN/A25
3/31/2025108,57142,627-326,127-324,131N/A
12/31/2024104,63040,684N/AN/AN/A
9/30/202498,76638,522-370,217-359,849N/A
6/30/202493,22136,573N/AN/AN/A
3/31/202486,09034,201-367,591-356,828N/A
12/31/202378,55332,100N/AN/AN/A
9/30/202372,84030,228-345,513-343,073N/A
6/30/202366,64028,128N/AN/AN/A
3/31/202363,01426,649-272,945-271,050N/A
12/31/202259,64724,964N/AN/AN/A
9/30/202255,35023,393-156,788-155,462N/A
6/30/202255,08323,870N/AN/AN/A
3/31/202249,81921,535-56,672-55,713N/A
12/31/202156,43717,119N/AN/AN/A
9/30/202153,15715,940-28,411-28,030N/A
6/30/202154,02614,181N/AN/AN/A
3/31/202136,41415,209-88,811-88,482N/A
12/31/202046,87913,182N/AN/AN/A
9/30/202044,09012,976-52,499-52,067N/A
6/30/202041,71111,699N/AN/AN/A
3/31/202041,34310,537-21,463-20,748N/A
12/31/201940,00113,082N/AN/AN/A
9/30/201938,12412,382-79,612-78,688N/A
6/30/201936,24112,308N/AN/AN/A
3/31/201935,13911,981-93,942-93,173N/A
12/31/201835,24811,319N/AN/AN/A
9/30/201833,45410,629N/AN/AN/A
6/30/201831,6689,915N/AN/AN/A
3/31/201829,2749,177N/A-79,263N/A
12/31/201726,4059,070N/AN/AN/A
9/30/201724,3508,201N/AN/AN/A
6/30/201722,8337,597N/AN/AN/A
3/31/201721,5977,194N/A-14,676N/A
12/31/201621,0276,895N/AN/AN/A
9/30/201620,2676,742N/AN/AN/A
6/30/201619,0296,282N/AN/AN/A
3/31/201618,0455,721N/A-28,091N/A
12/31/201516,4005,140N/AN/AN/A
9/30/201515,6874,787N/AN/AN/A
6/30/201515,1204,561N/AN/AN/A
3/31/201514,4324,407N/A-22,637N/A
12/31/201413,5633,999N/AN/AN/A
9/30/201412,9393,802N/AN/AN/A
6/30/201412,4543,719N/AN/AN/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: CHOLAFIN's forecast earnings growth (17.6% per year) is above the savings rate (6.7%).

Earnings vs Market: CHOLAFIN's earnings (17.6% per year) are forecast to grow faster than the Indian market (16.5% per year).

High Growth Earnings: CHOLAFIN's earnings are forecast to grow, but not significantly.

Revenue vs Market: CHOLAFIN's revenue (22.3% per year) is forecast to grow faster than the Indian market (9.7% per year).

High Growth Revenue: CHOLAFIN's revenue (22.3% per year) is forecast to grow faster than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: CHOLAFIN's Return on Equity is forecast to be high in 3 years time (20.2%)

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/03 03:17
End of Day Share Price 2025/05/02 00:00
Earnings2025/03/31
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Cholamandalam Investment and Finance Company Limited is covered by 52 analysts. 32 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Raghav GargAmbit Capital
Nitin BhasinAmbit Capital
null nullAnand Rathi Shares and Stock Brokers Limited