Earnings Update: Aptus Value Housing Finance India Limited (NSE:APTUS) Just Reported Its Third-Quarter Results And Analysts Are Updating Their Forecasts

Last week saw the newest third-quarter earnings release from Aptus Value Housing Finance India Limited (NSE:APTUS), an important milestone in the company's journey to build a stronger business. Results were roughly in line with estimates, with revenues of ₹2.6b and statutory earnings per share of ₹3.15. Earnings are an important time for investors, as they can track a company's performance, look at what the analysts are forecasting for next year, and see if there's been a change in sentiment towards the company. So we gathered the latest post-earnings forecasts to see what estimates suggest is in store for next year.

Check out our latest analysis for Aptus Value Housing Finance India

After the latest results, the 14 analysts covering Aptus Value Housing Finance India are now predicting revenues of ₹12.9b in 2025. If met, this would reflect a major 36% improvement in revenue compared to the last 12 months. Per-share earnings are expected to bounce 28% to ₹14.94. In the lead-up to this report, the analysts had been modelling revenues of ₹12.9b and earnings per share (EPS) of ₹14.92 in 2025. The consensus analysts don't seem to have seen anything in these results that would have changed their view on the business, given there's been no major change to their estimates.

It will come as no surprise then, to learn that the consensus price target is largely unchanged at ₹369. It could also be instructive to look at the range of analyst estimates, to evaluate how different the outlier opinions are from the mean. The most optimistic Aptus Value Housing Finance India analyst has a price target of ₹430 per share, while the most pessimistic values it at ₹281. This shows there is still a bit of diversity in estimates, but analysts don't appear to be totally split on the stock as though it might be a success or failure situation.

Taking a look at the bigger picture now, one of the ways we can understand these forecasts is to see how they compare to both past performance and industry growth estimates. We can infer from the latest estimates that forecasts expect a continuation of Aptus Value Housing Finance India'shistorical trends, as the 28% annualised revenue growth to the end of 2025 is roughly in line with the 29% annual growth over the past five years. Compare this with the broader industry (in aggregate), which analyst estimates suggest will see revenues fall 15% per year. So not only is Aptus Value Housing Finance India expected to maintain its revenue growth despite the wider downturn, it's also forecast to grow faster than the industry as a whole.

The Bottom Line

The most obvious conclusion is that there's been no major change in the business' prospects in recent times, with the analysts holding their earnings forecasts steady, in line with previous estimates. On the plus side, they made no changes to their revenue estimates - and they expect it to perform better than the wider industry. The consensus price target held steady at ₹369, with the latest estimates not enough to have an impact on their price targets.

With that in mind, we wouldn't be too quick to come to a conclusion on Aptus Value Housing Finance India. Long-term earnings power is much more important than next year's profits. We have estimates - from multiple Aptus Value Housing Finance India analysts - going out to 2026, and you can see them free on our platform here.

However, before you get too enthused, we've discovered 2 warning signs for Aptus Value Housing Finance India (1 is significant!) that you should be aware of.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.