CSB Bank Limited provides various banking products and services for small and medium enterprises, retail, and NRI customers in India. More Details
Excellent balance sheet with proven track record.
Share Price & News
How has CSB Bank's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 542867 has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: Insufficient data to determine how 542867 performed against the Indian Banks industry.
Return vs Market: Insufficient data to determine how 542867 performed against the Indian Market.
Price Volatility Vs. Market
How volatile is CSB Bank's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is CSB Bank undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate 542867's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate 542867's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: 542867 is poor value based on its PE Ratio (43.9x) compared to the IN Banks industry average (14.6x).
PE vs Market: 542867 is poor value based on its PE Ratio (43.9x) compared to the Indian market (16x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 542867's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 542867 is overvalued based on its PB Ratio (1.9x) compared to the IN Banks industry average (0.6x).
How is CSB Bank forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as CSB Bank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Check out CSB Bank's track record over time to understand how much the company has returned to shareholders and its earnings growth rate in the past.
- CSB Bank competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Banks industry.
How has CSB Bank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 542867 has a high level of non-cash earnings.
Growing Profit Margin: 542867's current net profit margins (13.7%) are higher than last year (3%).
Past Earnings Growth Analysis
Earnings Trend: 542867 has become profitable over the past 5 years, growing earnings by 26.7% per year.
Accelerating Growth: 542867's earnings growth over the past year (370.5%) exceeds its 5-year average (26.7% per year).
Earnings vs Industry: 542867 earnings growth over the past year (370.5%) exceeded the Banks industry 4.6%.
Return on Equity
High ROE: 542867's Return on Equity (4.4%) is considered low.
How is CSB Bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: 542867's Assets to Equity ratio (10.6x) is moderate.
Allowance for Bad Loans: 542867 has a sufficient allowance for bad loans (213%).
Low Risk Liabilities: 87% of 542867's liabilities are made up of primarily low risk sources of funding.
Loan Level: 542867 has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: 542867's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: 542867 has a high level of bad loans (3.1%).
What is CSB Bank current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate 542867's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate 542867's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if 542867's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if 542867's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of 542867's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Chinna Rajendran (65 yo)
Shri. Chinna Veerappan Rajendran, M.Com., Icwa (Inter), Caiib has been the Chief Executive Officer, Managing Director and Director at CSB Bank Ltd. (formerly, Catholic Syrian Bank Ltd.) since November 24, ...
CEO Compensation Analysis
Compensation vs Market: Chinna's total compensation ($USD96.75K) is below average for companies of similar size in the Indian market ($USD374.52K).
Compensation vs Earnings: Chinna's compensation has been consistent with company performance over the past year.
|MD, CEO & Director||3.83yrs||₹7.20m||no data|
|Chief Financial Officer||0.58yr||₹12.03m||no data|
|Chief Human Resource Officer||1.17yrs||₹4.90m||no data|
|Chief Risk Officer||1.17yrs||₹2.27m||no data|
|Company Secretary||no data||₹1.58m||no data|
|President of Retail||0.083yr||no data||no data|
|General Manager of Accounts||no data||₹1.93m||0.00031% |
|Chief Technology Officer||1.25yrs||no data||no data|
|Chief Compliance Officer||1.75yrs||no data||0.00012% |
|Chief Law Officer||no data||no data||no data|
|Head of Marketing & Brand Strategy||no data||no data||no data|
|Head of Recovery & Credit Monitoring||no data||no data||0.00087% |
Experienced Management: 542867's management team is not considered experienced ( 1.2 years average tenure), which suggests a new team.
|MD, CEO & Director||3.83yrs||₹7.20m||no data|
|Non-Executive Independent Director||2.08yrs||₹1.72m||no data|
|Non-Executive Director||2.08yrs||no data||no data|
|Non-Executive Non-Independent Director||2.08yrs||no data||no data|
|Independent Part-Time Chairman||0.17yr||₹1.06m||no data|
|Non-Executive Independent Director||1.58yrs||₹990.00k||no data|
|Additional Independent Director||0.25yr||no data||no data|
Experienced Board: 542867's board of directors are not considered experienced ( 2.1 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: 542867 only recently listed within the past 12 months.
CSB Bank Limited's company bio, employee growth, exchange listings and data sources
- Name: CSB Bank Limited
- Ticker: 542867
- Exchange: BSE
- Founded: 1920
- Industry: Regional Banks
- Sector: Banks
- Market Cap: ₹38.923b
- Shares outstanding: 173.46m
- Website: https://www.csb.co.in
Number of Employees
- CSB Bank Limited
- CSB Bhavan
- St. Mary's College Road
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|542867||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||Dec 2019|
|CSBBANK||NSEI (National Stock Exchange of India)||Yes||Equity Shares||IN||INR||Dec 2019|
CSB Bank Limited provides various banking products and services for small and medium enterprises, retail, and NRI customers in India. It operates in four segments: Treasury, Corporate/Wholesale Banking, Re ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/10/30 12:30|
|End of Day Share Price||2020/10/30 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.