CSB Bank Balance Sheet Health
Financial Health criteria checks 5/6
CSB Bank has total assets of ₹394.6B and total equity of ₹41.4B. Total deposits are ₹318.4B, and total loans are ₹266.0B earning a Net Interest Margin of 5.1%. It has insufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are ₹33.2B.
Key information
9.5x
Asset to equity ratio
5.1%
Net interest margin
| Total deposits | ₹318.40b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ₹33.17b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 542867's Assets to Equity ratio (9.5x) is low.
Allowance for Bad Loans: 542867 has a low allowance for bad loans (65%).
Low Risk Liabilities: 90% of 542867's liabilities are made up of primarily low risk sources of funding.
Loan Level: 542867 has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: 542867's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: 542867 has an appropriate level of bad loans (1.7%).