CSB Bank Limited

BSE:542867 Stock Report

Market Cap: ₹50.5b

CSB Bank Past Earnings Performance

Past criteria checks 2/6

CSB Bank has been growing earnings at an average annual rate of 33.5%, while the Banks industry saw earnings growing at 37.9% annually. Revenues have been growing at an average rate of 23.7% per year. CSB Bank's return on equity is 13.4%, and it has net margins of 25.2%.

Key information

33.5%

Earnings growth rate

33.0%

EPS growth rate

Banks Industry Growth38.0%
Revenue growth rate23.7%
Return on equity13.4%
Net Margin25.2%
Last Earnings Update31 Dec 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How CSB Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BSE:542867 Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 2422,0595,54810,2940
30 Sep 2421,4025,53210,0610
30 Jun 2420,7685,4798,4320
31 Mar 2420,4225,6689,9620
31 Dec 2319,6525,7179,2860
30 Sep 2319,1485,7778,9820
30 Jun 2317,9305,6518,4750
31 Mar 2316,7615,4747,7290
31 Dec 2215,9745,2177,4500
30 Sep 2215,4895,1407,1250
30 Jun 2215,1875,1205,9160
31 Mar 2214,0064,5856,6760
31 Dec 2114,1673,7076,8700
30 Sep 2112,6692,7556,8790
30 Jun 2111,6582,2586,6910
31 Mar 2111,2202,1846,5400
31 Dec 207,4301,1585,3220
30 Sep 206,6499094,8760
30 Jun 205,9544674,7500
31 Mar 206,6731274,6520
31 Dec 196,8585355,1140
30 Sep 196,3921895,4790
30 Jun 194,278-1,6234,9980
31 Mar 193,651-1,9744,9690
31 Dec 183,894-8464,0850
30 Sep 183,086-1,2123,8970
30 Jun 183,369-9893,9070
31 Mar 182,410-1,2713,8320
31 Dec 173,005-8543,9250
30 Sep 173,301-6823,8910
30 Jun 174,079-1833,9340
31 Mar 173,426-5803,8480
31 Dec 163,535-5443,8770
30 Sep 163,613-5604,0080
30 Jun 162,581-1,2214,0270
31 Mar 162,038-1,4973,9390
31 Dec 153,067-7723,5420
30 Sep 153,163-7553,7630
30 Jun 153,261-6593,8210
31 Mar 153,511-5323,9660
31 Mar 144,4192693,6680

Quality Earnings: 542867 has high quality earnings.

Growing Profit Margin: 542867's current net profit margins (25.2%) are lower than last year (29.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 542867's earnings have grown significantly by 33.5% per year over the past 5 years.

Accelerating Growth: 542867's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 542867 had negative earnings growth (-3%) over the past year, making it difficult to compare to the Banks industry average (14.8%).

Return on Equity

High ROE: 542867's Return on Equity (13.4%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/12 16:32
End of Day Share Price 2025/02/12 00:00
Earnings2024/12/31
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CSB Bank Limited is covered by 7 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Manish KarwaAxis Capital Limited
Praveen AgarwalAxis Capital Limited
Pankaj KaduAxis Capital Limited