BSE:532885

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Central Bank of India

Executive Summary

Central Bank of India operates as a commercial bank in India. More Details


Snowflake Analysis

Adequate balance sheet and overvalued.

Share Price & News

How has Central Bank of India's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 532885's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

-1.8%

532885

-2.4%

IN Banks

-1.6%

IN Market


1 Year Return

-53.8%

532885

-26.3%

IN Banks

-2.2%

IN Market

Return vs Industry: 532885 underperformed the Indian Banks industry which returned -26.3% over the past year.

Return vs Market: 532885 underperformed the Indian Market which returned -2.2% over the past year.


Shareholder returns

532885IndustryMarket
7 Day-1.8%-2.4%-1.6%
30 Day-21.7%9.7%1.7%
90 Day-38.8%7.9%6.2%
1 Year-53.8%-53.8%-26.3%-26.3%-0.4%-2.2%
3 Year-86.7%-86.7%-41.3%-41.9%-4.4%-9.0%
5 Year-84.2%-84.2%-11.7%-13.6%40.4%29.8%

Price Volatility Vs. Market

How volatile is Central Bank of India's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Central Bank of India undervalued compared to its fair value and its price relative to the market?

0.29x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate 532885's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate 532885's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: 532885 is unprofitable, so we can't compare its PE Ratio to the IN Banks industry average.

PE vs Market: 532885 is unprofitable, so we can't compare its PE Ratio to the Indian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 532885's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 532885 is good value based on its PB Ratio (0.3x) compared to the IN Banks industry average (0.6x).


Next Steps

Future Growth

How is Central Bank of India forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

20.9%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Central Bank of India has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Central Bank of India performed over the past 5 years?

2.1%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 532885 is currently unprofitable.

Growing Profit Margin: 532885 is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: 532885 is unprofitable, but has reduced losses over the past 5 years at a rate of 2.1% per year.

Accelerating Growth: Unable to compare 532885's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: 532885 is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (4.6%).


Return on Equity

High ROE: 532885 has a negative Return on Equity (-5.65%), as it is currently unprofitable.


Next Steps

Financial Health

How is Central Bank of India's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 532885's Assets to Equity ratio (16.8x) is moderate.

Allowance for Bad Loans: Insufficient data to determine if 532885 has a sufficient allowance for bad loans.

Low Risk Liabilities: 94% of 532885's liabilities are made up of primarily low risk sources of funding.

Loan Level: 532885 has an appropriate level of Loans to Assets ratio (43%).

Low Risk Deposits: 532885's Loans to Deposits ratio (48%) is appropriate.

Level of Bad Loans: 532885 has a high level of bad loans (20.5%).


Next Steps

Dividend

What is Central Bank of India current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate 532885's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate 532885's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 532885's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 532885's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: 532885 is not paying a notable dividend for the Indian market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 532885's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

2.0yrs

Average management tenure


CEO

Pallav Mohapatra (59 yo)

2yrs

Tenure

₹3,177,000

Compensation

Shri Pallav Mohapatra has been Chief Executive Officer, Managing Director and Director of Central Bank of India since September 21, 2018. His Directorship at other Companies includes Member of the Governin ...


Leadership Team

NamePositionTenureCompensationOwnership
Pallav Mohapatra
CEO, MD & Director2yrs₹3.18m0.00022%
₹ 141.9k
Alok Srivastava
Executive Director1.75yrs₹2.61m0.00020%
₹ 129.0k
Matam Rao
Managing Directorno datano datano data
Mukul Dandige
Chief Financial Officerno datano data0.00028%
₹ 180.6k
P. Raveendran
General Manager of Accounts and Operationsno datano datano data
Anand Das
Deputy GM-MBD9.58yrsno data0.00015%
₹ 96.8k
H. Vesuna
Chief General Managerno data₹460.00kno data
Parshuram Panda
Chief Vigilance Officerno datano datano data
Ashwini Shukla
Chief Risk Officer0.17yrno datano data
R. Vadivelu
General Managerno data₹480.00kno data
R. Sharma
General Managerno data₹540.00kno data
R. Natarajan
General Managerno data₹460.00kno data

2.0yrs

Average Tenure

59yo

Average Age

Experienced Management: 532885's management team is considered experienced (2 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Pallav Mohapatra
CEO, MD & Director2yrs₹3.18m0.00022%
₹ 141.9k
Alok Srivastava
Executive Director1.75yrs₹2.61m0.00020%
₹ 129.0k
Matam Rao
Managing Directorno datano datano data
Tapan Ray
Non-Executive Chairman of the Board2.42yrs₹1.30mno data
- Atmanand
Independent Non-Official Director2.83yrs₹1.50mno data
Bhushan Sinha
Government of India Nominee Director2.42yrsno datano data
Mini Ipe
Shareholder Director2.25yrs₹400.00k0%
₹ 0
P. Thomas
RBI Nominee Directorno datano datano data

2.3yrs

Average Tenure

58yo

Average Age

Experienced Board: 532885's board of directors are not considered experienced ( 2.3 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 42.4%.


Top Shareholders

Company Information

Central Bank of India's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Central Bank of India
  • Ticker: 532885
  • Exchange: BSE
  • Founded: 1911
  • Industry: Diversified Banks
  • Sector: Banks
  • Market Cap: ₹64.514b
  • Shares outstanding: 5.88b
  • Website: https://www.centralbankofindia.co.in

Number of Employees


Location

  • Central Bank of India
  • Chandermukhi
  • 9th Floor
  • Mumbai
  • Maharashtra
  • 400021
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
CENTRALBKNSEI (National Stock Exchange of India)YesEquity SharesININRAug 2007
532885BSE (Mumbai Stock Exchange)YesEquity SharesININRAug 2007

Biography

Central Bank of India operates as a commercial bank in India. It offers deposit products, which include savings and current accounts, time deposits, fixed deposits, and recurring deposit schemes; and loans ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/10/31 12:39
End of Day Share Price2020/10/30 00:00
Earnings2020/06/30
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.