Central Bank of India operates as a commercial bank in India.
Adequate balance sheet and overvalued.
Share Price & News
How has Central Bank of India's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 532885's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: 532885 underperformed the Indian Banks industry which returned 9.6% over the past year.
Return vs Market: 532885 underperformed the Indian Market which returned 11.1% over the past year.
Price Volatility Vs. Market
How volatile is Central Bank of India's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Central Bank of India undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate 532885's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate 532885's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: 532885 is unprofitable, so we can't compare its PE Ratio to the Banks industry average.
PE vs Market: 532885 is unprofitable, so we can't compare its PE Ratio to the Indian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 532885's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 532885 is good value based on its PB Ratio (0.3x) compared to the IN Banks industry average (0.6x).
How is Central Bank of India forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Central Bank of India has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine Central Bank of India's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
- Central Bank of India competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Banks industry.
How has Central Bank of India performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 532885 is currently unprofitable.
Growing Profit Margin: 532885 is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: 532885 is unprofitable, and losses have increased over the past 5 years at a rate of -28.7% per year.
Accelerating Growth: Unable to compare 532885's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: 532885 is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (25.5%).
Return on Equity
High ROE: 532885 has a negative Return on Equity (-8.83%), as it is currently unprofitable.
Return on Assets
Return on Capital Employed
How is Central Bank of India's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: 532885 has a low level of unsold assets or inventory.
Debt Coverage by Assets: 532885's debt is covered by short term assets (assets are 5.5x debt).
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Insufficient data to determine if 532885 has enough cash runway based on its current free cash flow.
Forecast Cash Runway: Insufficient data to determine if 532885 has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.
Financial Institutions Analysis
Asset Level: 532885's level of assets compared to its equity is moderate.
Allowance for Bad Loans: Insufficient data to determine if 532885 has a sufficient allowance for bad loans.
Low Risk Liabilities: 532885's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532885 has an acceptable proportion of non-loan assets held.
Low Risk Deposits: 532885's loans are broadly funded by customer deposits.
Level of Bad Loans: 532885 has a high level of bad loans (21.93%)
What is Central Bank of India's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: Unable to evaluate 532885's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.
High Dividend: Unable to evaluate 532885's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if 532885's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if 532885's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: 532885 is not paying a notable dividend for the Indian market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of 532885's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Pallav Mohapatra (58yo)
Mr. Pallav Mohapatra has been Chief Executive Officer and Managing Director of Central Bank of India since September 2018. Mr. Mohapatra served as Deputy Managing Director of Stressed Assets Resolution Gro ...
|CEO, MD & Director||1.4yrs||no data||no data|
|Executive Director||3yrs||no data||no data|
|Executive Director||2.3yrs||no data||no data|
|Executive Director||1.1yrs||no data||no data|
|Chairman of the Board||1.8yrs||no data||no data|
|Non-Official Director||2.2yrs||no data||no data|
|Government of India Nominee Director||1.8yrs||no data||no data|
|Shareholder Director||1.6yrs||no data||no data|
|RBI Nominee Director||0.8yrs||no data||no data|
Experienced Board: 532885's board of directors are not considered experienced ( 1.8 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been substantially diluted in the past year, with total shares outstanding growing by 61.4%.
Central Bank of India's company bio, employee growth, exchange listings and data sources
- Name: Central Bank of India
- Ticker: 532885
- Exchange: BSE
- Founded: 1911
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: ₹97.922b
- Shares outstanding: 5.71b
- Website: https://www.centralbankofindia.co.in
Number of Employees
- Central Bank of India
- 9th Floor
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|CENTRALBK||NSEI (National Stock Exchange of India)||Yes||Equity Shares||IN||INR||Aug 2007|
|532885||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||Aug 2007|
Central Bank of India operates as a commercial bank in India. It offers deposit products, which include savings and current accounts, time deposits, fixed deposits, and recurring deposit schemes; and loans, including housing, vehicle, property, personal, senior citizens, education, corporate mortgage and rental, and agricultural, as well as micro small and medium enterprises loans. The company also provides credit, debit, and prepaid/gift cards, as well as cash management, mutual funds, depository, payments, mobile and Internet banking, and ATM services. In addition, it offers investment banking services, such as debt syndication, financial modeling and valuation, merger and acquisition advisory, corporate restructuring, equity products, equity research, and wealth and portfolio management, as well as trusteeship services. Further, the company sells and distributes life and general insurance products, including unit linked, whole life, children, money back, endowment, pension, health, fire, burglary, engineering, motor, rural, overseas mediclaim, package, travel, liability, individual mediclaim, and group insurance products. As of March 31, 2019, it operated through a network of 4,659 branches; 3,966 ATMs; 10 satellite offices; and 1 extension counter. The company was founded in 1911 and is headquartered in Mumbai, India.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/17 12:53|
|End of Day Share Price||2020/02/17 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.