Central Bank of India Balance Sheet Health
Financial Health criteria checks 4/6
Central Bank of India has total assets of ₹4,478.1B and total equity of ₹335.8B. Total deposits are ₹3,924.8B, and total loans are ₹2,440.4B earning a Net Interest Margin of 3.4%. It has insufficient allowance for bad loans, which are currently at 4.8% of total loans. Cash and short-term investments are ₹324.3B.
Key information
13.3x
Asset to equity ratio
3.4%
Net interest margin
| Total deposits | ₹3.92t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.8% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹324.25b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 532885's Assets to Equity ratio (13.3x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if 532885 has a sufficient allowance for bad loans.
Low Risk Liabilities: 95% of 532885's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532885 has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: 532885's Loans to Deposits ratio (62%) is appropriate.
Level of Bad Loans: 532885 has a high level of bad loans (4.8%).