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Bank of India

BSE:532149
Snowflake Description

High growth potential with adequate balance sheet.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
532149
BSE
₹256B
Market Cap
  1. Home
  2. IN
  3. Banks
Company description

Bank of India Limited provides various banking products and services. The last earnings update was 286 days ago. More info.


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532149 Share Price and Events
7 Day Returns
2.7%
BSE:532149
4.6%
IN Banks
1.2%
IN Market
1 Year Returns
-5.7%
BSE:532149
14.6%
IN Banks
2.3%
IN Market
532149 Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Bank of India (532149) 2.7% 18.5% -2.5% -5.7% -3.1% -54.1%
IN Banks 4.6% 10.7% 6.5% 14.6% 57.7% 78%
IN Market 1.2% 7.8% 2.2% 2.3% 43.7% 81.1%
1 Year Return vs Industry and Market
  • 532149 underperformed the Banks industry which returned 14.6% over the past year.
  • 532149 underperformed the Market in India which returned 2.3% over the past year.
Price Volatility
532149
Industry
5yr Volatility vs Market

Value

 Is Bank of India undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
  • It is not possible to calculate the future cash flow value for Bank of India. This is due to cash flow or dividend data being unavailable. The share price is ₹94.95.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Bank of India's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Bank of India's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
BSE:532149 PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2018-03-31) in INR ₹-51.83
BSE:532149 Share Price ** BSE (2019-03-18) in INR ₹94.95
India Banks Industry PE Ratio Median Figure of 19 Publicly-Listed Banks Companies 21.01x
India Market PE Ratio Median Figure of 2,728 Publicly-Listed Companies 16.54x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Bank of India.

BSE:532149 PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= BSE:532149 Share Price ÷ EPS (both in INR)

= 94.95 ÷ -51.83

-1.83x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Bank of India is loss making, we can't compare its value to the IN Banks industry average.
  • Bank of India is loss making, we can't compare the value of its earnings to the India market.
Price based on expected Growth
Does Bank of India's expected growth come at a high price?
Raw Data
BSE:532149 PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section -1.83x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 11 Analysts
111.7%per year
India Banks Industry PEG Ratio Median Figure of 18 Publicly-Listed Banks Companies 0.88x
India Market PEG Ratio Median Figure of 596 Publicly-Listed Companies 1.28x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Bank of India, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Bank of India's assets?
Raw Data
BSE:532149 PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2018-03-31) in INR ₹210.88
BSE:532149 Share Price * BSE (2019-03-18) in INR ₹94.95
India Banks Industry PB Ratio Median Figure of 40 Publicly-Listed Banks Companies 0.62x
India Market PB Ratio Median Figure of 3,613 Publicly-Listed Companies 1.11x
BSE:532149 PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= BSE:532149 Share Price ÷ Book Value per Share (both in INR)

= 94.95 ÷ 210.88

0.45x

* Primary Listing of Bank of India.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Bank of India is good value based on assets compared to the IN Banks industry average.
X
Value checks
We assess Bank of India's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Banks industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Banks industry average (and greater than 0)? (1 check)
  5. Bank of India has a total score of 1/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is Bank of India expected to perform in the next 1 to 3 years based on estimates from 11 analysts?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
111.7%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Bank of India expected to grow at an attractive rate?
  • Bank of India's earnings growth is expected to exceed the low risk savings rate of 7.6%.
Growth vs Market Checks
  • Bank of India's earnings growth is expected to exceed the India market average.
  • Bank of India's revenue growth is expected to exceed the India market average.
Annual Growth Rates Comparison
Raw Data
BSE:532149 Future Growth Rates Data Sources
Data Point Source Value (per year)
BSE:532149 Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 11 Analysts 111.7%
BSE:532149 Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 11 Analysts 52.7%
India Banks Industry Earnings Growth Rate Market Cap Weighted Average 36.8%
India Banks Industry Revenue Growth Rate Market Cap Weighted Average 21%
India Market Earnings Growth Rate Market Cap Weighted Average 18.4%
India Market Revenue Growth Rate Market Cap Weighted Average 11.8%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
BSE:532149 Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (11 months ago) See Below
Future Estimates Average of up to 11 Analyst Estimates (S&P Global) See Below
All numbers in INR Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
BSE:532149 Future Estimates Data
Date (Data in INR Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2021-03-31 222,662 33,659 4
2020-03-31 199,455 22,779 7
2019-03-31 181,061 -10,681 4
BSE:532149 Past Financials Data
Date (Data in INR Millions) Revenue Cash Flow Net Income *
2018-03-31 6,053 119,892 -59,613
2017-03-31 65,628 -332,537 -14,701
2016-03-31 13,674 370,706 -62,043

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Bank of India's earnings are expected to grow significantly at over 20% yearly.
  • Bank of India's revenue is expected to grow significantly at over 20% yearly.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
BSE:532149 Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (11 months ago) See Below
Future Estimates Average of up to 11 Analyst Estimates (S&P Global) See Below

All data from Bank of India Company Filings, last reported 11 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

BSE:532149 Future Estimates Data
Date (Data in INR Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2021-03-31 13.08 15.76 11.43 3.00
2020-03-31 10.15 16.03 5.30 6.00
2019-03-31 -11.74 -5.40 -27.38 5.00
BSE:532149 Past Financials Data
Date (Data in INR Millions) EPS *
2018-03-31 -51.83
2017-03-31 -14.83
2016-03-31 -84.58

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Bank of India is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).
X
Future performance checks
We assess Bank of India's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the India market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the India market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Bank of India has a total score of 5/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has Bank of India performed over the past 5 years?

  • Bank of India's last earnings update was 286 days ago.
The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Bank of India's growth in the last year to its industry (Banks).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Bank of India does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
  • Unable to compare Bank of India's 1-year earnings growth to the 5-year average as it is not currently profitable.
  • Unable to compare Bank of India's 1-year growth to the IN Banks industry average as it is not currently profitable.
Earnings and Revenue History
Bank of India's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Bank of India Company Filings, last reported 11 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

BSE:532149 Past Revenue, Cash Flow and Net Income Data
Date (Data in INR Millions) Revenue Net Income * G+A Expenses R&D Expenses
2018-03-31 6,053.12 -59,613.12 71,002.81
2017-03-31 65,628.01 -14,700.93 70,005.23
2016-03-31 13,674.10 -62,042.60 71,077.94
2015-03-31 100,451.54 20,129.05 66,926.01
2014-03-31 103,917.12 29,867.82 55,267.86
2013-03-31 88,290.80 28,199.00 42,598.70
2012-03-31 85,961.09 27,248.56 41,159.34

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • It is difficult to establish if Bank of India has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
  • It is difficult to establish if Bank of India has efficiently used its assets last year compared to the IN Banks industry average (Return on Assets) as it is loss-making.
  • It is difficult to establish if Bank of India improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
X
Past performance checks
We assess Bank of India's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Banks industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Bank of India has a total score of 0/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is Bank of India's financial position? (This company is analysed differently as a bank or financial institution)

This company is a bank or financial institution.

Fundamentally a bank's business is based upon borrowing and lending money, for this reason they typically have high levels of debt and we analyse them differently.
Net Worth
Balance sheet
This treemap shows a more detailed breakdown of Bank of India's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Bank of India Company Filings, last reported 11 months ago.

BSE:532149 Past Debt and Equity Data
Date (Data in INR Millions) Total Equity Total Debt Cash & Short Term Investments
2018-03-31 369,156.29 435,982.55 670,429.97
2017-03-31 337,102.41 394,914.17 709,487.21
2016-03-31 334,436.59 511,032.72 679,417.59
2015-03-31 326,907.79 400,986.87 480,061.06
2014-03-31 308,577.30 484,275.10 444,983.26
2013-03-31 245,444.40 353,694.00 553,771.20
2012-03-31 214,769.01 321,189.45 214,921.55
BANK ANALYSIS

This company is a bank or financial institution, which is analysed accordingly below.

Below we check the amount of loans the bank has, how many of those are bad, and its ability to cover any bad loans.
  • Bank of India has an acceptable proportion of non-loan assets held.
  • Bank of India's liabilities are made up of primarily low risk sources of funding.
  • Loans at Bank of India are broadly funded by customer deposits.
  • Bank of India's level of assets compared to its equity is moderate (i.e. an appropriate level of borrowing to fund lending).
  • Unable to establish if Bank of India has a sufficient allowance for bad loans without relevant financial data.
  • Bank of India has a high level of bad loans (greater than 2%).
X
Financial health checks
We assess Bank of India's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Bank of India has a total score of 4/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is Bank of India's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from Bank of India dividends. Estimated to be 1.33% next year.
If you bought ₹2,000 of Bank of India shares you are expected to receive ₹0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate Bank of India's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate Bank of India's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
BSE:532149 Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 11 Analyst Estimates (S&P Global) See Below
India Banks Industry Average Dividend Yield Market Cap Weighted Average of 18 Stocks 0.5%
India Market Average Dividend Yield Market Cap Weighted Average of 1400 Stocks 1.4%
India Minimum Threshold Dividend Yield 10th Percentile 0.3%
India Bottom 25% Dividend Yield 25th Percentile 0.5%
India Top 25% Dividend Yield 75th Percentile 1.9%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

BSE:532149 Future Dividends Estimate Data
Date (Data in ₹) Dividend per Share (annual) Avg. No. Analysts
2021-03-31 2.27 3.00
2020-03-31 1.46 4.00
2019-03-31 0.00 3.00
BSE:532149 Past Annualized Dividends Data
Date (Data in ₹) Dividend per share (annual) Avg. Yield (%)
2016-07-20 0.000 0.000
2016-06-20 0.000 0.000
2016-05-24 0.000 0.000
2015-06-29 5.000 4.323
2015-05-28 5.000 2.774
2014-05-30 5.000 1.933
2014-05-15 5.000 1.621
2014-01-17 10.000 4.837
2013-07-02 10.000 5.224
2012-07-02 7.000 2.301
2012-01-19 7.000 2.012
2011-05-25 7.000 2.047
2010-06-10 7.000 1.580
2010-05-27 7.000 2.137
2009-07-08 8.000 2.240
2009-03-20 6.000 2.165

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as Bank of India has not reported any payouts.
  • Unable to verify if Bank of India's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of Bank of India's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as Bank of India has not reported any payouts.
Future Payout to shareholders
  • Dividends after 3 years are expected to be well covered by earnings (5.7x coverage).
X
Income/ dividend checks
We assess Bank of India's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.3%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Bank of India afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Bank of India has a total score of 1/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of Bank of India's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Dinabandhu Mohapatra
COMPENSATION ₹0
AGE 58
TENURE AS CEO 1.8 years
CEO Bio

Shri. Dinabandhu Mohapatra has been the Chief Executive Officer, Managing Director and Director of Bank of India Limited since May 5, 2017. Previously, Shri. Mohapatra served as an Executive Director of Canara Bank Limited from January 22, 2016 to May 2017. He was overseeing International Operations, Overseas Credit, Strategic Planning &Development (including Economic Intelligence & BPR), Retail Resources, Marketing, Selling & Cross-selling, Government Business and Fee Income Vertical, Corporate Credit, PAG & Syndication, CDR & Stressed Accounts, Financial Management & Subsidiaries. He served as the General Manager of Bank of India Limited until January 2016. He joined Bank of India as a Direct Recruit Officer in the year 1984. During his career spanning over three decades, he has headed various Branches, Departments, Zones and National Banking Groups in Eastern, Western, Northern and Southern parts of the country. He carries his vast knowledge and multi-dimensional banking experience including Treasury Operations, International Banking, Priority Sector Lending, Corporate Lending, Marketing, Recovery, Human Resources, spanning over thirty three years. Shri. Mohapatra serves as Vice Chairman of Canbank Factors Ltd. He has been Director at Export-Import Bank of India since August 02, 2017. He served as Director on the Boards of Canara Bank’s Subsidiaries – CHOICe, Canbank Factors & Canbank Computer Services Limited. He earned a post-graduate in Economics and holding a degree in Law.

CEO Compensation
  • Insufficient data for Dinabandhu to compare compensation growth.
  • Dinabandhu's remuneration is lower than average for companies of similar size in India.
Management Team Tenure

Average tenure and age of the Bank of India management team in years:

1.1
Average Tenure
58
Average Age
  • The average tenure for the Bank of India management team is less than 2 years, this suggests a new team.
Management Team

Dinabandhu Mohapatra

TITLE
MD, CEO & Executive Director
AGE
58
TENURE
1.8 yrs

Chaitanya Chintapalli

TITLE
Executive Director
AGE
58

Atanu Kumar Das

TITLE
Executive Director

Neelam Damodharan

TITLE
Executive Director
AGE
59

Kollegal Raghavendra

TITLE
GM & CFO
TENURE
1.1 yrs

Chandran Mouli

TITLE
Assistant General Manager

Rajeev Bhatia

TITLE
Company Secretary & Compliance Officer

Sheoji Meena

TITLE
General Manager of Marketing/CMO/Resource Mobilisation/Third party products

Shankardas Gupta

TITLE
Chief Risk Officer & GM
TENURE
0.8 yrs

Devendra Sharma

TITLE
Chief Vigilance Officer & GM
Board of Directors Tenure

Average tenure and age of the Bank of India board of directors in years:

2
Average Tenure
58
Average Age
  • The average tenure for the Bank of India board of directors is less than 3 years, this suggests a new board.
Board of Directors

Gopalaraman Padmanabhan

TITLE
Non-Executive Chairman of the Board
AGE
63
TENURE
3.6 yrs

Dinabandhu Mohapatra

TITLE
MD, CEO & Executive Director
AGE
58
TENURE
1.8 yrs

Chaitanya Chintapalli

TITLE
Executive Director
AGE
58
TENURE
1.4 yrs

Atanu Kumar Das

TITLE
Executive Director
TENURE
2.1 yrs

Neelam Damodharan

TITLE
Executive Director
AGE
59
TENURE
2.1 yrs

Veni Thapar

TITLE
Part-Time Non-Official Director
AGE
46
TENURE
2.8 yrs

Devarajan Harish

TITLE
Independent Shareholder Director
AGE
55
TENURE
1.4 yrs

Rosemary Sebastian

TITLE
RBI Nominee Director
TENURE
2.9 yrs

Debabrata Sarkar

TITLE
Independent Shareholder Director
AGE
65
TENURE
1.4 yrs

Dakshita Das

TITLE
Government Nominee Director
AGE
56
TENURE
0.7 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (₹) Value (₹)
18. Feb 19 Buy India Company 16. Feb 19 16. Feb 19 953,758,865 ₹10.00 ₹9,537,583,285
X
Management checks
We assess Bank of India's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Bank of India has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

Company Info

Description

Bank of India Limited provides various banking products and services. It operates through Treasury Operations, Wholesale Banking, and Retail Banking segments. The company accepts various deposit products, such as savings, current, salary, term, and tax saving deposits. It also offers home, education, vidya, vehicle, personal, pensioner, holiday, top-up, and demand/term loans, as well as loan for Pradhan Mantri Awas Yojana and against property; housing loans to NRIs/PIOs; overdraft against securities; loans against FCNR deposits; and loans for corporate and MSME customers. In addition, the company provides cash management services; trade finance; project finance and syndication services; online share trading services; insurance products and services; mutual fund products; portfolio management services; credit, debit, and prepaid cards; and remittance, online banking and payment, online income tax return, and ATM and other kiosk services, as well as cards, loans, and services to rural customers. As of March 31, 2018, it operated 5,127 branches in India; and 29 branches and 30 representative offices internationally. The company was founded in 1906 and is headquartered in Mumbai, India.

Details
Name: Bank of India Limited
532149
Exchange: BSE
Founded: 1906
₹256,055,200,368
2,696,737,234
Website: http://www.bankofindia.co.in
Address: Bank of India Limited
Star House,
8th Floor, East Wing,
Mumbai,
Maharashtra, 400051,
India
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
BSE 532149 Equity Shares Mumbai Stock Exchange IN INR 07. May 1997
NSEI BANKINDIA Equity Shares National Stock Exchange of India IN INR 07. May 1997
Number of employees
Current staff
Staff numbers
48,680
Bank of India employees.
Industry
Diversified Banks
Banks
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/03/19 12:37
End of day share price update: 2019/03/18 00:00
Last estimates confirmation: 2019/03/12
Last earnings filing: 2018/06/06
Last earnings reported: 2018/03/31
Last annual earnings reported: 2018/03/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.