Value is all about what a company is worth versus what price it is
available for. If you went into a grocery store and all the bananas were on sale
at half price, they could be considered
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
It is not possible to calculate the future cash flow value for
Bank of India. This is due to cash flow or dividend data being
unavailable. The share price is
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for
it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing
when they are out of season, or how much your home is worth.
The amount the stock market is willing to pay for
Bank of India's
is considered below, and whether this is a fair price.
Price based on past earnings
Bank of India's earnings available for a low price, and how does
this compare to other companies in the same industry?
Bank of India's earnings are expected to grow significantly at over 20% yearly.
Bank of India's revenue is expected to grow significantly at over 20% yearly.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can
be gauged below. We look back 3 years and see if they were any good at
predicting what actually occurred. We also show the highest and lowest estimates
looking forward to see if there is a wide range.
Bank of India's performance over the past 5 years by checking for:
Has earnings increased in past 5 years? (1 check)
Has the earnings growth in the last year exceeded that of the
industry? (1 check)
Is the recent earnings growth over the last year higher than the average annual growth over the
past 5 years? (1 check)
Is the Return on Equity (ROE) higher than 20%? (1 check)
Is the Return on Assets (ROA) above industry average? (1 check)
Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent
earnings report. Some checks require at least 3 or 5 years worth of data.
Bank of India
has a total score of
0/6, see the detailed checks below.
Note: We use GAAP Net Income excluding extraordinary items in all our calculations.
Management is one of the most important areas of a company. We look at
unreasonable CEO compensation, how long the team and board of directors have
been around for and insider trading.
TENURE AS CEO
Shri. Dinabandhu Mohapatra has been the Chief Executive Officer, Managing Director and Director of Bank of India Limited since May 5, 2017. Previously, Shri. Mohapatra served as an Executive Director of Canara Bank Limited from January 22, 2016 to May 2017. He was overseeing International Operations, Overseas Credit, Strategic Planning &Development (including Economic Intelligence & BPR), Retail Resources, Marketing, Selling & Cross-selling, Government Business and Fee Income Vertical, Corporate Credit, PAG & Syndication, CDR & Stressed Accounts, Financial Management & Subsidiaries. He served as the General Manager of Bank of India Limited until January 2016. He joined Bank of India as a Direct Recruit Officer in the year 1984. During his career spanning over three decades, he has headed various Branches, Departments, Zones and National Banking Groups in Eastern, Western, Northern and Southern parts of the country. He carries his vast knowledge and multi-dimensional banking experience including Treasury Operations, International Banking, Priority Sector Lending, Corporate Lending, Marketing, Recovery, Human Resources, spanning over thirty three years. Shri. Mohapatra serves as Vice Chairman of Canbank Factors Ltd. He has been Director at Export-Import Bank of India since August 02, 2017. He served as Director on the Boards of Canara Bank’s Subsidiaries – CHOICe, Canbank Factors & Canbank Computer Services Limited. He earned a post-graduate in Economics and holding a degree in Law.
Insufficient data for Dinabandhu to compare compensation growth.
Dinabandhu's remuneration is lower than average for companies of similar size in India.
Management Team Tenure
Average tenure and age of the
Bank of India
management team in years:
The average tenure for the Bank of India management team is less than 2 years, this suggests a new team.
MD, CEO & Executive Director
Atanu Kumar Das
GM & CFO
Assistant General Manager
Company Secretary & Compliance Officer
General Manager of Marketing/CMO/Resource Mobilisation/Third party products
Chief Risk Officer & GM
Chief Vigilance Officer & GM
Board of Directors Tenure
Average tenure and age of the
Bank of India
board of directors in years:
The average tenure for the Bank of India board of directors is less than 3 years, this suggests a new board.
Bank of India Limited provides various banking products and services. It operates through Treasury Operations, Wholesale Banking, and Retail Banking segments. The company accepts various deposit products, such as savings, current, salary, term, and tax saving deposits. It also offers home, education, vidya, vehicle, personal, pensioner, holiday, top-up, and demand/term loans, as well as loan for Pradhan Mantri Awas Yojana and against property; housing loans to NRIs/PIOs; overdraft against securities; loans against FCNR deposits; and loans for corporate and MSME customers. In addition, the company provides cash management services; trade finance; project finance and syndication services; online share trading services; insurance products and services; mutual fund products; portfolio management services; credit, debit, and prepaid cards; and remittance, online banking and payment, online income tax return, and ATM and other kiosk services, as well as cards, loans, and services to rural customers. As of March 31, 2018, it operated 5,127 branches in India; and 29 branches and 30 representative offices internationally. The company was founded in 1906 and is headquartered in Mumbai, India.
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