Bank of India Balance Sheet Health
Financial Health criteria checks 4/6
Bank of India has total assets of ₹8,843.1B and total equity of ₹691.0B. Total deposits are ₹7,104.5B, and total loans are ₹5,458.3B earning a Net Interest Margin of 3%. It has insufficient allowance for bad loans, which are currently at 5.5% of total loans. Cash and short-term investments are ₹791.7B.
Key information
12.8x
Asset to equity ratio
3.0%
Net interest margin
Total deposits | ₹7.10t |
Loan to deposit ratio | Appropriate |
Bad loans | 5.5% |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | ₹791.70b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 532149's Assets to Equity ratio (12.8x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if 532149 has a sufficient allowance for bad loans.
Low Risk Liabilities: 87% of 532149's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532149 has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: 532149's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: 532149 has a high level of bad loans (5.5%).