HARL Stock Overview
Offers insurance and financial services in Israel, Europe, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 3/6 |
| Past Performance | 4/6 |
| Financial Health | 3/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Harel Insurance Investments & Financial Services Ltd Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₪51.05 |
| 52 Week High | ₪53.44 |
| 52 Week Low | ₪27.60 |
| Beta | 0.59 |
| 1 Month Change | 21.55% |
| 3 Month Change | 56.36% |
| 1 Year Change | 71.77% |
| 3 Year Change | 47.42% |
| 5 Year Change | 85.37% |
| Change since IPO | 2,750.38% |
Recent News & Updates
Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) Shares Leap 26% Yet They're Still Not Telling The Full Story
Dec 18
Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) Shares Not Telling The Full Story
Oct 30Recent updates
Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) Shares Leap 26% Yet They're Still Not Telling The Full Story
Dec 18Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) Shares Not Telling The Full Story
Oct 30A Piece Of The Puzzle Missing From Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) Share Price
Jul 25Shareholders May Be A Little Conservative With Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) CEO Compensation For Now
May 24Investors Holding Back On Harel Insurance Investments & Financial Services Ltd (TLV:HARL)
Mar 21Should You Be Adding Harel Insurance Investments & Financial Services (TLV:HARL) To Your Watchlist Today?
Sep 12Should You Be Adding Harel Insurance Investments & Financial Services (TLV:HARL) To Your Watchlist Today?
Jun 08Does Harel Insurance Investments & Financial Services (TLV:HARL) Deserve A Spot On Your Watchlist?
Dec 27Is Now The Time To Put Harel Insurance Investments & Financial Services (TLV:HARL) On Your Watchlist?
Jun 09Did You Participate In Any Of Harel Insurance Investments & Financial Services' (TLV:HARL) Fantastic 190% Return ?
Feb 21What Type Of Shareholders Own The Most Number of Harel Insurance Investments & Financial Services Ltd (TLV:HARL) Shares?
Jan 31
What Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) P/E Is Not Telling You
Jan 05Can Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) Weak Financials Pull The Plug On The Stock's Current Momentum On Its Share Price?
Dec 15Is Harel Insurance Investments & Financial Services Ltd (TLV:HARL) A Smart Choice For Dividend Investors?
Nov 25Shareholder Returns
| HARL | IL Insurance | IL Market | |
|---|---|---|---|
| 7D | 5.7% | 0.7% | 0.2% |
| 1Y | 71.8% | 54.9% | 23.2% |
Return vs Industry: HARL exceeded the IL Insurance industry which returned 58.1% over the past year.
Return vs Market: HARL exceeded the IL Market which returned 25.5% over the past year.
Price Volatility
| HARL volatility | |
|---|---|
| HARL Average Weekly Movement | 4.3% |
| Insurance Industry Average Movement | 4.1% |
| Market Average Movement | 4.2% |
| 10% most volatile stocks in IL Market | 8.0% |
| 10% least volatile stocks in IL Market | 3.0% |
Stable Share Price: HARL has not had significant price volatility in the past 3 months compared to the IL market.
Volatility Over Time: HARL's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1933 | 5,158 | Michel Siboni | www.harel-group.co.il |
Harel Insurance Investments & Financial Services Ltd offers insurance and financial services in Israel, Europe, and internationally. The company operates through General Insurance, Health Insurance, Life Insurance and Long-Term Savings, Financial Services, Insurance Companies Abroad, and Credit segments. It offers various classes of life insurance products, which provide coverage for risks, such as death, disability, loss of working capacity, and serious illness; and long-term saving products, as well as manages pension and provident funds.
Harel Insurance Investments & Financial Services Ltd Fundamentals Summary
| HARL fundamental statistics | |
|---|---|
| Market cap | ₪10.48b |
| Earnings (TTM) | ₪1.01b |
| Revenue (TTM) | ₪27.36b |
10.4x
P/E Ratio0.4x
P/S RatioIs HARL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| HARL income statement (TTM) | |
|---|---|
| Revenue | ₪27.36b |
| Cost of Revenue | ₪23.43b |
| Gross Profit | ₪3.93b |
| Other Expenses | ₪2.93b |
| Earnings | ₪1.01b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.91 |
| Gross Margin | 14.38% |
| Net Profit Margin | 3.68% |
| Debt/Equity Ratio | 159.1% |
How did HARL perform over the long term?
See historical performance and comparisonDividends
3.8%
Current Dividend Yield55%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/18 09:26 |
| End of Day Share Price | 2024/12/18 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Harel Insurance Investments & Financial Services Ltd is covered by 7 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Terence Klingman | Excellence Nessuah Brokerage Services Ltd. |
| Lior Rabinovitz | Israel Brokerage & Investments I.B.I. Ltd. |
| Philip Martin Kett | Jefferies LLC |