CLIS Stock Overview
Clal Insurance Enterprises Holdings Ltd. provides insurance services in Israel.
Clal Insurance Enterprises Holdings Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||₪66.80|
|52 Week High||₪85.31|
|52 Week Low||₪59.12|
|1 Month Change||0.91%|
|3 Month Change||7.83%|
|1 Year Change||-1.91%|
|3 Year Change||25.35%|
|5 Year Change||17.23%|
|Change since IPO||460.87%|
Recent News & Updates
Not Many Are Piling Into Clal Insurance Enterprises Holdings Ltd. (TLV:CLIS) Just Yet
With a price-to-earnings (or "P/E") ratio of 4x Clal Insurance Enterprises Holdings Ltd. ( TLV:CLIS ) may be sending...
Is Now The Time To Put Clal Insurance Enterprises Holdings (TLV:CLIS) On Your Watchlist?
Some have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...
Do Clal Insurance Enterprises Holdings's (TLV:CLIS) Earnings Warrant Your Attention?
Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...
|CLIS||IL Insurance||IL Market|
Return vs Industry: CLIS underperformed the IL Insurance industry which returned 11% over the past year.
Return vs Market: CLIS underperformed the IL Market which returned 16.8% over the past year.
|CLIS Average Weekly Movement||5.1%|
|Insurance Industry Average Movement||5.2%|
|Market Average Movement||5.3%|
|10% most volatile stocks in IL Market||8.9%|
|10% least volatile stocks in IL Market||3.6%|
Stable Share Price: CLIS is not significantly more volatile than the rest of IL stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: CLIS's weekly volatility (5%) has been stable over the past year.
About the Company
Clal Insurance Enterprises Holdings Ltd. provides insurance services in Israel. It operates through three segments: Long-Term Savings, Non-Life insurance, and Health Insurance.
Clal Insurance Enterprises Holdings Fundamentals Summary
|CLIS fundamental statistics|
Is CLIS overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|CLIS income statement (TTM)|
|Cost of Revenue||₪18.33b|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
|Earnings per share (EPS)||16.56|
|Net Profit Margin||5.71%|
How did CLIS perform over the long term?See historical performance and comparison
Is CLIS undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 2/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for CLIS?
Other financial metrics that can be useful for relative valuation.
|What is CLIS's n/a Ratio?|
Price to Earnings Ratio vs Peers
How does CLIS's PE Ratio compare to its peers?
|CLIS PE Ratio vs Peers|
|Company||PE||Estimated Growth||Market Cap|
MGDL Migdal Insurance and Financial Holdings
MMHD Menora Mivtachim Holdings
HARL Harel Insurance Investments & Financial Services
PHOE Phoenix Holdings
CLIS Clal Insurance Enterprises Holdings
Price-To-Earnings vs Peers: CLIS is good value based on its Price-To-Earnings Ratio (4x) compared to the peer average (4.8x).
Price to Earnings Ratio vs Industry
How does CLIS's PE Ratio compare vs other companies in the Asian Insurance Industry?
Price-To-Earnings vs Industry: CLIS is good value based on its Price-To-Earnings Ratio (4x) compared to the IL Insurance industry average (5.3x)
Price to Earnings Ratio vs Fair Ratio
What is CLIS's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PE Ratio||4x|
|Fair PE Ratio||n/a|
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate CLIS's Price-To-Earnings Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of CLIS when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: CLIS (₪66.8) is trading above our estimate of fair value (₪24.55)
Significantly Below Fair Value: CLIS is trading above our estimate of fair value.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
Analyst Forecast: Insufficient data to show price forecast.
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How is Clal Insurance Enterprises Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score0/6
Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted Insurance industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Clal Insurance Enterprises Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
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- Check out Clal Insurance Enterprises Holdings's track record over time to understand how much the company has returned to shareholders and its earnings growth rate in the past.
How has Clal Insurance Enterprises Holdings performed over the past 5 years?
Past Performance Score5/6
Past Performance Score 5/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CLIS has high quality earnings.
Growing Profit Margin: CLIS's current net profit margins (5.7%) are higher than last year (3.2%).
Past Earnings Growth Analysis
Earnings Trend: CLIS's earnings have grown significantly by 28.5% per year over the past 5 years.
Accelerating Growth: CLIS's earnings growth over the past year (46.7%) exceeds its 5-year average (28.5% per year).
Earnings vs Industry: CLIS earnings growth over the past year (46.7%) exceeded the Insurance industry 40.8%.
Return on Equity
High ROE: CLIS's Return on Equity (14.5%) is considered low.
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How is Clal Insurance Enterprises Holdings's financial position?
Financial Health Score5/6
Financial Health Score 5/6
Short Term Liabilities
Long Term Liabilities
Financial Position Analysis
Short Term Liabilities: CLIS's short term assets (₪107.5B) exceed its short term liabilities (₪1.5B).
Long Term Liabilities: CLIS's short term assets (₪107.5B) do not cover its long term liabilities (₪135.5B).
Debt to Equity History and Analysis
Debt Level: CLIS has more cash than its total debt.
Reducing Debt: CLIS's debt to equity ratio has reduced from 69.4% to 62.1% over the past 5 years.
Debt Coverage: CLIS's debt is well covered by operating cash flow (84.2%).
Interest Coverage: CLIS's interest payments on its debt are well covered by EBIT (8.2x coverage).
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What is Clal Insurance Enterprises Holdings's current dividend yield, its reliability and sustainability?
Dividend Score 0/6
Cash Flow Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate CLIS's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate CLIS's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if CLIS's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if CLIS's dividend payments have been increasing.
Earnings Payout to Shareholders
Earnings Coverage: CLIS is not paying a notable dividend for the IL market.
Cash Payout to Shareholders
Cash Flow Coverage: Unable to calculate sustainability of dividends as CLIS has not reported any payouts.
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How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Yoram Naveh (51 yo)
Mr. Yoram Naveh has been the Chief Executive Officer at Clal Insurance Enterprises Holdings Ltd. since July 01, 2018. He serves as the Chief Executive Officer of Yuval Insurance Company Ltd.(formerly know...
CEO Compensation Analysis
Compensation vs Market: Yoram's total compensation ($USD994.46K) is below average for companies of similar size in the IL market ($USD1.57M).
Compensation vs Earnings: Yoram's compensation has been consistent with company performance over the past year.
Experienced Management: CLIS's management team is seasoned and experienced (8.6 years average tenure).
Experienced Board: CLIS's board of directors are not considered experienced ( 0.8 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 9.5%.
Clal Insurance Enterprises Holdings Ltd.'s employee growth, exchange listings and data sources
- Name: Clal Insurance Enterprises Holdings Ltd.
- Ticker: CLIS
- Exchange: TASE
- Founded: 1987
- Industry: Multi-line Insurance
- Sector: Insurance
- Implied Market Cap: ₪4.947b
- Shares outstanding: 74.06m
- Website: https://www.clalbit.co.il
Number of Employees
- Clal Insurance Enterprises Holdings Ltd.
- 36 Raul Wallenberg Street
- PO Box 37070
- Tel Aviv
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/08/17 00:00|
|End of Day Share Price||2022/08/17 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.