Harel Insurance Investments & Financial Services Balance Sheet Health
Financial Health criteria checks 3/6
Harel Insurance Investments & Financial Services has a total shareholder equity of ₪9.0B and total debt of ₪14.3B, which brings its debt-to-equity ratio to 159.1%. Its total assets and total liabilities are ₪153.7B and ₪144.7B respectively. Harel Insurance Investments & Financial Services's EBIT is ₪2.0B making its interest coverage ratio 3.6. It has cash and short-term investments of ₪45.1B.
Key information
159.1%
Debt to equity ratio
₪14.31b
Debt
| Interest coverage ratio | 3.6x |
| Cash | ₪45.09b |
| Equity | ₪9.00b |
| Total liabilities | ₪144.66b |
| Total assets | ₪153.65b |
Recent financial health updates
No updates
Recent updates
Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) Shares Leap 26% Yet They're Still Not Telling The Full Story
Dec 18
Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) Shares Not Telling The Full Story
Oct 30A Piece Of The Puzzle Missing From Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) Share Price
Jul 25Shareholders May Be A Little Conservative With Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) CEO Compensation For Now
May 24Investors Holding Back On Harel Insurance Investments & Financial Services Ltd (TLV:HARL)
Mar 21Should You Be Adding Harel Insurance Investments & Financial Services (TLV:HARL) To Your Watchlist Today?
Sep 12Should You Be Adding Harel Insurance Investments & Financial Services (TLV:HARL) To Your Watchlist Today?
Jun 08Does Harel Insurance Investments & Financial Services (TLV:HARL) Deserve A Spot On Your Watchlist?
Dec 27Is Now The Time To Put Harel Insurance Investments & Financial Services (TLV:HARL) On Your Watchlist?
Jun 09Did You Participate In Any Of Harel Insurance Investments & Financial Services' (TLV:HARL) Fantastic 190% Return ?
Feb 21What Type Of Shareholders Own The Most Number of Harel Insurance Investments & Financial Services Ltd (TLV:HARL) Shares?
Jan 31
What Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) P/E Is Not Telling You
Jan 05Can Harel Insurance Investments & Financial Services Ltd's (TLV:HARL) Weak Financials Pull The Plug On The Stock's Current Momentum On Its Share Price?
Dec 15Is Harel Insurance Investments & Financial Services Ltd (TLV:HARL) A Smart Choice For Dividend Investors?
Nov 25Financial Position Analysis
Short Term Liabilities: HARL's short term assets (₪54.0B) exceed its short term liabilities (₪15.0B).
Long Term Liabilities: HARL's short term assets (₪54.0B) do not cover its long term liabilities (₪129.7B).
Debt to Equity History and Analysis
Debt Level: HARL has more cash than its total debt.
Reducing Debt: HARL's debt to equity ratio has increased from 91% to 159.1% over the past 5 years.
Debt Coverage: HARL's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: HARL's interest payments on its debt are well covered by EBIT (3.6x coverage).
Balance Sheet
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/01 19:44 |
| End of Day Share Price | 2025/01/01 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Harel Insurance Investments & Financial Services Ltd is covered by 7 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Terence Klingman | Excellence Nessuah Brokerage Services Ltd. |
| Lior Rabinovitz | Israel Brokerage & Investments I.B.I. Ltd. |
| Philip Martin Kett | Jefferies LLC |