PT Bank Amar Indonesia engages in the banking activities in Indonesia. More Details
Excellent balance sheet with questionable track record.
Share Price & News
How has Bank Amar Indonesia's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: AMAR is more volatile than 90% of ID stocks over the past 3 months, typically moving +/- 19% a week.
Volatility Over Time: AMAR's weekly volatility has increased from 14% to 19% over the past year.
7 Day Return
1 Year Return
Return vs Industry: AMAR exceeded the ID Banks industry which returned 35.5% over the past year.
Return vs Market: AMAR exceeded the ID Market which returned 26.8% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Bank Amar Indonesia's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Bank Amar Indonesia undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate AMAR's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate AMAR's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: AMAR is poor value based on its PE Ratio (64.5x) compared to the ID Banks industry average (32.8x).
PE vs Market: AMAR is poor value based on its PE Ratio (64.5x) compared to the ID market (22.6x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate AMAR's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: AMAR is overvalued based on its PB Ratio (2.5x) compared to the ID Banks industry average (1.6x).
How is Bank Amar Indonesia forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Bank Amar Indonesia has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Bank Amar Indonesia performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: AMAR has high quality earnings.
Growing Profit Margin: AMAR's current net profit margins (7.6%) are lower than last year (23.3%).
Past Earnings Growth Analysis
Earnings Trend: AMAR's earnings have grown significantly by 60% per year over the past 5 years.
Accelerating Growth: AMAR's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: AMAR had negative earnings growth (-61.1%) over the past year, making it difficult to compare to the Banks industry average (-29.9%).
Return on Equity
High ROE: AMAR's Return on Equity (2.3%) is considered low.
How is Bank Amar Indonesia's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: AMAR's Assets to Equity ratio (3x) is low.
Allowance for Bad Loans: AMAR has a sufficient allowance for bad loans (131%).
Low Risk Liabilities: 97% of AMAR's liabilities are made up of primarily low risk sources of funding.
Loan Level: AMAR has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: AMAR's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: AMAR has a high level of bad loans (5.4%).
What is Bank Amar Indonesia current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: AMAR's dividend (1.14%) isn’t notable compared to the bottom 25% of dividend payers in the ID market (1.17%).
High Dividend: AMAR's dividend (1.14%) is low compared to the top 25% of dividend payers in the ID market (5.13%).
Stability and Growth of Payments
Stable Dividend: Too early to tell whether AMAR's dividend payments have been stable as they only just started paying a dividend.
Growing Dividend: Too early to tell if AMAR's dividend payments are increasing as they only just started paying a dividend.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (73.3%), AMAR's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Vishal Tulsian (46 yo)
Mr. Vishal Tulsian has been a President Director at PT Bank Amar Indonesia Since July 29, 2019 and served as its Managing Director Since December 11, 2015 to July 2019 and has been its Director since 2015....
Experienced Management: AMAR's management team is considered experienced (4.3 years average tenure).
Experienced Board: AMAR's board of directors are not considered experienced ( 1.9 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
PT Bank Amar Indonesia Tbk's company bio, employee growth, exchange listings and data sources
- Name: PT Bank Amar Indonesia Tbk
- Ticker: AMAR
- Exchange: IDX
- Founded: 1991
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: Rp2.700t
- Shares outstanding: 8.04b
- Website: https://amarbank.co.id
Number of Employees
- PT Bank Amar Indonesia Tbk
- Jalan Basuki Rahmad No. 109
- Jawa Timur
PT Bank Amar Indonesia engages in the banking activities in Indonesia. The company offers saving, current, and time deposit accounts; and working capital, special financing, and investment loans, as well a...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/04/11 10:02|
|End of Day Share Price||2021/04/09 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.