Bank Amar Indonesia Past Earnings Performance
Past criteria checks 2/6
Bank Amar Indonesia's earnings have been declining at an average annual rate of -12.6%, while the Banks industry saw earnings growing at 16.3% annually. Revenues have been growing at an average rate of 18.5% per year. Bank Amar Indonesia's return on equity is 5.4%, and it has net margins of 26.7%.
Key information
-12.6%
Earnings growth rate
-29.1%
EPS growth rate
| Banks Industry Growth | 13.2% |
| Revenue growth rate | 18.5% |
| Return on equity | 5.4% |
| Net Margin | 26.7% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Bank Amar Indonesia makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 665,611 | 177,972 | 461,873 | 0 |
| 30 Sep 23 | 620,465 | 179,661 | 454,545 | 0 |
| 30 Jun 23 | 474,790 | 17,747 | 465,628 | 0 |
| 31 Mar 23 | 336,405 | -112,153 | 484,477 | 0 |
| 31 Dec 22 | 290,365 | -155,381 | 483,247 | 0 |
| 30 Sep 22 | 337,915 | -169,318 | 493,678 | 0 |
| 30 Jun 22 | 339,918 | -87,586 | 440,030 | 0 |
| 31 Mar 22 | 410,684 | -6,286 | 402,206 | 0 |
| 31 Dec 21 | 388,547 | 4,115 | 369,421 | 0 |
| 30 Sep 21 | 319,324 | 473 | 312,118 | 0 |
| 30 Jun 21 | 323,310 | -8,244 | 308,864 | 0 |
| 31 Mar 21 | 293,478 | -9,334 | 281,466 | 0 |
| 31 Dec 20 | 291,669 | 8,586 | 263,353 | 0 |
| 30 Sep 20 | 316,043 | 7,254 | 257,920 | 0 |
| 30 Jun 20 | 347,489 | 55,761 | 253,405 | 0 |
| 31 Mar 20 | 353,535 | 72,958 | 231,028 | 0 |
| 31 Dec 19 | 316,794 | 61,427 | 205,647 | 0 |
| 30 Sep 19 | 265,793 | 62,140 | 193,826 | 0 |
| 30 Jun 19 | 203,851 | 38,317 | 136,021 | 0 |
| 31 Mar 19 | 165,974 | 22,260 | 119,903 | 0 |
| 31 Dec 18 | 145,064 | 16,291 | 99,486 | 0 |
| 30 Sep 18 | 135,047 | 16,493 | 75,940 | 0 |
| 30 Jun 18 | 95,598 | 4,084 | 76,264 | 0 |
| 31 Mar 18 | 74,226 | 3,313 | 57,112 | 0 |
| 31 Dec 17 | 69,803 | 3,732 | 52,382 | 0 |
| 30 Sep 17 | 42,691 | -5,493 | 50,539 | 0 |
| 30 Jun 17 | 25,635 | -27,301 | 50,657 | 0 |
| 31 Mar 17 | 23,032 | -28,115 | 49,578 | 0 |
| 31 Dec 16 | 14,768 | -27,661 | 45,212 | 0 |
| 30 Sep 16 | 23,969 | -18,500 | 37,212 | 0 |
| 30 Jun 16 | 44,568 | 6,357 | 33,400 | 0 |
| 31 Mar 16 | 38,259 | 6,410 | 29,225 | 0 |
| 31 Dec 15 | 31,931 | 3,526 | 26,774 | 0 |
| 30 Sep 15 | 26,105 | 3,012 | 13,782 | 0 |
| 30 Jun 15 | 20,168 | 480 | 11,982 | 0 |
| 31 Mar 15 | 16,373 | 297 | 9,549 | 0 |
| 31 Dec 14 | 15,576 | 402 | 13,529 | 0 |
| 31 Dec 13 | 10,594 | -1,409 | 6,352 | 0 |
Quality Earnings: AMAR has high quality earnings.
Growing Profit Margin: AMAR became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: AMAR's earnings have declined by 12.6% per year over the past 5 years.
Accelerating Growth: AMAR has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: AMAR has become profitable in the last year, making it difficult to compare its past year earnings growth to the Banks industry (13.1%).
Return on Equity
High ROE: AMAR's Return on Equity (5.4%) is considered low.