PT Bank Amar Indonesia Tbk

IDX:AMAR Stock Report

Market Cap: Rp3.5t

Bank Amar Indonesia Past Earnings Performance

Past criteria checks 2/6

Bank Amar Indonesia has been growing earnings at an average annual rate of 17.4%, while the Banks industry saw earnings growing at 20.7% annually. Revenues have been growing at an average rate of 19.8% per year. Bank Amar Indonesia's return on equity is 5.1%, and it has net margins of 21.6%.

Key information

17.4%

Earnings growth rate

0.7%

EPS growth rate

Banks Industry Growth13.2%
Revenue growth rate19.8%
Return on equity5.1%
Net Margin21.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Bank Amar Indonesia makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

IDX:AMAR Revenue, expenses and earnings (IDR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24779,813168,060560,2300
31 Mar 24720,717192,402487,0040
31 Dec 23665,611177,972461,8730
30 Sep 23616,943179,661454,5450
30 Jun 23471,26717,748465,6270
31 Mar 23332,883-112,152484,4760
31 Dec 22290,365-155,381483,2470
30 Sep 22337,915-169,318493,6780
30 Jun 22339,918-87,586440,0300
31 Mar 22410,684-6,286402,2060
31 Dec 21388,5474,115369,4210
30 Sep 21319,324473312,1180
30 Jun 21323,310-8,244308,8640
31 Mar 21293,478-9,334281,4660
31 Dec 20291,6698,586263,3530
30 Sep 20316,0437,254257,9200
30 Jun 20347,48955,761253,4050
31 Mar 20353,53572,958231,0280
31 Dec 19316,79461,427205,6470
30 Sep 19265,79362,140193,8260
30 Jun 19203,85138,317136,0210
31 Mar 19165,97422,260119,9030
31 Dec 18145,06416,29199,4860
30 Sep 18135,04716,49375,9400
30 Jun 1895,5984,08476,2640
31 Mar 1874,2263,31357,1120
31 Dec 1769,8033,73252,3820
30 Sep 1742,691-5,49350,5390
30 Jun 1725,635-27,30150,6570
31 Mar 1723,032-28,11549,5780
31 Dec 1614,768-27,66145,2120
30 Sep 1623,969-18,50037,2120
30 Jun 1644,5686,35733,4000
31 Mar 1638,2596,41029,2250
31 Dec 1531,9313,52626,7740
30 Sep 1526,1053,01213,7820
30 Jun 1520,16848011,9820
31 Mar 1516,3732979,5490
31 Dec 1415,57640213,5290
31 Dec 1310,594-1,4096,3520

Quality Earnings: AMAR has high quality earnings.

Growing Profit Margin: AMAR's current net profit margins (21.6%) are lower than last year (29.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: AMAR's earnings have grown by 17.4% per year over the past 5 years.

Accelerating Growth: AMAR's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: AMAR had negative earnings growth (-6.5%) over the past year, making it difficult to compare to the Banks industry average (5.7%).

Return on Equity

High ROE: AMAR's Return on Equity (5.1%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 03:25
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

PT Bank Amar Indonesia Tbk is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullPT NH Korindo Sekuritas Indonesia
Arief MachrusPT Sinarmas Sekuritas