BHG Group Valuation

Q: What is the Fair Price of 0SOM when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

0SOM (SEK14.91) is trading below our estimate of [[fair value]] (SEK26.32)

Is 0SOM undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

Below Fair Value
Significantly Below Fair Value
Price-To-Sales vs Peers
Price-To-Sales vs Industry
Price-To-Sales vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 0SOM when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 0SOM (SEK14.91) is trading below our estimate of fair value (SEK26.32)

Significantly Below Fair Value: 0SOM is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 0SOM?

Other financial metrics that can be useful for relative valuation.

The above table shows the n/a ratio for 0SOM. This is calculated by dividing 0SOM's market cap by their current preferred multiple.
What is 0SOM's n/a Ratio?
n/a	0x
n/a	n/a
Market Cap	SEK 2.68b

0SOM key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	0.5x
Enterprise Value/EBITDA	-2571.4x
PEG Ratio	n/a

Price to Sales Ratio vs Peers

How does 0SOM's PS Ratio compare to its peers?

The above table shows the PS ratio for 0SOM vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PS	Estimated Growth	Market Cap
Peer Average	0.6x
VIC Victorian Plumbing Group	1.2x	9.9%	UK£335.5m
WIX Wickes Group	0.3x	3.7%	UK£399.9m
TPT Topps Tiles	0.3x	7.9%	UK£86.5m
MRK Marks Electrical Group	0.5x	10.7%	UK£62.8m
0SOM BHG Group	0.3x	3.7%	SEK 2.7b

Price-To-Sales vs Peers: 0SOM is good value based on its Price-To-Sales Ratio (0.3x) compared to the peer average (0.6x).

Price to Earnings Ratio vs Industry

How does 0SOM's PE Ratio compare vs other companies in the GB Specialty Retail Industry?

0 Companies	Price / Earnings	Estimated Growth	Market Cap
Industry Avg.	n/a	20.6%
	n/a	n/a	n/a

Fetching data

0 Companies	Price / Earnings	Estimated Growth	Market Cap
Industry Avg.	n/a	20.6%
	n/a	n/a	n/a

No more companies

Price-To-Sales vs Industry: 0SOM is good value based on its Price-To-Sales Ratio (0.3x) compared to the UK Specialty Retail industry average (0.3x).

Price to Sales Ratio vs Fair Ratio

What is 0SOM's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

0SOM PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio	0.3x
Fair PS Ratio	0.2x

Price-To-Sales vs Fair Ratio: 0SOM is expensive based on its Price-To-Sales Ratio (0.3x) compared to the estimated Fair Price-To-Sales Ratio (0.2x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 0SOM forecast and predictions for the stock price in 12 month’s time.
Date	Share Price	Average 1Y Price Target	Dispersion	High	Low	1Y Actual price	Analysts
Current	SEK 14.91	SEK 19.00 +27.4%	15.8%	SEK 22.00	SEK 16.00	n/a	2
Sep ’25	SEK 15.81	SEK 19.00 +20.2%	15.8%	SEK 22.00	SEK 16.00	n/a	2
Aug ’25	SEK 15.16	SEK 19.00 +25.3%	15.8%	SEK 22.00	SEK 16.00	n/a	2
Jul ’25	SEK 17.09	SEK 18.50 +8.3%	18.9%	SEK 22.00	SEK 15.00	n/a	2
Jun ’25	SEK 18.16	SEK 17.00 -6.4%	11.8%	SEK 19.00	SEK 15.00	n/a	2
May ’25	SEK 14.02	SEK 17.00 +21.2%	11.8%	SEK 19.00	SEK 15.00	n/a	2
Apr ’25	SEK 18.35	SEK 18.00 -1.9%	5.6%	SEK 19.00	SEK 17.00	n/a	2
Feb ’25	SEK 17.15	SEK 16.00 -6.7%	6.3%	SEK 17.00	SEK 15.00	n/a	2
Jan ’25	SEK 14.30	SEK 12.50 -12.6%	12.0%	SEK 14.00	SEK 11.00	n/a	2
Dec ’24	SEK 11.84	SEK 12.50 +5.6%	12.0%	SEK 14.00	SEK 11.00	n/a	2
Nov ’24	SEK 9.68	SEK 15.50 +60.1%	29.0%	SEK 20.00	SEK 11.00	n/a	2
Oct ’24	SEK 13.10	SEK 19.00 +45.0%	5.3%	SEK 20.00	SEK 18.00	SEK 15.13	2
Sep ’24	SEK 15.19	SEK 19.00 +25.1%	5.3%	SEK 20.00	SEK 18.00	SEK 15.81	2
Aug ’24	SEK 19.20	SEK 19.00 -1.0%	5.3%	SEK 20.00	SEK 18.00	SEK 15.16	2
Jun ’24	SEK 12.79	SEK 8.75 -31.6%	14.3%	SEK 10.00	SEK 7.50	SEK 18.16	2
May ’24	SEK 11.38	SEK 8.75 -23.1%	14.3%	SEK 10.00	SEK 7.50	SEK 14.02	2
Apr ’24	SEK 9.57	SEK 8.75 -8.5%	14.3%	SEK 10.00	SEK 7.50	SEK 18.35	2
Mar ’24	SEK 12.79	SEK 23.25 +81.8%	29.0%	SEK 30.00	SEK 16.50	SEK 17.26	2
Feb ’24	SEK 15.15	SEK 23.25 +53.4%	29.0%	SEK 30.00	SEK 16.50	SEK 17.15	2
Jan ’24	SEK 18.81	SEK 21.67 +15.2%	27.3%	SEK 30.00	SEK 17.00	SEK 14.30	3
Dec ’23	SEK 21.58	SEK 21.67 +0.4%	27.3%	SEK 30.00	SEK 17.00	SEK 11.84	3
Nov ’23	SEK 19.68	SEK 21.67 +10.1%	27.3%	SEK 30.00	SEK 17.00	SEK 9.68	3
Oct ’23	SEK 13.50	SEK 71.00 +426.0%	84.6%	SEK 155.00	SEK 18.00	SEK 13.10	3

Analyst Forecast: Target price is more than 20% higher than the current share price, but there are not enough analysts covering the stock to determine statistical confidence in agreement.