Unipol Gruppo (BATS-CHIXE:UNIM) - Stock Price, News & Analysis

UNIM Stock Overview

Unipol Gruppo S.p.A., together with its subsidiaries, provides insurance products and services primarily in Italy.

UNIM fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	1/6
Past Performance	3/6
Financial Health	5/6
Dividends	3/6

Rewards

Trading at 30.1% below our estimate of its fair value

Revenue is forecast to grow 11.6% per year

Earnings grew by 109.7% over the past year

Risk Analysis

Shares are highly illiquid

Earnings are forecast to decline by an average of 7.5% per year for the next 3 years

Dividend of 4.56% is not well covered by cash flows

Large one-off items impacting financial results

Unipol Gruppo S.p.A. Competitors

Aviva

LSE:AV.

UK£12.6b

Hiscox

LSE:HSX

UK£4.2b

Beazley

LSE:BEZ

UK£4.4b

Direct Line Insurance Group

LSE:DLG

UK£2.5b

Price History & Performance

Summary of all time highs, changes and price drops for Unipol Gruppo
Historical stock prices
Current Share Price	€7.58
52 Week High	€7.58
52 Week Low	€4.74
Beta	1.08
1 Month Change	0%
3 Month Change	n/a
1 Year Change	50.10%
3 Year Change	63.19%
5 Year Change	66.96%
Change since IPO	-65.05%

Recent updates

Shareholder Returns

	UNIM	GB Insurance	GB Market
7D	0%	4.8%	2.7%
1Y	50.1%	-10.6%	0.3%

Return vs Industry: UNIM exceeded the UK Insurance industry which returned -13.3% over the past year.

Return vs Market: UNIM exceeded the UK Market which returned -1.8% over the past year.

Price Volatility

Is UNIM's price volatile compared to industry and market?
UNIM volatility
UNIM Average Weekly Movement	n/a
Insurance Industry Average Movement	4.1%
Market Average Movement	4.9%
10% most volatile stocks in GB Market	11.3%
10% least volatile stocks in GB Market	2.7%

Stable Share Price: UNIM has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine UNIM's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1961	11,461	Matteo Laterza	www.unipol.it

Unipol Gruppo S.p.A., together with its subsidiaries, provides insurance products and services primarily in Italy. The company operates through Non-Life Insurance Business, Life Insurance Business, and Holding and Other Businesses segments. It offers risk cover solutions for vehicles, sports craft, and travel; home and condominiums; work related to businesses, traders, professionals, and legal protection; accident and health protection; and investments and welfare.

Unipol Gruppo S.p.A. Fundamentals Summary

How do Unipol Gruppo's earnings and revenue compare to its market cap?
UNIM fundamental statistics
Market cap	€5.97b
Earnings (TTM)	€1.10b
Revenue (TTM)	€11.47b

5.4x

P/E Ratio

0.5x

P/S Ratio

Is UNIM overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UNIM income statement (TTM)
Revenue	€11.47b
Cost of Revenue	€9.80b
Gross Profit	€1.67b
Other Expenses	€565.00m
Earnings	€1.10b

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

May 09, 2024

Earnings per share (EPS)	1.54
Gross Margin	14.53%
Net Profit Margin	9.60%
Debt/Equity Ratio	49.8%

How did UNIM perform over the long term?

See historical performance and comparison

Dividends

4.6%

Current Dividend Yield

25%

Payout Ratio

Does UNIM pay a reliable dividends?

See UNIM dividend history and benchmarks

When do you need to buy UNIM by to receive an upcoming dividend?
Unipol Gruppo dividend dates
Ex Dividend Date	May 20 2024
Dividend Pay Date	May 22 2024
Days until Ex dividend	26 days
Days until Dividend pay date	28 days