Unipol Gruppo Past Earnings Performance

We're still processing the latest earnings report of this company

Past criteria checks 4/6

Unipol Gruppo has been growing earnings at an average annual rate of 1.9%, while the Insurance industry saw earnings declining at 21% annually. Revenues have been declining at an average rate of 10% per year. Unipol Gruppo's return on equity is 15%, and it has net margins of 10.4%.

Key information

1.9%

Earnings growth rate

1.9%

EPS growth rate

Insurance Industry Growth	-7.2%
Revenue growth rate	-10.0%
Return on equity	15.0%
Net Margin	10.4%
Last Earnings Update	30 Jun 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Unipol Gruppo makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BATS-CHIXE:UNIM Revenue, expenses and earnings (EUR Millions)
Date	Revenue	Earnings	G+A Expenses
30 Jun 24	11,491	1,196	533
31 Mar 24	11,479	1,149	511
31 Dec 23	11,467	1,101	489
30 Sep 23	10,722	839	466
30 Jun 23	9,976	577	442
31 Mar 23	9,471	551	416
31 Dec 22	8,965	525	390
30 Sep 22	10,231	489	460
30 Jun 22	11,498	454	530
31 Mar 22	13,035	540	607
31 Dec 21	14,572	627	684
30 Sep 21	14,442	678	671
30 Jun 21	14,312	730	658
31 Mar 21	14,054	719	641
31 Dec 20	13,797	707	624
30 Sep 20	14,306	734	641
30 Jun 20	14,815	760	657
31 Mar 20	15,728	831	677
31 Dec 19	16,642	903	698
30 Sep 19	16,081	898	670
30 Jun 19	15,521	893	643
31 Mar 19	14,838	800	620
31 Dec 18	14,156	706	597
30 Jun 18	13,865	1,363	438
31 Mar 18	13,879	884	510
31 Dec 17	13,894	405	583
30 Sep 17	14,697	-349	911
30 Jun 17	15,048	-319	882
31 Mar 17	15,482	-7	895
31 Dec 16	16,740	330	883
30 Sep 16	17,250	198	865
30 Jun 16	17,468	177	891
31 Mar 16	17,981	169	880
31 Dec 15	18,825	272	885
30 Sep 15	19,142	329	928
30 Jun 15	19,966	345	895
31 Mar 15	21,448	319	917
31 Dec 14	21,535	195	937
30 Sep 14	21,877	17	930
30 Jun 14	21,642	-22	965
31 Mar 14	20,699	-55	970
31 Dec 13	20,206	-77	963

Quality Earnings: UNIM has a large one-off loss of €486.0M impacting its last 12 months of financial results to 30th June, 2024.

Growing Profit Margin: UNIM's current net profit margins (10.4%) are higher than last year (5.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: UNIM's earnings have grown by 1.9% per year over the past 5 years.

Accelerating Growth: UNIM's earnings growth over the past year (107.3%) exceeds its 5-year average (1.9% per year).

Earnings vs Industry: UNIM earnings growth over the past year (107.3%) exceeded the Insurance industry 53.2%.

Return on Equity

High ROE: UNIM's Return on Equity (15%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/26 12:36
End of Day Share Price	2024/12/12 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Unipol Gruppo S.p.A. is covered by 18 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Francesco Previtera	Banca Akros S.p.A. (ESN)
Andrew Broadfield	Barclays
Alessia Magni	Barclays