HELNZ Stock Overview

Engages in life and non-life insurance, and reinsurance business in Switzerland, Germany, Austria, Spain, Italy, France, and internationally. More details

HELNZ fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	2/6
Past Performance	1/6
Financial Health	3/6
Dividends	3/6

Rewards

Trading at 27.6% below our estimate of its fair value

Earnings are forecast to grow 14.68% per year

Risk Analysis

Dividend of 4.26% is not well covered by earnings or free cash flows

Profit margins (2.8%) are lower than last year (5.6%)

My Notes

Capture your thoughts, links and company narrative

Helvetia Holding AG Competitors

Aviva

LSE:AV.

UK£12.3b

Legal & General Group

LSE:LGEN

UK£13.1b

Direct Line Insurance Group

LSE:DLG

UK£3.3b

Beazley

LSE:BEZ

UK£5.1b

Price History & Performance

Summary of share price highs, lows and changes for Helvetia Holding
Historical stock prices
Current Share Price	CHF 147.90
52 Week High	CHF 154.70
52 Week Low	CHF 115.00
Beta	0.93
1 Month Change	-2.57%
3 Month Change	1.02%
1 Year Change	28.50%
3 Year Change	37.07%
5 Year Change	n/a
Change since IPO	130.19%

Recent updates

Shareholder Returns

	HELNZ	GB Insurance	GB Market
7D	2.1%	0.0005%	-0.6%
1Y	28.5%	-5.2%	2.7%

Return vs Industry: HELNZ exceeded the UK Insurance industry which returned -4.3% over the past year.

Return vs Market: HELNZ exceeded the UK Market which returned 3.1% over the past year.

Price Volatility

Is HELNZ's price volatile compared to industry and market?
HELNZ volatility
HELNZ Average Weekly Movement	1.9%
Insurance Industry Average Movement	4.2%
Market Average Movement	4.8%
10% most volatile stocks in GB Market	10.5%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: HELNZ has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: HELNZ's weekly volatility (2%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1858	14,104	Fabian Rupprecht	www.helvetia.com

Helvetia Holding AG engages in life and non-life insurance, and reinsurance business in Switzerland, Germany, Austria, Spain, Italy, France, and internationally. It offers life insurance products in the areas of investment-linked, group life, and others; non-life insurance products in the areas of property, motor vehicle, health/accident, liability, and transport; and annuity insurance products and pension plans. The company was founded in 1858 and is headquartered in Sankt Gallen, Switzerland.

Helvetia Holding AG Fundamentals Summary

How do Helvetia Holding's earnings and revenue compare to its market cap?
HELNZ fundamental statistics
Market cap	CHF 7.82b
Earnings (TTM)	CHF 272.42m
Revenue (TTM)	CHF 9.57b

28.7x

P/E Ratio

0.8x

P/S Ratio

Is HELNZ overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HELNZ income statement (TTM)
Revenue	CHF 9.57b
Cost of Revenue	CHF 8.15b
Gross Profit	CHF 1.42b
Other Expenses	CHF 1.15b
Earnings	CHF 272.42m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

Mar 06, 2025

Earnings per share (EPS)	5.16
Gross Margin	14.82%
Net Profit Margin	2.85%
Debt/Equity Ratio	62.5%

How did HELNZ perform over the long term?

See historical performance and comparison

Dividends

4.3%

Current Dividend Yield

122%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/26 01:09
End of Day Share Price	2024/12/23 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Helvetia Holding AG is covered by 19 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Dieter Hein	AlphaValue
Daniel Bischof	Baader Helvea Equity Research
Stefan Schürmann	Bank Vontobel AG