How does GM's PE Ratio compare to its peers?

GM is good value based on its Price-To-Earnings Ratio (11.8x) compared to the peer average (22x).

How does GM's PE Ratio compare vs other companies in the European Insurance Industry?

GM is good value based on its Price-To-Earnings Ratio (11.8x) compared to the European Insurance industry average (11.8x).

What is GM's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate GM's Price-To-Earnings Fair Ratio for valuation analysis.

What is the Fair Price of GM when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

GM (€25.29) is trading below our estimate of [[fair value]] (€29.88)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Target price is lower than the current share price.

Assicurazioni Generali (BATS-CHIXE:GM) - Stock Price, News & Analysis

GM Stock Overview

Engages in the provision of various insurance solutions under the Generali brand worldwide. More details

GM fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	2/6
Past Performance	2/6
Financial Health	3/6
Dividends	5/6

Rewards

Trading at 15.4% below our estimate of its fair value

Earnings are forecast to grow 8.24% per year

Pays a reliable dividend of 4.73%

Risk Analysis

Has a high level of debt

Assicurazioni Generali S.p.A. Competitors

Aviva

LSE:AV.

UK£13.0b

Prudential

LSE:PRU

UK£17.0b

Legal & General Group

LSE:LGEN

UK£12.8b

China Pacific Insurance (Group)

SHSE:601601

CN¥304.1b

Price History & Performance

Summary of all time highs, changes and price drops for Assicurazioni Generali
Historical stock prices
Current Share Price	€25.29
52 Week High	€27.02
52 Week Low	€18.89
Beta	0.97
11 Month Change	-6.40%
3 Month Change	12.55%
1 Year Change	30.66%
33 Year Change	37.42%
5 Year Change	36.60%
Change since IPO	153.61%

Recent updates

Shareholder Returns

	GM	GB Insurance	GB Market
7D	0%	0.5%	-0.3%
1Y	30.7%	-7.6%	6.1%

Return vs Industry: GM exceeded the UK Insurance industry which returned -7.8% over the past year.

Return vs Market: GM exceeded the UK Market which returned 5.6% over the past year.

Price Volatility

Is GM's price volatile compared to industry and market?
GM volatility
GM Average Weekly Movement	n/a
Insurance Industry Average Movement	3.3%
Market Average Movement	4.7%
10% most volatile stocks in GB Market	10.3%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: Data is not available.

Volatility Over Time: Insufficient data to determine GM's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1831	84,755	Philippe Donnet	www.generali.com

Assicurazioni Generali S.p.A. engages in the provision of various insurance solutions under the Generali brand worldwide. The company operates through Life, Property & Casualty, and Asset & Wealth Management segments. It offers savings, individual and family protection, and unit linked, as well as motor third-party liability, home, casualty, accident, health, and commercial and industrial risks insurance products; and insurance plans for multinational companies.

Assicurazioni Generali S.p.A. Fundamentals Summary

How do Assicurazioni Generali's earnings and revenue compare to its market cap?
GM fundamental statistics
Market cap	€41.38b
Earnings (TTM)	€3.50b
Revenue (TTM)	€59.82b

11.8x

P/E Ratio

0.7x

P/S Ratio

Is GM overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
GM income statement (TTM)
Revenue	€59.82b
Cost of Revenue	€49.77b
Gross Profit	€10.04b
Other Expenses	€6.54b
Earnings	€3.50b

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

Mar 12, 2025

Earnings per share (EPS)	2.29
Gross Margin	16.79%
Net Profit Margin	5.85%
Debt/Equity Ratio	112.9%

How did GM perform over the long term?

See historical performance and comparison

Dividends

4.7%

Current Dividend Yield

56%

Payout Ratio

GM Stock Overview

Rewards

Risk Analysis

Assicurazioni Generali S.p.A. Competitors

LSE:AV.

UK£13.0b

LSE:PRU

UK£17.0b

LSE:LGEN

UK£12.8b

SHSE:601601

CN¥304.1b

Price History & Performance

Recent News & Updates

Assicurazioni Generali Reportedly Plans to Takeover MGG Investment Group

Assicurazioni Generali S.p.A. to Report Q3, 2025 Results on Nov 13, 2025

Kiler Holding Anonim Sirketi (IBSE:KLRHO), Ekol Girisim Sermayesi Yatirim Ortakligi A.S., Arex Yatirim Holding A.S. and Arex Sigorta A.S. reached an agreement to acquire 99.99% stake in Generali Sigorta A.S from Assicurazioni Generali S.p.A. (BIT:G).

Generali Appoints Cecile Paillard as Chief Transformation Officer

Assicurazioni Generali S.p.A. to Report Q2, 2024 Results on Aug 09, 2024

Dividend increased to €1.28

Recent updates

Assicurazioni Generali Reportedly Plans to Takeover MGG Investment Group

Assicurazioni Generali S.p.A. to Report Q3, 2025 Results on Nov 13, 2025

Kiler Holding Anonim Sirketi (IBSE:KLRHO), Ekol Girisim Sermayesi Yatirim Ortakligi A.S., Arex Yatirim Holding A.S. and Arex Sigorta A.S. reached an agreement to acquire 99.99% stake in Generali Sigorta A.S from Assicurazioni Generali S.p.A. (BIT:G).

Generali Appoints Cecile Paillard as Chief Transformation Officer

Assicurazioni Generali S.p.A. to Report Q2, 2024 Results on Aug 09, 2024

Dividend increased to €1.28

Assicurazioni Generali S.p.A. (BIT:G) completed the acquisition of Conning Holdings Ltd. from Cathay Life Insurance Co.,Ltd.

Dividend increased to €1.28

Full year 2023 earnings released

Assicurazioni Generali S.p.A. (BIT:G) completed the acquisition of Liberty Seguros, Compania de Seguros y Reaseguros, S.A. from Liberty Mutual Insurance Europe Societas Europaea.

Assicurazioni Generali S.p.A. (BIT:G) completed the acquisition of Liberty Seguros, Compania de Seguros y Reaseguros, S.A. from Liberty Mutual Insurance Europe Societas Europaea.

Assicurazioni Generali S.p.A. (BIT:G) signed an agreement to acquire 51% stake in Generali China Insurance Company Ltd. from CNPC Capital Company Limited (SZSE:000617) for approximately CNY 770 million.

Assicurazioni Generali S.p.A. to Report Fiscal Year 2023 Results on Apr 24, 2024

Assicurazioni Generali S.p.A. to Report Q1, 2024 Results on May 21, 2024

Allianz S.p.A. agreed to acquire TUA Assicurazioni S.p.A. from Assicurazioni Generali S.p.A. (BIT:G) for €280 million.

Allianz S.p.A. agreed to acquire TUA Assicurazioni S.p.A. from Assicurazioni Generali S.p.A. (BIT:G) for €280 million.

New major risk - Financial position

First half 2023 earnings released: EPS: €1.44 (vs €0.61 in 1H 2022)

Assicurazioni Generali S.p.A. (BIT:G) agreed to acquire Conning Holdings Ltd. from Cathay Life Insurance Co.,Ltd.

Generali $22 Billion Portfolio Sale to Private Equity Reportedly Complicated by Rate Surge

Assicurazioni Generali S.p.A. (BIT:G) signed a definitive agreement to acquire Liberty Seguros, Compania de Seguros y Reaseguros, S.A. from Liberty Mutual Insurance Europe Societas Europaea for €2.3 billion.

Assicurazioni Generali S.p.A. (BIT:G) signed an agreement to acquire Liberty Seguros from Liberty International.

Now 23% undervalued after recent price drop

Upcoming dividend of €1.16 per share at 6.2% yield

Full year 2022 earnings released: EPS: €1.85 (vs €1.81 in FY 2021)

Now 22% undervalued

Assicurazioni Generali S.p.A., Annual General Meeting, Apr 28, 2023

Generali Reportedly Plans Sale of €20 Billion Italian Life Portfolio

Oman Insurance Company P.S.C. (DFM:OIC) acquired UAE Life insurance portfolio from Assicurazioni Generali S.p.A.

Assicurazioni Generali S.p.A. to Report Nine Months, 2023 Results on Nov 17, 2023

Assicurazioni Generali S.p.A. (BIT:G) entered into agreement to acquire Pension business of MetLife from NN Group N.V. (ENXTAM:NN).

Assicurazioni Generali S.p.A. (BIT:G) completed the acquisition of 53% stake in AXA Affin General Insurance Berhad from AXA Asia SAS and AFFIN Bank Berhad (KLSE:AFFIN)

First half 2022 earnings released

Assicurazioni Generali Appoints Stefano Marsaglia as Independent Director

Upcoming dividend of €1.07 per share

Assicurazioni Generali S.p.A Elects Dame Clara Furse DBE as a Non-Executive Director

Full year 2021 earnings: EPS in line with analyst expectations despite revenue beat

Deputy Vice-Chairman recently bought €22m worth of stock

Deputy Vice-Chairman recently bought €15m worth of stock

Deputy Vice-Chairman recently bought €44m worth of stock

Generali Reportedly Eyes Bigger Stake in India Businesses as Future Seeks Exit

Deputy Vice-Chairman recently bought €18m worth of stock

Deputy Vice-Chairman recently bought €6.2m worth of stock

Controlling Shareholders of Syn Mun Kong Insurance Reportedly Plan to Sell Majority Stake

Generali to Purchase Credit Agricole Subsidiary

Deputy Vice-Chairman recently bought €26m worth of stock

Upcoming dividend of €0.46 per share

Mediobanca Banca di Credito Finanziario S.p.A. (BIT:MB) acquired an unknown minority stake in Assicurazioni Generali S.p.A. (BIT:G).

Deputy Vice-Chairman recently bought €19m worth of stock

First half 2021 earnings released: EPS €0.98 (vs €0.61 in 1H 2020)

Applied Underwriters, Inc. agreed to acquire Specialty Lines Division of Assicurazioni Generali S.p.A. (BIT:G).

Assicurazioni Generali S.p.A. (BIT:G) agreed to acquire 70% stake in AXA AFFIN Life Insurance Bhd. from AFFIN Bank Berhad (KLSE:AFFIN) and AXA Asia SAS.

Assicurazioni Generali S.p.A. (BIT:G) completed the acquisition of 99.98% stake in AXA Insurance SA from AXA SA (ENXTPA:CS).

Assicurazioni Generali to Launch $1.4 Billion Takeover Bid for Cattolica

Upcoming dividend of €1.01 per share

Generali Reportedly Studying Acquisition in Russia

YAS Digital Limited Partners with Generali to Launch Passenger Microinsurance - "RYDE with YAS"

Full year 2020 earnings released: EPS €1.23 (vs €1.40 in FY 2019)

Assicurazioni Generali S.P.A. Announces Executive Changes