FBD Holdings (EG7I) Stock Overview

Through its subsidiaries, engages in the underwriting of general insurance to farmers, private individuals, and business owners in Ireland. More details

EG7I fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	1/6
Past Performance	2/6
Financial Health	5/6
Dividends	3/6

Rewards

Trading at 49.7% below our estimate of its fair value

Earnings are forecast to grow 6.42% per year

Risk Analysis

Shares are highly illiquid

Profit margins (9.2%) are lower than last year (14.4%)

Dividend of 10.42% is not well covered by free cash flows

EG7I Community Fair Values

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FBD Holdings plc Competitors

Price History & Performance

Summary of share price highs, lows and changes for FBD Holdings
Historical stock prices
Current Share Price	€16.55
52 Week High	€16.55
52 Week Low	€16.55
Beta	0.00050
1 Month Change	0%
3 Month Change	0%
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	85.14%

Recent updates

Shareholder Returns

	EG7I	GB Insurance	GB Market
7D	0%	5.5%	2.7%
1Y	n/a	14.6%	18.3%

Return vs Industry: Insufficient data to determine how EG7I performed against the UK Insurance industry.

Return vs Market: Insufficient data to determine how EG7I performed against the UK Market.

Price Volatility

Is EG7I's price volatile compared to industry and market?
EG7I volatility
EG7I Average Weekly Movement	n/a
Insurance Industry Average Movement	3.7%
Market Average Movement	5.6%
10% most volatile stocks in GB Market	11.7%
10% least volatile stocks in GB Market	3.1%

Stable Share Price: EG7I's share price has been volatile over the past 3 months compared to the UK market.

Volatility Over Time: Insufficient data to determine EG7I's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1969	1,045	Tomas O'Midheach	www.fbdgroup.com

FBD Holdings plc, through its subsidiaries, engages in the underwriting of general insurance to farmers, private individuals, and business owners in Ireland. It operates through two segments, General Insurance and Other Services. The company is involved in underwriting operations for motor and non-motor insurance portfolios.

FBD Holdings plc Fundamentals Summary

How do FBD Holdings's earnings and revenue compare to its market cap?
EG7I fundamental statistics
Market cap	€603.86m
Earnings (TTM)	€46.88m
Revenue (TTM)	€507.63m

12.9x

P/E Ratio

1.2x

P/S Ratio

Is EG7I overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
EG7I income statement (TTM)
Revenue	€507.63m
Cost of Revenue	€440.10m
Gross Profit	€67.53m
Other Expenses	€20.64m
Earnings	€46.88m

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

Aug 07, 2026

Earnings per share (EPS)	1.30
Gross Margin	13.30%
Net Profit Margin	9.24%
Debt/Equity Ratio	10.4%

How did EG7I perform over the long term?

See historical performance and comparison

Dividends

10.4%

Current Dividend Yield

77%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/06/14 23:23
End of Day Share Price	2026/03/17 00:00
Earnings	2025/12/31
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

FBD Holdings plc is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Sami Taipalus	Berenberg
Diarmaid Sheridan	Davy
Wei Yi Kuang	Goldman Sachs

FBD Holdings plcBATS-CHIXE:EG7I Stock Report