0Q3Y Stock Overview
Engages in the management of debt in Poland, Romania, Italy, the Czech Republic, Slovakia, Germany, Spain, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 3/6 |
| Past Performance | 3/6 |
| Financial Health | 2/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
My Notes
Capture your thoughts, links and company narrative
KRUK Spólka Akcyjna Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | zł447.20 |
| 52 Week High | zł479.40 |
| 52 Week Low | zł439.45 |
| Beta | 1.32 |
| 1 Month Change | 0% |
| 3 Month Change | -1.07% |
| 1 Year Change | n/a |
| 3 Year Change | 30.53% |
| 5 Year Change | n/a |
| Change since IPO | 826.83% |
Recent News & Updates
Recent updates
Shareholder Returns
| 0Q3Y | GB Consumer Finance | GB Market | |
|---|---|---|---|
| 7D | 0% | 0.1% | -1.5% |
| 1Y | n/a | 1.1% | 3.5% |
Return vs Industry: Insufficient data to determine how 0Q3Y performed against the UK Consumer Finance industry.
Return vs Market: Insufficient data to determine how 0Q3Y performed against the UK Market.
Price Volatility
| 0Q3Y volatility | |
|---|---|
| 0Q3Y Average Weekly Movement | n/a |
| Consumer Finance Industry Average Movement | 5.5% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in GB Market | 10.6% |
| 10% least volatile stocks in GB Market | 2.6% |
Stable Share Price: 0Q3Y's share price has been volatile over the past 3 months compared to the UK market.
Volatility Over Time: Insufficient data to determine 0Q3Y's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1998 | 3,383 | Piotr Krupa | www.pl.kruk.eu |
KRUK Spólka Akcyjna, together with its subsidiaries, engages in the management of debt in Poland, Romania, Italy, the Czech Republic, Slovakia, Germany, Spain, and internationally. The company operates through Consumer Debts, Mortgage Debts, and Corporate Debts segments. It offers credit management services to banks, telecommunication operators, insurers, and others.
KRUK Spólka Akcyjna Fundamentals Summary
| 0Q3Y fundamental statistics | |
|---|---|
| Market cap | zł8.19b |
| Earnings (TTM) | zł1.06b |
| Revenue (TTM) | zł1.97b |
7.7x
P/E Ratio4.2x
P/S RatioIs 0Q3Y overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 0Q3Y income statement (TTM) | |
|---|---|
| Revenue | zł1.97b |
| Cost of Revenue | zł635.10m |
| Gross Profit | zł1.34b |
| Other Expenses | zł276.55m |
| Earnings | zł1.06b |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
Oct 29, 2024
| Earnings per share (EPS) | 54.62 |
| Gross Margin | 67.76% |
| Net Profit Margin | 53.73% |
| Debt/Equity Ratio | 133.2% |
How did 0Q3Y perform over the long term?
See historical performance and comparisonDividends
4.3%
Current Dividend Yield33%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/10/26 17:59 |
| End of Day Share Price | 2024/07/29 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
KRUK Spólka Akcyjna is covered by 9 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Kamil Kliszcz | Biuro maklerskie mBanku |
| Andrzej Powierza | Citigroup Inc |
| Henning Esskuchen | Erste Group Bank AG |