XPS Pensions Group (BATS-CHIXE:XPSL) - Stock Price, News & Analysis

XPSL Stock Overview

Provides employee benefit consultancy and related business services in the United Kingdom. More details

XPSL fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	2/6
Past Performance	5/6
Financial Health	6/6
Dividends	3/6

Rewards

Trading at 1.7% below our estimate of its fair value

Revenue is forecast to grow 6.33% per year

Earnings grew by 300.5% over the past year

Risk Analysis

Earnings are forecast to decline by an average of 14.5% per year for the next 3 years

Large one-off items impacting financial results

Unstable dividend track record

Significant insider selling over the past 3 months

XPS Pensions Group plc Competitors

BioPharma Credit

LSE:BPCR

US$1.1b

Foresight Group Holdings

LSE:FSG

UK£516.5m

Impax Asset Management Group

AIM:IPX

UK£425.5m

Tatton Asset Management

AIM:TAM

UK£417.4m

Price History & Performance

Summary of all time highs, changes and price drops for XPS Pensions Group
Historical stock prices
Current Share Price	UK£3.54
52 Week High	UK£3.76
52 Week Low	UK£1.95
Beta	0.47
11 Month Change	-0.28%
3 Month Change	14.19%
1 Year Change	48.74%
33 Year Change	149.30%
5 Year Change	166.17%
Change since IPO	131.37%

Recent updates

Shareholder Returns

	XPSL	GB Capital Markets	GB Market
7D	-1.4%	2.6%	2.2%
1Y	48.7%	26.5%	8.0%

Return vs Industry: XPSL exceeded the UK Capital Markets industry which returned 26.5% over the past year.

Return vs Market: XPSL exceeded the UK Market which returned 8% over the past year.

Price Volatility

Is XPSL's price volatile compared to industry and market?
XPSL volatility
XPSL Average Weekly Movement	5.2%
Capital Markets Industry Average Movement	3.5%
Market Average Movement	4.8%
10% most volatile stocks in GB Market	10.3%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: XPSL has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: XPSL's weekly volatility (5%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
2012	1,712	Ben Bramhall	www.xpsgroup.com

XPS Pensions Group plc, together with its subsidiaries, provides employee benefit consultancy and related business services in the United Kingdom. It offers pension advisory; independent consultancy; DB master trust schemes; and self-invested personal pension (SIPP) and SSAS pension services. The company also provides pension administer services, such as payroll, scheme administration, outsourcing, payroll, scheme accounting, and scam identification and protection services, as well as member communication, de-risking projects, GMP equalization, data audits and cleansing, and trustee secretarial services.

XPS Pensions Group plc Fundamentals Summary

How do XPS Pensions Group's earnings and revenue compare to its market cap?
XPSL fundamental statistics
Market cap	UK£741.96m
Earnings (TTM)	UK£61.74m
Revenue (TTM)	UK£218.34m

12.0x

P/E Ratio

3.4x

P/S Ratio

Is XPSL overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
XPSL income statement (TTM)
Revenue	UK£218.34m
Cost of Revenue	UK£120.36m
Gross Profit	UK£97.98m
Other Expenses	UK£36.24m
Earnings	UK£61.74m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Nov 29, 2024

Earnings per share (EPS)	0.30
Gross Margin	44.88%
Net Profit Margin	28.28%
Debt/Equity Ratio	17.3%

How did XPSL perform over the long term?

See historical performance and comparison

Dividends

2.8%

Current Dividend Yield

36%

Payout Ratio

Does XPSL pay a reliable dividends?

See XPSL dividend history and benchmarks

When do you need to buy XPSL by to receive an upcoming dividend?
XPS Pensions Group dividend dates
Ex Dividend Date	Jan 09 2025
Dividend Pay Date	Feb 07 2025
Days until Ex dividend	46 days
Days until Dividend pay date	75 days