XPS Pensions Group Balance Sheet Health
Financial Health criteria checks 6/6
XPS Pensions Group has a total shareholder equity of £182.5M and total debt of £31.5M, which brings its debt-to-equity ratio to 17.3%. Its total assets and total liabilities are £289.9M and £107.4M respectively. XPS Pensions Group's EBIT is £41.8M making its interest coverage ratio 15.5. It has cash and short-term investments of £9.6M.
Key information
17.3%
Debt to equity ratio
UK£31.52m
Debt
| Interest coverage ratio | 15.5x |
| Cash | UK£9.57m |
| Equity | UK£182.53m |
| Total liabilities | UK£107.42m |
| Total assets | UK£289.95m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: XPSL's short term assets (£64.1M) exceed its short term liabilities (£45.2M).
Long Term Liabilities: XPSL's short term assets (£64.1M) exceed its long term liabilities (£62.3M).
Debt to Equity History and Analysis
Debt Level: XPSL's net debt to equity ratio (12%) is considered satisfactory.
Reducing Debt: XPSL's debt to equity ratio has reduced from 44.1% to 17.3% over the past 5 years.
Debt Coverage: XPSL's debt is well covered by operating cash flow (159.8%).
Interest Coverage: XPSL's interest payments on its debt are well covered by EBIT (15.5x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/26 09:36 |
| End of Day Share Price | 2024/12/24 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
XPS Pensions Group plc is covered by 6 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | Canaccord Genuity |
| Steven Woolf | Numis Securities Ltd. |
| James Allen | Panmure Liberum |