VANQL Stock Overview
Engages in the provision of personal credit products to the non-standard lending market in the United Kingdom and the Republic of Ireland.
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 4/6 |
| Past Performance | 0/6 |
| Financial Health | 2/6 |
| Dividends | 2/6 |
Rewards
Risk Analysis
Vanquis Banking Group plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£0.64 |
| 52 Week High | UK£2.33 |
| 52 Week Low | UK£0.43 |
| Beta | 1.37 |
| 1 Month Change | 30.67% |
| 3 Month Change | -51.89% |
| 1 Year Change | -71.24% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | -71.28% |
Recent News & Updates
Recent updates
Shareholder Returns
| VANQL | GB Consumer Finance | GB Market | |
|---|---|---|---|
| 7D | 21.7% | 1.9% | 0.1% |
| 1Y | -71.2% | -24.3% | 6.4% |
Return vs Industry: VANQL underperformed the UK Consumer Finance industry which returned -24% over the past year.
Return vs Market: VANQL underperformed the UK Market which returned 6.7% over the past year.
Price Volatility
| VANQL volatility | |
|---|---|
| VANQL Average Weekly Movement | 16.1% |
| Consumer Finance Industry Average Movement | 8.6% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in GB Market | 11.2% |
| 10% least volatile stocks in GB Market | 2.7% |
Stable Share Price: VANQL's share price has been volatile over the past 3 months.
Volatility Over Time: VANQL's weekly volatility has increased from 10% to 16% over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1880 | 1,478 | Ian Michael McLaughlin | www.vanquisbankinggroup.com |
Vanquis Banking Group plc engages in the provision of personal credit products to the non-standard lending market in the United Kingdom and the Republic of Ireland. The company offers credit cards products, and unsecured personal loans products, as well as provides vehicle finance for cars, motorbikes, van, and light commercial vehicles. It also operates Snoop, a fintech app, that uses open banking to help users save money and manage their finances.
Vanquis Banking Group plc Fundamentals Summary
| VANQL fundamental statistics | |
|---|---|
| Market cap | UK£162.44m |
| Earnings (TTM) | -UK£6.00m |
| Revenue (TTM) | UK£324.40m |
0.5x
P/S Ratio-27.1x
P/E RatioIs VANQL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| VANQL income statement (TTM) | |
|---|---|
| Revenue | UK£324.40m |
| Cost of Revenue | UK£309.60m |
| Gross Profit | UK£14.80m |
| Other Expenses | UK£20.80m |
| Earnings | -UK£6.00m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
Aug 01, 2024
| Earnings per share (EPS) | -0.024 |
| Gross Margin | 4.56% |
| Net Profit Margin | -1.85% |
| Debt/Equity Ratio | 434.7% |
How did VANQL perform over the long term?
See historical performance and comparison