RESURS Stock Overview

Through its subsidiaries, engages in the provision of payment solutions and consumer loans in Sweden, Norway, Finland, and Denmark. More details

RESURS fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	5/6
Past Performance	0/6
Financial Health	4/6
Dividends	0/6

Rewards

Trading at 64.4% below our estimate of its fair value

Earnings are forecast to grow 71.47% per year

Risk Analysis

Shares are highly illiquid

My Notes

Capture your thoughts, links and company narrative

Resurs Holding AB (publ) Competitors

Funding Circle Holdings

LSE:FCH

UK£440.3m

International Personal Finance

LSE:IPF

UK£286.6m

S&U

LSE:SUS

UK£177.4m

Vanquis Banking Group

LSE:VANQ

UK£117.1m

Price History & Performance

Summary of share price highs, lows and changes for Resurs Holding
Historical stock prices
Current Share Price	SEK 22.96
52 Week High	SEK 22.96
52 Week Low	SEK 22.90
Beta	1.13
1 Month Change	0%
3 Month Change	0%
1 Year Change	n/a
3 Year Change	-45.52%
5 Year Change	-61.08%
Change since IPO	-57.44%

Recent updates

Shareholder Returns

	RESURS	GB Consumer Finance	GB Market
7D	0%	2.0%	1.3%
1Y	n/a	5.4%	4.3%

Return vs Industry: Insufficient data to determine how RESURS performed against the UK Consumer Finance industry.

Return vs Market: Insufficient data to determine how RESURS performed against the UK Market.

Price Volatility

Is RESURS's price volatile compared to industry and market?
RESURS volatility
RESURS Average Weekly Movement	n/a
Consumer Finance Industry Average Movement	5.3%
Market Average Movement	4.7%
10% most volatile stocks in GB Market	10.5%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: RESURS's share price has been volatile over the past 3 months compared to the UK market.

Volatility Over Time: Insufficient data to determine RESURS's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1977	665	Magnus Fredin	www.resursholding.com/en/

Resurs Holding AB (publ), through its subsidiaries, engages in the provision of payment solutions and consumer loans in Sweden, Norway, Finland, and Denmark. It operates through two segments: Payment Solutions and Consumer Loans. The company’s payment solutions comprise retail finance, which includes sales-driving finance, and payment and loyalty solutions; payment and credit cards for retail finance partners; and invoice factoring and discounting services for small and mid-sized companies.

Resurs Holding AB (publ) Fundamentals Summary

How do Resurs Holding's earnings and revenue compare to its market cap?
RESURS fundamental statistics
Market cap	SEK 4.70b
Earnings (TTM)	-SEK 101.08m
Revenue (TTM)	SEK 1.81b

2.6x

P/S Ratio

-46.5x

P/E Ratio

Is RESURS overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
RESURS income statement (TTM)
Revenue	SEK 1.81b
Cost of Revenue	SEK 0
Gross Profit	SEK 1.81b
Other Expenses	SEK 1.91b
Earnings	-SEK 101.08m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

Oct 24, 2024

Earnings per share (EPS)	-0.51
Gross Margin	100.00%
Net Profit Margin	-5.58%
Debt/Equity Ratio	64.0%

How did RESURS perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/10/08 20:15
End of Day Share Price	2024/07/11 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Resurs Holding AB (publ) is covered by 7 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Jens Hallen	Carnegie Investment Bank AB
Max Cederborg	Danske Bank
Emil Jonsson	DNB Markets

Resurs Holding BATS-CHIXE:RESURS Stock Report