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PayPoint LSE:PAY Stock Report

Last Price

UK£7.65

Market Cap

UK£544.8m

7D

0.4%

1Y

47.1%

Updated

28 Dec, 2024

Data

Company Financials +

PayPoint plc

LSE:PAY Stock Report

Market Cap: UK£544.8m

PAY Stock Overview

Engages in the provision of payments and banking, shopping, and e-commerce services and products in the United Kingdom. More details

PAY fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance4/6
Financial Health3/6
Dividends4/6

Rewards

Trading at 11.7% below our estimate of its fair value

Earnings grew by 31.9% over the past year

Risk Analysis

Has a high level of debt

Unstable dividend track record


My Notes

Capture your thoughts, links and company narrative

PayPoint plc Competitors

Boku

AIM:BOKU

UK£545.5m

Fonix

AIM:FNX

UK£217.5m

CAB Payments Holdings

LSE:CABP

UK£164.7m

Wise

LSE:WISE

UK£10.7b

Price History & Performance

Summary of share price highs, lows and changes for PayPoint
Historical stock prices
Current Share PriceUK£7.65
52 Week HighUK£8.65
52 Week LowUK£4.70
Beta0.86
1 Month Change-7.16%
3 Month Change11.35%
1 Year Change47.12%
3 Year Change15.04%
5 Year Change-24.56%
Change since IPO281.55%

Recent News & Updates

PayPoint (LON:PAY) Is Paying Out A Larger Dividend Than Last Year

Nov 24
PayPoint (LON:PAY) Is Paying Out A Larger Dividend Than Last Year

Recent updates

PayPoint (LON:PAY) Is Paying Out A Larger Dividend Than Last Year

Nov 24
PayPoint (LON:PAY) Is Paying Out A Larger Dividend Than Last Year

We Think Shareholders Are Less Likely To Approve A Large Pay Rise For PayPoint plc's (LON:PAY) CEO For Now

Jul 25
We Think Shareholders Are Less Likely To Approve A Large Pay Rise For PayPoint plc's (LON:PAY) CEO For Now

PayPoint plc (LON:PAY) Might Not Be As Mispriced As It Looks

Jun 18
PayPoint plc (LON:PAY) Might Not Be As Mispriced As It Looks

PayPoint (LON:PAY) Will Pay A Dividend Of £0.095

Jan 18
PayPoint (LON:PAY) Will Pay A Dividend Of £0.095

PayPoint (LON:PAY) Has Announced A Dividend Of £0.095

Dec 02
PayPoint (LON:PAY) Has Announced A Dividend Of £0.095

PayPoint (LON:PAY) Will Pay A Larger Dividend Than Last Year At £0.092

Feb 02
PayPoint (LON:PAY) Will Pay A Larger Dividend Than Last Year At £0.092

PayPoint's (LON:PAY) Upcoming Dividend Will Be Larger Than Last Year's

Jan 19
PayPoint's (LON:PAY) Upcoming Dividend Will Be Larger Than Last Year's

PayPoint's (LON:PAY) Upcoming Dividend Will Be Larger Than Last Year's

Jan 05
PayPoint's (LON:PAY) Upcoming Dividend Will Be Larger Than Last Year's

PayPoint's (LON:PAY) Shareholders Will Receive A Bigger Dividend Than Last Year

Dec 21
PayPoint's (LON:PAY) Shareholders Will Receive A Bigger Dividend Than Last Year

PayPoint (LON:PAY) Will Pay A Larger Dividend Than Last Year At £0.092

Dec 04
PayPoint (LON:PAY) Will Pay A Larger Dividend Than Last Year At £0.092

PayPoint (LON:PAY) Is Paying Out A Larger Dividend Than Last Year

Jul 14
PayPoint (LON:PAY) Is Paying Out A Larger Dividend Than Last Year

PayPoint's (LON:PAY) Shareholders Will Receive A Bigger Dividend Than Last Year

Jun 25
PayPoint's (LON:PAY) Shareholders Will Receive A Bigger Dividend Than Last Year

PayPoint (LON:PAY) Will Pay A Larger Dividend Than Last Year At UK£0.09

Jun 11
PayPoint (LON:PAY) Will Pay A Larger Dividend Than Last Year At UK£0.09

PayPoint (LON:PAY) Is Paying Out A Larger Dividend Than Last Year

Jan 20
PayPoint (LON:PAY) Is Paying Out A Larger Dividend Than Last Year

PayPoint (LON:PAY) Is Increasing Its Dividend To UK£0.085

Jan 01
PayPoint (LON:PAY) Is Increasing Its Dividend To UK£0.085

PayPoint (LON:PAY) Is Increasing Its Dividend To UK£0.085

Dec 04
PayPoint (LON:PAY) Is Increasing Its Dividend To UK£0.085

Are Investors Undervaluing PayPoint plc (LON:PAY) By 32%?

Nov 17
Are Investors Undervaluing PayPoint plc (LON:PAY) By 32%?

PayPoint's (LON:PAY) Dividend Will Be Increased To UK£0.083

Jul 09
PayPoint's (LON:PAY) Dividend Will Be Increased To UK£0.083

Should You Think About Buying PayPoint plc (LON:PAY) Now?

Apr 14
Should You Think About Buying PayPoint plc (LON:PAY) Now?

These 4 Measures Indicate That PayPoint (LON:PAY) Is Using Debt Safely

Mar 23
These 4 Measures Indicate That PayPoint (LON:PAY) Is Using Debt Safely

Estimating The Fair Value Of PayPoint plc (LON:PAY)

Mar 05
Estimating The Fair Value Of PayPoint plc (LON:PAY)

Would Shareholders Who Purchased PayPoint's (LON:PAY) Stock Year Be Happy With The Share price Today?

Feb 15
Would Shareholders Who Purchased PayPoint's (LON:PAY) Stock Year Be Happy With The Share price Today?

Only Four Days Left To Cash In On PayPoint's (LON:PAY) Dividend

Jan 30
Only Four Days Left To Cash In On PayPoint's (LON:PAY) Dividend

Does PayPoint plc (LON:PAY) Have A Place In Your Dividend Portfolio?

Jan 28
Does PayPoint plc (LON:PAY) Have A Place In Your Dividend Portfolio?

What Is PayPoint plc's (LON:PAY) Share Price Doing?

Jan 13
What Is PayPoint plc's (LON:PAY) Share Price Doing?

We Think PayPoint's (LON:PAY) Statutory Profit Might Understate Its Earnings Potential

Dec 29
We Think PayPoint's (LON:PAY) Statutory Profit Might Understate Its Earnings Potential

Shareholder Returns

PAYGB Diversified FinancialGB Market
7D0.4%0.7%0.8%
1Y47.1%3.1%2.7%

Return vs Industry: PAY exceeded the UK Diversified Financial industry which returned 3.1% over the past year.

Return vs Market: PAY exceeded the UK Market which returned 2.7% over the past year.

Price Volatility

Is PAY's price volatile compared to industry and market?
PAY volatility
PAY Average Weekly Movement3.8%
Diversified Financial Industry Average Movement4.7%
Market Average Movement4.7%
10% most volatile stocks in GB Market10.4%
10% least volatile stocks in GB Market2.6%

Stable Share Price: PAY has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: PAY's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1996968Nick Wileswww.paypoint.com

PayPoint plc engages in the provision of payments and banking, shopping, and e-commerce services and products in the United Kingdom. The company operates through two segments: PayPoint and Love2shop. The PayPoint segment provides card payment services to retailers, including leased payment devices; EPoS; ATM cash machines; SIM cards sales; receipt advertising; bill payment services and cash top-ups to individual consumers; parcel delivery and collection services; retailer service fees solutions; and digital payment services, as well as cash through to digital services.

PayPoint plc Fundamentals Summary

How do PayPoint's earnings and revenue compare to its market cap?
PAY fundamental statistics
Market capUK£544.76m
Earnings (TTM)UK£40.19m
Revenue (TTM)UK£305.97m

13.6x

P/E Ratio

1.8x

P/S Ratio

Is PAY overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PAY income statement (TTM)
RevenueUK£305.97m
Cost of RevenueUK£164.37m
Gross ProfitUK£141.60m
Other ExpensesUK£101.41m
EarningsUK£40.19m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.56
Gross Margin46.28%
Net Profit Margin13.13%
Debt/Equity Ratio102.9%

How did PAY perform over the long term?

See historical performance and comparison

Dividends

5.1%

Current Dividend Yield

70%

Payout Ratio

Does PAY pay a reliable dividends?

See PAY dividend history and benchmarks
When do you need to buy PAY by to receive an upcoming dividend?
PayPoint dividend dates
Ex Dividend DateFeb 27 2025
Dividend Pay DateMar 28 2025
Days until Ex dividend60 days
Days until Dividend pay date89 days

Does PAY pay a reliable dividends?

See PAY dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/28 23:53
End of Day Share Price 2024/12/27 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

PayPoint plc is covered by 16 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Gerardus VosBarclays
Sven MerktBarclays
Kai KorscheltCanaccord Genuity