UBLS Stock Overview
Provides commercial banking and related services in Pakistan, Europe, and the Middle East. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 3/6 |
| Dividends | 5/6 |
My Notes
Capture your thoughts, links and company narrative
United Bank Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | PK₨6.40 |
| 52 Week High | PK₨0 |
| 52 Week Low | PK₨0 |
| Beta | 0.79 |
| 1 Month Change | 0% |
| 3 Month Change | 0% |
| 1 Year Change | 0% |
| 3 Year Change | 0% |
| 5 Year Change | 0% |
| Change since IPO | -24.67% |
Recent News & Updates
Recent updates
Shareholder Returns
| UBLS | GB Banks | GB Market | |
|---|---|---|---|
| 7D | 0% | -1.6% | -2.6% |
| 1Y | 0% | 32.4% | 2.4% |
Return vs Industry: UBLS underperformed the UK Banks industry which returned 32.4% over the past year.
Return vs Market: UBLS underperformed the UK Market which returned 2.4% over the past year.
Price Volatility
| UBLS volatility | |
|---|---|
| UBLS Average Weekly Movement | 0% |
| Banks Industry Average Movement | 3.7% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in GB Market | 10.6% |
| 10% least volatile stocks in GB Market | 2.6% |
Stable Share Price: Data is not available.
Volatility Over Time: Insufficient data to determine UBLS's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| n/a | 13,635 | Muhammad Iqbal | www.ubldigital.com |
United Bank Limited provides commercial banking and related services in Pakistan, Europe, and the Middle East. It offers savings, current, term deposit accounts; lending and banking services to private individuals and small businesses, which includes credit cards and branchless banking. The company also provides project, trade, and working capital finance services; import and export, factoring, leasing, and lending services; and guarantees.
United Bank Limited Fundamentals Summary
| UBLS fundamental statistics | |
|---|---|
| Market cap | US$1.52b |
| Earnings (TTM) | US$223.66m |
| Revenue (TTM) | US$763.67m |
6.8x
P/E Ratio1.3x
P/B RatioIs UBLS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UBLS income statement (TTM) | |
|---|---|
| Revenue | PK₨212.53b |
| Cost of Revenue | PK₨3.17b |
| Gross Profit | PK₨209.36b |
| Other Expenses | PK₨147.11b |
| Earnings | PK₨62.25b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 50.85 |
| Gross Margin | 98.51% |
| Net Profit Margin | 29.29% |
| Debt/Equity Ratio | 1,363.0% |
How did UBLS perform over the long term?
See historical performance and comparisonDividends
12.7%
Current Dividend Yield87%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 02:27 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
United Bank Limited is covered by 29 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | AKD Research |
| Hassan Ali Miabhoy | AKD Research |
| null null | Akseer Research (Pvt.) Limited |