United Bank Balance Sheet Health
Financial Health criteria checks 2/6
United Bank has total assets of PKR5,904.7B and total equity of PKR285.9B. Total deposits are PKR2,634.7B, and total loans are PKR889.4B.
Key information
20.7x
Asset to equity ratio
n/a
Net interest margin
Total deposits | PK₨2.63t |
Loan to deposit ratio | Appropriate |
Bad loans | 11.1% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | PK₨355.41b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UBLS's Assets to Equity ratio (20.7x) is very high.
Allowance for Bad Loans: UBLS has a low allowance for bad loans (94%).
Low Risk Liabilities: 53% of UBLS's liabilities are made up of primarily higher risk sources of funding.
Loan Level: UBLS has an appropriate level of Loans to Assets ratio (15%).
Low Risk Deposits: UBLS's Loans to Deposits ratio (34%) is appropriate.
Level of Bad Loans: UBLS has a high level of bad loans (11.1%).