AIB Group (LSE:AIBG) - Stock Price, News & Analysis

AIBG Stock Overview

Provides banking and financial products and services to retail, business, and corporate customers in the Republic of Ireland and the United Kingdom. More details

AIBG fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	5/6
Financial Health	4/6
Dividends	3/6

Rewards

Trading at 56.2% below our estimate of its fair value

Earnings grew by 108.2% over the past year

Risk Analysis

Earnings are forecast to decline by an average of 13.5% per year for the next 3 years

Unstable dividend track record

AIB Group plc Competitors

TCS Group Holding

LSE:TCS

US$5.1b

Halyk Bank of Kazakhstan

LSE:HSBK

US$5.3b

Standard Chartered

LSE:STAN

UK£22.8b

NatWest Group

LSE:NWG

UK£31.4b

Price History & Performance

Summary of all time highs, changes and price drops for AIB Group
Historical stock prices
Current Share Price	€4.44
52 Week High	€4.71
52 Week Low	€3.13
Beta	1.64
11 Month Change	9.02%
3 Month Change	-1.39%
1 Year Change	20.56%
33 Year Change	167.62%
5 Year Change	77.00%
Change since IPO	6.49%

Recent updates

Shareholder Returns

	AIBG	GB Banks	GB Market
7D	-1.8%	-0.09%	2.2%
1Y	20.6%	34.5%	8.0%

Return vs Industry: AIBG underperformed the UK Banks industry which returned 34.5% over the past year.

Return vs Market: AIBG exceeded the UK Market which returned 8% over the past year.

Price Volatility

Is AIBG's price volatile compared to industry and market?
AIBG volatility
AIBG Average Weekly Movement	4.9%
Banks Industry Average Movement	3.8%
Market Average Movement	4.8%
10% most volatile stocks in GB Market	10.3%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: AIBG has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: AIBG's weekly volatility (5%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1825	10,617	J. Hunt	aib.ie/group

AIB Group plc provides banking and financial products and services to retail, business, and corporate customers in the Republic of Ireland and the United Kingdom. It operates through Retail Banking, AIB Capital Markets, and AIB UK, and Group segments. The company offers current and savings accounts, demand deposits, notice deposits, fixed term deposits, junior/student saver deposits, and currency deposits.

AIB Group plc Fundamentals Summary

How do AIB Group's earnings and revenue compare to its market cap?
AIBG fundamental statistics
Market cap	UK£10.35b
Earnings (TTM)	UK£1.87b
Revenue (TTM)	UK£4.01b

5.5x

P/E Ratio

0.9x

P/B Ratio

Is AIBG overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AIBG income statement (TTM)
Revenue	€4.82b
Cost of Revenue	€0
Gross Profit	€4.82b
Other Expenses	€2.57b
Earnings	€2.25b

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.97
Gross Margin	100.00%
Net Profit Margin	46.66%
Debt/Equity Ratio	89.5%

How did AIBG perform over the long term?

See historical performance and comparison

Dividends

5.0%

Current Dividend Yield

31%

Payout Ratio

AIBG Stock Overview

Rewards

Risk Analysis

AIB Group plc Competitors

LSE:TCS

US$5.1b

LSE:HSBK

US$5.3b

LSE:STAN

UK£22.8b

LSE:NWG

UK£31.4b

Price History & Performance

Recent News & Updates

First half 2024 earnings released: EPS: €0.42 (vs €0.31 in 1H 2023)

Allied Irish Banks Announces Executive Appointments

Upcoming dividend of €0.27 per share

Dividend of €0.27 announced

Full year 2023 earnings released: EPS: €0.76 (vs €0.26 in FY 2022)

AIB Group plc (ISE:A5G) announces an Equity Buyback for €1,000 million worth of its shares.

Recent updates

First half 2024 earnings released: EPS: €0.42 (vs €0.31 in 1H 2023)

Allied Irish Banks Announces Executive Appointments

Upcoming dividend of €0.27 per share

Dividend of €0.27 announced

Full year 2023 earnings released: EPS: €0.76 (vs €0.26 in FY 2022)

AIB Group plc (ISE:A5G) announces an Equity Buyback for €1,000 million worth of its shares.

AIB Group plc to Report Fiscal Year 2023 Results on Mar 06, 2024

AIB Group plc to Report Q3, 2023 Results on Nov 01, 2023

AIB Announces Executive Changes

First half 2023 earnings released: EPS: €0.31 (vs €0.17 in 1H 2022)

Panelview Designated Activity Company acquired Mortgage Loans in the Portfolio from AIB Group plc (ISE:A5G).

AIB Group plc Approves Final Dividend for the Year 2022, Payable on 12 May 2023

AIB Group plc Provides Earnings Guidance for the Year 2023

Upcoming dividend of €0.062 per share at 1.6% yield

Full year 2022 earnings released: EPS: €0.26 (vs €0.21 in FY 2021)

Now 20% undervalued

Now 22% undervalued

AIB Group plc to Report Fiscal Year 2022 Results on Mar 08, 2023

Investor sentiment improved over the past week

Independent Non-Executive Chairman recently bought UK£66k worth of stock

An unknown buyer acquired 5% stake in AIB Group plc (ISE:A5G) from Ireland Strategic Investment Fund.

Investor sentiment improved over the past week

First half 2022 earnings released

Investor sentiment deteriorated over the past week

AIB Group plc Announces Board Changes

Everyday Finance Limited, Lcm Partners Limited and affiliates of Cerberus Capital Management, L.P. entered into a agreement to acquire Non-performing loan portfolio in long-term default of AIB Group plc from AIB Group plc (ISE:A5G) for approximately €400 million.

AIB Group plc (ISE:A5G) agreed to acquire Irish tracker mortgage portfolio of NatWest Group from NatWest Group plc (LSE:NWG) for €5.4 billion.

AIB Group plc (ISE:A5G) announces an Equity Buyback for €91 million worth of its shares.

AIB Group plc, Annual General Meeting, May 05, 2022

Upcoming dividend of €0.045 per share

Investor sentiment improved over the past week

Full year 2021 earnings: EPS in line with analyst expectations despite revenue beat

AIB Group plc Proposes Dividend

Carolan Lennon Informs to Resign as A Director, and as Senior Independent Director of AIB Group plc and Allied Irish Banks, p.l.c, on 30 June 2022

Now 21% undervalued

AIB Group plc to Report Fiscal Year 2021 Results on Mar 03, 2022

Investor sentiment improved over the past week

Now 20% undervalued

AIB Group plc (ISE:A5G) agreed to acquire a 50% stake in Autolease Fleet Management Limited for €6 million.

AIB Reportedly Plans Property Loans Sale

AIB Reportedly Lining Up Problem Mortgages Sale

AIB Group plc (ISE:A5G) completed the acquisition of Goodbody Stockbrokers UC.

Four Bidders Reportedly in Race to Buy AIB's British SME Loan Book

AIB Reportedly in Talks to Buy Ulster Bank's €6.5 Billion Tracker Loans

AIB to Shut More Than Half of Branches in Northern Ireland

AIB Group plc and Allied Irish Banks, P.L.C. Announces Appointment Andy Maguire as an Independent Non-Executive Director

New 90-day high: UK£1.85

AIB Reportedly Hires Alantra to Sell British Small Business Loan Book

Full year 2020 earnings released: €0.30 loss per share (vs €0.12 profit in FY 2019)

AIB Group plc (ISE:A5G) reached agreement to acquire Goodbody Stockbrokers UC for €138 million.

Mars Capital Finance Ireland DAC entered into an agreement to acquire Non Performing Loan Portfolio of AIB Group plc (ISE:A5G) for approximately €400 million.

AIB Group plc and Allied Irish Banks, P.L.C. Appoint Fergal O'dwyer as an Independent Non-Executive Director

AIB Group plc to Report Fiscal Year 2020 Results on Mar 05, 2021

Aib Hires Terence Liston as Head of Corporate Development

New 90-day high: €1.80

New 90-day high: €1.23

Aib Group plc Announces Resignation of Tomás O'midheach from All Executive Positions, Effective 4 November 2020

New 90-day low: €0.99

New 90-day low - €1.02