AIB Group Balance Sheet Health
Financial Health criteria checks 4/6
AIB Group has total assets of €136.3B and total equity of €15.1B. Total deposits are €104.8B, and total loans are €65.8B earning a Net Interest Margin of 3.1%. It has insufficient allowance for bad loans, which are currently at 2.9% of total loans. Cash and short-term investments are €45.0B.
Key information
9x
Asset to equity ratio
3.1%
Net interest margin
Total deposits | €104.78b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.9% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €45.05b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: AIBG's Assets to Equity ratio (9x) is low.
Allowance for Bad Loans: AIBG has a low allowance for bad loans (77%).
Low Risk Liabilities: 86% of AIBG's liabilities are made up of primarily low risk sources of funding.
Loan Level: AIBG has an appropriate level of Loans to Assets ratio (48%).
Low Risk Deposits: AIBG's Loans to Deposits ratio (63%) is appropriate.
Level of Bad Loans: AIBG has a high level of bad loans (2.9%).