Liechtensteinische Landesbank Aktiengesellschaft provides banking products and services in Liechtenstein, Switzerland, Austria, Germany, Central and Eastern Europe, the Middle East, and internationally.
Excellent balance sheet with moderate growth potential.
Share Price & News
How has Liechtensteinische Landesbank's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 0RP8 has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: 0RP8 matched the UK Banks industry which returned -6% over the past year.
Return vs Market: 0RP8 underperformed the UK Market which returned 7.1% over the past year.
Price Volatility Vs. Market
How volatile is Liechtensteinische Landesbank's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Liechtensteinische Landesbank undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: 0RP8 (CHF61.6) is trading above our estimate of fair value (CHF43.81)
Significantly Below Fair Value: 0RP8 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: 0RP8 is poor value based on its PE Ratio (22.3x) compared to the Banks industry average (9.2x).
PE vs Market: 0RP8 is poor value based on its PE Ratio (22.3x) compared to the UK market (18.5x).
Price to Earnings Growth Ratio
PEG Ratio: 0RP8 is poor value based on its PEG Ratio (1.3x)
Price to Book Ratio
PB vs Industry: 0RP8 is overvalued based on its PB Ratio (1.1x) compared to the GB Banks industry average (0.6x).
How is Liechtensteinische Landesbank forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: 0RP8's forecast earnings growth (17% per year) is above the savings rate (0.5%).
Earnings vs Market: 0RP8's earnings (17% per year) are forecast to grow faster than the UK market (13% per year).
High Growth Earnings: 0RP8's earnings are forecast to grow, but not significantly.
Revenue vs Market: 0RP8's revenue (4.9% per year) is forecast to grow faster than the UK market (3.5% per year).
High Growth Revenue: 0RP8's revenue (4.9% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: 0RP8's Return on Equity is forecast to be low in 3 years time (6.6%).
How has Liechtensteinische Landesbank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 0RP8 has high quality earnings.
Growing Profit Margin: 0RP8's current net profit margins (21.5%) are lower than last year (22.9%).
Past Earnings Growth Analysis
Earnings Trend: 0RP8's earnings have grown by 5.4% per year over the past 5 years.
Accelerating Growth: 0RP8's earnings growth over the past year (3.1%) is below its 5-year average (5.4% per year).
Earnings vs Industry: 0RP8 earnings growth over the past year (3.1%) underperformed the Banks industry 28.3%.
Return on Equity
High ROE: 0RP8's Return on Equity (5%) is considered low.
Return on Assets
Return on Capital Employed
How is Liechtensteinische Landesbank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: 0RP8 has a low level of unsold assets or inventory.
Debt Coverage by Assets: 0RP8's debt is covered by short term assets (assets are 3.2x debt).
Financial Institutions Analysis
Asset Level: 0RP8's level of assets compared to its equity is moderate.
Allowance for Bad Loans: 0RP8 has a low allowance for bad loans.
Low Risk Liabilities: 0RP8's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0RP8 has an acceptable proportion of non-loan assets held.
Low Risk Deposits: 0RP8's loans are broadly funded by customer deposits.
Level of Bad Loans: 0RP8 has an appropriate level of bad loans (1.54%)
What is Liechtensteinische Landesbank's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: 0RP8's dividend (3.1%) is higher than the bottom 25% of dividend payers in the UK market (1.79%).
High Dividend: 0RP8's dividend (3.1%) is low compared to the top 25% of dividend payers in the UK market (5.09%).
Stability and Growth of Payments
Stable Dividend: 0RP8 has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: 0RP8's dividend payments have increased, but the company has only paid a dividend for 3 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (69%), 0RP8's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: 0RP8's dividends in 3 years are forecast to be covered by earnings (51.4% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Roland Matt (49yo)
Liechtensteinische Landesbank (Österreich) AG - Education: • Business economist FH, 1995. • Federally qualified financial analyst and asset manager, 1999. • Federally qualified finance and investme ...
CEO Compensation Analysis
Compensation vs Market: Roland's total compensation ($USD1.40M) is about average for companies of similar size in the UK market ($USD1.83M).
Compensation vs Earnings: Roland's compensation has been consistent with company performance over the past year.
|Group CEO & Group Chairman of Executive Board||8.1yrs||CHF1.38m||0.054% CHF1.1m|
|Group CFO & Member of Executive Board||7.6yrs||no data||0.032% CHF668.0k|
|8.8yrs||no data||0.062% CHF1.3m|
|Division Head of Private Banking Division & Member of Management Board||7.3yrs||no data||0.065% CHF1.4m|
|Head of Institutional Clients Division & Member of Executive Board||3.6yrs||no data||0.0039% CHF80.9k|
|Head of the Group COO Division & Member of Executive Board||1.1yrs||no data||no data|
|Head of Group Legal & Compliance||2.9yrs||no data||no data|
|Head of Group Corporate Communications & General Secretary||0yrs||no data||no data|
|Head of Group Marketing||0yrs||no data||no data|
|Group Corporate Development||0yrs||no data||no data|
Experienced Management: 0RP8's management team is seasoned and experienced (7.3 years average tenure).
|Director||0.8yrs||no data||no data|
|Independent Director||5.8yrs||CHF99.00k||0.0019% CHF39.4k|
|Independent Chairman of the Board||2.8yrs||CHF420.00k||0.0021% CHF43.3k|
|Independent Director||6.8yrs||CHF97.00k||0.0028% CHF58.9k|
|Independent Vice-Chairwoman of the Board||1.8yrs||CHF140.00k||0.0019% CHF38.4k|
|Independent Director||1.8yrs||CHF66.00k||no data|
|Independent Director||1.8yrs||CHF57.00k||no data|
Experienced Board: 0RP8's board of directors are not considered experienced ( 1.8 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 6.1%.
Liechtensteinische Landesbank Aktiengesellschaft's company bio, employee growth, exchange listings and data sources
- Name: Liechtensteinische Landesbank Aktiengesellschaft
- Ticker: 0RP8
- Exchange: LSE
- Founded: 1861
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: CHF2.073b
- Shares outstanding: 30.58m
- Website: https://www.llb.li
Number of Employees
- Liechtensteinische Landesbank Aktiengesellschaft
- Städtle 44
- PO Box 384
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|0RP8||LSE (London Stock Exchange)||Yes||Registered Shares||GB||CHF||May 2017|
|LLBN||SWX (SIX Swiss Exchange)||Yes||Registered Shares||CH||CHF||May 2017|
|LLS1||BST (Boerse-Stuttgart)||Yes||Registered Shares||DE||EUR||May 2017|
|LLBNZ||BATS-CHIXE (BATS 'Chi-X Europe')||Yes||Registered Shares||GB||CHF||May 2017|
Liechtensteinische Landesbank Aktiengesellschaft provides banking products and services in Liechtenstein, Switzerland, Austria, Germany, Central and Eastern Europe, the Middle East, and internationally. It operates through three segments: Retail & Corporate Banking, Private Banking, and Institutional Clients. The company accepts various deposits, including savings, private, current, and custody accounts, as well as time deposits. Its loan products comprise mortgages, Lombard loans, advances, business loans, real estate financing, and guarantees and sureties. The company also offers cards; securities safe custody, investment counselling, investment advice, asset management, and asset structuring services; and financial and retirement planning, and brokering fiduciary investment services. In addition, it provides money market and interbank services; securities trading services; and payment, foreign exchange transaction, and online and mobile banking services. The company operates through 3 branches and 23 ATM locations in Liechtenstein; and 19 branches and 30 ATM locations in the Swiss cantons of Zurich, St. Gallen, Schwyz, and Glarus. Liechtensteinische Landesbank Aktiengesellschaft was founded in 1861 and is headquartered in Vaduz, Liechtenstein.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/20 23:21|
|End of Day Share Price||2020/02/20 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.