0RHM Stock Overview
A digital bank, provides consumer banking services and e-commerce solutions through a proprietary IT platform in Sweden . More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 5/6 |
| Past Performance | 6/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for 0RHM from our risk checks.
Community vs My Fair Value
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TF Bank AB (publ) Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | SEK 351.25 |
| 52 Week High | SEK 436.00 |
| 52 Week Low | SEK 217.00 |
| Beta | 0.69 |
| 1 Month Change | 3.01% |
| 3 Month Change | -10.28% |
| 1 Year Change | n/a |
| 3 Year Change | 127.47% |
| 5 Year Change | n/a |
| Change since IPO | 290.30% |
Recent News & Updates
Recent updates
Shareholder Returns
| 0RHM | GB Banks | GB Market | |
|---|---|---|---|
| 7D | 0% | 1.0% | -0.3% |
| 1Y | n/a | 31.3% | -0.7% |
Return vs Industry: Insufficient data to determine how 0RHM performed against the UK Banks industry.
Return vs Market: Insufficient data to determine how 0RHM performed against the UK Market.
Price Volatility
| 0RHM volatility | |
|---|---|
| 0RHM Average Weekly Movement | 6.3% |
| Banks Industry Average Movement | 6.5% |
| Market Average Movement | 5.8% |
| 10% most volatile stocks in GB Market | 11.0% |
| 10% least volatile stocks in GB Market | 3.2% |
Stable Share Price: 0RHM has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: 0RHM's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1972 | 443 | Joakim Jansson | group.tfbank.se/en |
TF Bank AB (publ), a digital bank, provides consumer banking services and e-commerce solutions through a proprietary IT platform in Sweden . It operates through three segments: Consumer Lending, Ecommerce Solutions, and Credit Cards. The company offers deposit products; unsecured consumer loans; and digital payment solutions, as well as credit cards.
TF Bank AB (publ) Fundamentals Summary
| 0RHM fundamental statistics | |
|---|---|
| Market cap | SEK 7.50b |
| Earnings (TTM) | SEK 633.91m |
| Revenue (TTM) | SEK 1.68b |
11.8x
P/E Ratio2.6x
P/B RatioIs 0RHM overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 0RHM income statement (TTM) | |
|---|---|
| Revenue | SEK 1.68b |
| Cost of Revenue | SEK 0 |
| Gross Profit | SEK 1.68b |
| Other Expenses | SEK 1.05b |
| Earnings | SEK 633.91m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
Jul 11, 2025
| Earnings per share (EPS) | 29.48 |
| Gross Margin | 100.00% |
| Net Profit Margin | 37.66% |
| Debt/Equity Ratio | 11.9% |
How did 0RHM perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/11 03:36 |
| End of Day Share Price | 2025/05/09 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
TF Bank AB (publ) is covered by 8 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | ABG Sundal Collier |
| Jens Hallen | Carnegie Investment Bank AB |
| Max Cederborg | Danske Bank |