TF Bank AB (publ)

LSE:0RHM Stock Report

Market Cap: SEK 7.7b

TF Bank Past Earnings Performance

Past criteria checks 5/6

TF Bank has been growing earnings at an average annual rate of 17.4%, while the Banks industry saw earnings growing at 24% annually. Revenues have been growing at an average rate of 22.6% per year. TF Bank's return on equity is 19.6%, and it has net margins of 30.1%.

Key information

17.4%

Earnings growth rate

17.4%

EPS growth rate

Banks Industry Growth21.2%
Revenue growth rate22.6%
Return on equity19.6%
Net Margin30.1%
Next Earnings Update21 Mar 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How TF Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

LSE:0RHM Revenue, expenses and earnings (SEK Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,5454669300
30 Jun 241,4824239230
31 Mar 241,4103978820
31 Dec 231,3413778320
30 Sep 231,2633647740
30 Jun 231,1723497010
31 Mar 231,1083396480
31 Dec 221,0453286090
30 Sep 229903175390
30 Jun 229263045040
31 Mar 228592864730
31 Dec 217952704410
30 Sep 217412513990
30 Jun 216962353770
31 Mar 216562253550
31 Dec 206031963390
30 Sep 205881943280
30 Jun 205801983140
31 Mar 205711993030
31 Dec 195802152910
30 Sep 195552232730
30 Jun 195312112650
31 Mar 195042002570
31 Dec 184771882480
30 Sep 184461642300
30 Jun 184171582140
31 Mar 183981552000
31 Dec 173821511890
30 Sep 173721471890
30 Jun 173621441850
31 Mar 173461271790
31 Dec 163291181700
30 Sep 16311991700
30 Jun 16299831630
31 Mar 16289941500
31 Dec 15280931430
30 Sep 152611041170
30 Jun 152381091160
31 Mar 152331001120
31 Dec 142341001060
31 Dec 1319586840

Quality Earnings: 0RHM has high quality earnings.

Growing Profit Margin: 0RHM's current net profit margins (30.1%) are higher than last year (28.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 0RHM's earnings have grown by 17.4% per year over the past 5 years.

Accelerating Growth: 0RHM's earnings growth over the past year (28.1%) exceeds its 5-year average (17.4% per year).

Earnings vs Industry: 0RHM earnings growth over the past year (28.1%) exceeded the Banks industry 10.1%.

Return on Equity

High ROE: 0RHM's Return on Equity (19.6%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/18 14:59
End of Day Share Price 2024/12/18 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

TF Bank AB (publ) is covered by 8 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullABG Sundal Collier
Jens HallenCarnegie Investment Bank AB
Max CederborgDanske Bank