Graubündner Kantonalbank provides various banking and products services to private individuals and companies.
No risks detected for 0QLT from our risk checks.
Flawless balance sheet established dividend payer.
Share Price & News
How has Graubündner Kantonalbank's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 0QLT has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: Insufficient data to determine how 0QLT performed against the UK Banks industry.
Return vs Market: Insufficient data to determine how 0QLT performed against the UK Market.
Price Volatility Vs. Market
How volatile is Graubündner Kantonalbank's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Graubündner Kantonalbank undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: 0QLT (CHF1524.5) is trading above our estimate of fair value (CHF1077.95)
Significantly Below Fair Value: 0QLT is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: 0QLT is poor value based on its PE Ratio (21.9x) compared to the Banks industry average (8.6x).
PE vs Market: 0QLT is poor value based on its PE Ratio (21.9x) compared to the UK market (16.8x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 0QLT's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 0QLT is overvalued based on its PB Ratio (1.5x) compared to the GB Banks industry average (0.7x).
How is Graubündner Kantonalbank forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?
Forecasted annual revenue growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: Insufficient data to determine if 0QLT's forecast earnings growth is above the savings rate (0.5%).
Earnings vs Market: Insufficient data to determine if 0QLT's earnings are forecast to grow faster than the UK market
High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: 0QLT's revenue (2.5% per year) is forecast to grow slower than the UK market (3.8% per year).
High Growth Revenue: 0QLT's revenue (2.5% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: 0QLT's Return on Equity is forecast to be low in 3 years time (6.4%).
How has Graubündner Kantonalbank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 0QLT has high quality earnings.
Growing Profit Margin: 0QLT's current net profit margins (44.2%) are lower than last year (46.3%).
Past Earnings Growth Analysis
Earnings Trend: 0QLT's earnings have grown by 2.9% per year over the past 5 years.
Accelerating Growth: 0QLT's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 0QLT had negative earnings growth (-4.2%) over the past year, making it difficult to compare to the Banks industry average (29.6%).
Return on Equity
High ROE: 0QLT's Return on Equity (6.7%) is considered low.
Return on Assets
Return on Capital Employed
How is Graubündner Kantonalbank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: 0QLT has a low level of unsold assets or inventory.
Debt Coverage by Assets: 0QLT's debt is not covered by short term assets (assets are 0.7x debt).
Financial Institutions Analysis
Asset Level: 0QLT's level of assets compared to its equity is moderate.
Allowance for Bad Loans: 0QLT has a sufficient allowance for bad loans.
Low Risk Liabilities: 0QLT's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0QLT has an acceptable proportion of non-loan assets held.
Low Risk Deposits: 0QLT's loans are broadly funded by customer deposits.
Level of Bad Loans: 0QLT has an appropriate level of bad loans (0.2%)
What is Graubündner Kantonalbank's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Upcoming Dividend Payment
Purchase Graubündner Kantonalbank before the 'Buy Limit' to receive their next dividend payment.
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: 0QLT's dividend (2.51%) is higher than the bottom 25% of dividend payers in the UK market (1.94%).
High Dividend: 0QLT's dividend (2.51%) is low compared to the top 25% of dividend payers in the UK market (5.4%).
Stability and Growth of Payments
Stable Dividend: 0QLT's dividends per share have been stable in the past 10 years.
Growing Dividend: 0QLT's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (54.9%), 0QLT's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: 0QLT's dividends in 3 years are forecast to be covered by earnings (53.5% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Daniel Fust (53yo)
Mr. Daniel Fust serves as Chairman of Management Board at Graubündner Kantonalbank since October 1, 2019. He served as Member of The Executive Board at Graubündner Kantonalbank since May 01, 2012. Mr. Fust ...
|Chairman of Management Board & CEO||0.3yrs||no data||no data|
|Head of Finance & Controlling||0yrs||no data||no data|
|Head of Business Unit Markets & Member of the Executive Board||19.1yrs||no data||no data|
|Head of Business Unit Digital Banking & Services and Member of the Executive Board||4.4yrs||no data||no data|
|Member of the Executive Board & Head of Market Services Business Unit||1.1yrs||no data||no data|
|MD of Operations||0yrs||no data||no data|
|Head of the Investment Center Department||0.3yrs||no data||no data|
|Head of the Accounting Department||0yrs||no data||no data|
|Head of Media||0yrs||no data||no data|
|Head of the Legal & Compliance Department||0yrs||no data||no data|
Experienced Management: 0QLT's management team is not considered experienced ( 1.1 years average tenure), which suggests a new team.
|President of the Board||5.8yrs||CHF248.00k||no data|
|Vice President of the Board||1.8yrs||CHF73.00k||no data|
Experienced Board: 0QLT's board of directors are considered experienced (3.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Graubündner Kantonalbank's company bio, employee growth, exchange listings and data sources
- Name: Graubündner Kantonalbank
- Ticker: 0QLT
- Exchange: LSE
- Founded: 1870
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: CHF3.976b
- Shares outstanding: 2.49m
- Website: https://www.gkb.ch
Number of Employees
- Graubündner Kantonalbank
- PO Box
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|GRKP||SWX (SIX Swiss Exchange)||Yes||Participation Certificates||CH||CHF||Jan 1992|
|1Y3||BST (Boerse-Stuttgart)||Yes||Participation Certificates||DE||EUR||Jan 1992|
|0QLT||LSE (London Stock Exchange)||Yes||Participation Certificates||GB||CHF||Jan 1992|
Graubündner Kantonalbank provides various banking and products services to private individuals and companies. It offers various accounts and cards, as well as mortgages and loans; investment advice, consultation process, investment strategy, and asset management services; investment products; financial consultancy and planning, retirement planning, pension consulting and planning, estate planning, liquidity and wealth planning, investment savings, and risk insurance services; and e-banking services. Graubündner Kantonalbank was founded in 1870 and is based in Chur, Switzerland.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/28 23:27|
|End of Day Share Price||2020/01/31 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.