SpareBank 1 SMN Future Growth
Future criteria checks 1/6
SpareBank 1 SMN's revenue is forecast to decline at 1.3% per annum while its annual earnings are expected to grow at 3.7% per year. EPS is expected to decline by 7.7% per annum. Return on equity is forecast to be 13.4% in 3 years.
Key information
3.7%
Earnings growth rate
-7.7%
EPS growth rate
| Banks earnings growth | 2.3% |
| Revenue growth rate | -1.3% |
| Future return on equity | 13.4% |
| Analyst coverage | Low |
| Last updated | 19 Dec 2024 |
Recent future growth updates
No updates
Recent updates
Earnings and Revenue Growth Forecasts
| Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 8,727 | 3,817 | N/A | N/A | 3 |
| 12/31/2025 | 8,595 | 3,844 | N/A | N/A | 3 |
| 12/31/2024 | 8,652 | 4,228 | N/A | N/A | 3 |
| 9/30/2024 | 9,117 | 3,055 | -3,463 | -3,330 | N/A |
| 6/30/2024 | 8,373 | 2,601 | 2,233 | 2,853 | N/A |
| 3/31/2024 | 8,037 | 2,535 | 7,072 | 7,188 | N/A |
| 12/31/2023 | 7,610 | 2,331 | 4,247 | 4,342 | N/A |
| 9/30/2023 | 6,857 | 1,978 | 3,610 | 3,745 | N/A |
| 6/30/2023 | 6,477 | 1,881 | -6,847 | -6,725 | N/A |
| 3/31/2023 | 6,167 | 1,719 | -20,004 | -19,867 | N/A |
| 12/31/2022 | 5,947 | 1,658 | -19,471 | -19,382 | N/A |
| 9/30/2022 | 5,225 | 1,615 | -17,223 | -17,123 | N/A |
| 6/30/2022 | 5,394 | 1,657 | -9,486 | -9,378 | N/A |
| 3/31/2022 | 5,620 | 1,697 | -3,169 | -3,036 | N/A |
| 12/31/2021 | 5,824 | 1,722 | -15,727 | -15,582 | N/A |
| 9/30/2021 | 6,300 | 1,565 | -13,019 | -12,779 | N/A |
| 6/30/2021 | 6,049 | 1,454 | -16,294 | -16,073 | N/A |
| 3/31/2021 | 5,910 | 1,424 | -16,330 | -16,123 | N/A |
| 12/31/2020 | 5,281 | 1,147 | -7,399 | -7,263 | N/A |
| 9/30/2020 | 5,093 | 1,097 | -9,601 | -9,578 | N/A |
| 6/30/2020 | 5,078 | 1,091 | -9,558 | -10,127 | N/A |
| 3/31/2020 | 5,086 | 1,084 | -6,477 | -6,998 | N/A |
| 12/31/2019 | 5,879 | 1,572 | -1,142 | -1,022 | N/A |
| 9/30/2019 | 5,898 | 1,595 | -3,548 | -3,378 | N/A |
| 6/30/2019 | 5,831 | 1,602 | -1,295 | -525 | N/A |
| 3/31/2019 | 5,844 | 1,656 | -7,114 | -6,395 | N/A |
| 12/31/2018 | 5,224 | 1,292 | -8,044 | -7,918 | N/A |
| 9/30/2018 | 5,314 | 1,386 | -9,805 | -9,832 | N/A |
| 6/30/2018 | 5,299 | 1,399 | N/A | -7,557 | N/A |
| 3/31/2018 | 4,855 | 1,181 | N/A | -4,483 | N/A |
| 12/31/2017 | 4,653 | 1,128 | N/A | -10,937 | N/A |
| 9/30/2017 | 4,442 | 1,090 | N/A | -6,611 | N/A |
| 6/30/2017 | 4,244 | 1,031 | N/A | -8,015 | N/A |
| 3/31/2017 | 4,201 | 1,066 | N/A | -9,776 | N/A |
| 12/31/2016 | 4,036 | 1,027 | N/A | -6,462 | N/A |
| 9/30/2016 | 3,849 | 1,428 | N/A | -6,438 | N/A |
| 6/30/2016 | 3,621 | 1,331 | N/A | -7,791 | N/A |
| 3/31/2016 | 3,560 | 1,320 | N/A | -5,777 | N/A |
| 12/31/2015 | 3,707 | 1,410 | N/A | -5,761 | N/A |
| 9/30/2015 | 3,722 | 1,096 | N/A | -6,307 | N/A |
| 6/30/2015 | 3,918 | 1,374 | N/A | -6,423 | N/A |
| 3/31/2015 | 3,911 | 1,558 | N/A | -7,524 | N/A |
| 12/31/2014 | 3,934 | 1,772 | N/A | -3,224 | N/A |
| 9/30/2014 | 3,956 | 1,759 | N/A | -4,356 | N/A |
| 6/30/2014 | 3,923 | 1,748 | N/A | -2,261 | N/A |
| 3/31/2014 | 3,741 | 1,569 | N/A | 1,366 | N/A |
| 12/31/2013 | 3,510 | 1,390 | N/A | -3,640 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: MINGO's forecast earnings growth (3.7% per year) is above the savings rate (2.1%).
Earnings vs Market: MINGO's earnings (3.7% per year) are forecast to grow slower than the UK market (14.8% per year).
High Growth Earnings: MINGO's earnings are forecast to grow, but not significantly.
Revenue vs Market: MINGO's revenue is expected to decline over the next 3 years (-1.3% per year).
High Growth Revenue: MINGO's revenue is forecast to decline over the next 3 years (-1.3% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: MINGO's Return on Equity is forecast to be low in 3 years time (13.4%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/28 01:51 |
| End of Day Share Price | 2024/12/18 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
SpareBank 1 SMN is covered by 11 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jan Gjerland | ABG Sundal Collier |
| Fridtjof Berents | Arctic Securities ASA |
| Ulrik Zürcher | Beringer Finance AB |