SpareBank 1 SMN

BATS-CHIXE:MINGO Stock Report

Market Cap: NOK 24.0b

SpareBank 1 SMN Past Earnings Performance

Past criteria checks 5/6

SpareBank 1 SMN has been growing earnings at an average annual rate of 16.4%, while the Banks industry saw earnings growing at 24% annually. Revenues have been growing at an average rate of 9.2% per year. SpareBank 1 SMN's return on equity is 16.1%, and it has net margins of 33.5%.

Key information

16.4%

Earnings growth rate

14.2%

EPS growth rate

Banks Industry Growth21.2%
Revenue growth rate9.2%
Return on equity16.1%
Net Margin33.5%
Next Earnings Update12 Feb 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How SpareBank 1 SMN makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

BATS-CHIXE:MINGO Revenue, expenses and earnings (NOK Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 249,1173,0552,0360
30 Jun 248,3732,6011,9740
31 Mar 248,0372,5351,8720
31 Dec 237,6102,3311,7840
30 Sep 236,8571,9781,6440
30 Jun 236,4771,8811,5510
31 Mar 236,1671,7191,5200
31 Dec 225,9471,6581,4920
30 Sep 225,2251,6151,1130
30 Jun 225,3941,6571,1890
31 Mar 225,6201,6971,2950
31 Dec 215,8241,7221,4530
30 Sep 216,3001,5652,0710
30 Jun 216,0491,4542,0600
31 Mar 215,9101,4242,0390
31 Dec 205,2811,1471,9510
30 Sep 205,0931,0971,8350
30 Jun 205,0781,0911,8340
31 Mar 205,0861,0841,8360
31 Dec 195,8791,5721,8460
30 Sep 195,8981,5951,7870
30 Jun 195,8311,6021,7330
31 Mar 195,8441,6561,7090
31 Dec 185,2241,2921,6900
30 Sep 185,3141,3861,6630
30 Jun 185,2991,3991,6700
31 Mar 184,8551,1811,5930
31 Dec 174,6531,1281,5300
30 Sep 174,4421,0901,4170
30 Jun 174,2441,0311,3520
31 Mar 174,2011,0661,3330
31 Dec 164,0361,0271,2570
30 Sep 163,8491,4281,2860
30 Jun 163,6211,3311,2320
31 Mar 163,5601,3201,2140
31 Dec 153,7071,4101,1890
30 Sep 153,7221,0968560
30 Jun 153,9181,3749490
31 Mar 153,9111,5589960
31 Dec 143,9341,7721,0830
30 Sep 143,9561,7591,0720
30 Jun 143,9231,7481,0390
31 Mar 143,7411,5691,0210
31 Dec 133,5101,3909810

Quality Earnings: MINGO has high quality earnings.

Growing Profit Margin: MINGO's current net profit margins (33.5%) are higher than last year (28.8%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: MINGO's earnings have grown by 16.4% per year over the past 5 years.

Accelerating Growth: MINGO's earnings growth over the past year (54.4%) exceeds its 5-year average (16.4% per year).

Earnings vs Industry: MINGO earnings growth over the past year (54.4%) exceeded the Banks industry 7.2%.


Return on Equity

High ROE: MINGO's Return on Equity (16.1%) is considered low.


Return on Assets


Return on Capital Employed


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