SpareBank 1 SMN Balance Sheet Health
Financial Health criteria checks 5/6
SpareBank 1 SMN has total assets of NOK246.0B and total equity of NOK29.7B. Total deposits are NOK150.0B, and total loans are NOK186.8B.
Key information
8.3x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | NOK 149.96b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | NOK 44.60b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MINGO's Assets to Equity ratio (8.3x) is low.
Allowance for Bad Loans: MINGO has a low allowance for bad loans (42%).
Low Risk Liabilities: 69% of MINGO's liabilities are made up of primarily low risk sources of funding.
Loan Level: MINGO has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: MINGO's Loans to Deposits ratio (125%) is appropriate.
Level of Bad Loans: MINGO has an appropriate level of bad loans (1.2%).