BSTM Stock Overview
Provides various business and retail banking products and services in Italy. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 3/6 |
| Past Performance | 1/6 |
| Financial Health | 4/6 |
| Dividends | 2/6 |
My Notes
Capture your thoughts, links and company narrative
Banca Sistema S.p.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €1.56 |
| 52 Week High | €1.83 |
| 52 Week Low | €1.42 |
| Beta | 1.56 |
| 1 Month Change | 0% |
| 3 Month Change | n/a |
| 1 Year Change | n/a |
| 3 Year Change | -24.54% |
| 5 Year Change | -30.73% |
| Change since IPO | -63.34% |
Recent News & Updates
Recent updates
Shareholder Returns
| BSTM | GB Banks | GB Market | |
|---|---|---|---|
| 7D | 0% | -1.6% | -2.6% |
| 1Y | n/a | 32.4% | 2.4% |
Return vs Industry: Insufficient data to determine how BSTM performed against the UK Banks industry.
Return vs Market: Insufficient data to determine how BSTM performed against the UK Market.
Price Volatility
| BSTM volatility | |
|---|---|
| BSTM Average Weekly Movement | n/a |
| Banks Industry Average Movement | 3.7% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in GB Market | 10.6% |
| 10% least volatile stocks in GB Market | 2.6% |
Stable Share Price: BSTM has not had significant price volatility in the past 3 months.
Volatility Over Time: Insufficient data to determine BSTM's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2011 | 283 | Gianluca Garbi | www.bancasistema.it |
Banca Sistema S.p.A. provides various business and retail banking products and services in Italy. The company offers factoring services that cover non-recourse and recourse factoring, VAT receivables, maturity factoring, receivables certifications, and credit management and recovery products; tax receivables management, maturity factoring, and the certification of receivables from the public administration; and online factoring. Its banking solutions include current accounts, and time and securities deposits; and salary and pension backed loans, and collateralized loans.
Banca Sistema S.p.A. Fundamentals Summary
| BSTM fundamental statistics | |
|---|---|
| Market cap | €128.87m |
| Earnings (TTM) | €22.02m |
| Revenue (TTM) | €97.42m |
5.9x
P/E Ratio0.5x
P/B RatioIs BSTM overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BSTM income statement (TTM) | |
|---|---|
| Revenue | €97.42m |
| Cost of Revenue | €0 |
| Gross Profit | €97.42m |
| Other Expenses | €75.40m |
| Earnings | €22.02m |
Last Reported Earnings
Dec 31, 2022
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.27 |
| Gross Margin | 100.00% |
| Net Profit Margin | 22.60% |
| Debt/Equity Ratio | 336.3% |
How did BSTM perform over the long term?
See historical performance and comparisonDividends
4.5%
Current Dividend Yield22%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2023/02/19 21:18 |
| End of Day Share Price | 2022/11/22 00:00 |
| Earnings | 2022/12/31 |
| Annual Earnings | 2022/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Banca Sistema S.p.A. is covered by 8 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Luigi Tramontana | Banca Akros S.p.A. (ESN) |
| Christian Carrese | Intermonte SIM S.p.A. |
| Fabrizio Bernardi | Intermonte SIM S.p.A. |