Banca Sistema Balance Sheet Health
Financial Health criteria checks 4/6
Banca Sistema has total assets of €4.4B and total equity of €256.0M. Total deposits are €3.1B, and total loans are €2.9B.
Key information
17.2x
Asset to equity ratio
n/a
Net interest margin
Total deposits | €3.06b |
Loan to deposit ratio | Appropriate |
Bad loans | 10.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €127.00m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BSTM's Assets to Equity ratio (17.2x) is moderate.
Allowance for Bad Loans: BSTM has a low allowance for bad loans (23%).
Low Risk Liabilities: 74% of BSTM's liabilities are made up of primarily low risk sources of funding.
Loan Level: BSTM has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: BSTM's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: BSTM has a high level of bad loans (10%).