BDBM Stock Overview

Provides banking products and services to individuals and enterprises in Italy. More details

BDBM fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	0/6
Past Performance	1/6
Financial Health	3/6
Dividends	3/6

Rewards

Trading at 0.3% below our estimate of its fair value

Risk Analysis

Shares are highly illiquid

Unstable dividend track record

Large one-off items impacting financial results

My Notes

Capture your thoughts, links and company narrative

Banco di Desio e della Brianza S.p.A. Competitors

TBC Bank Group

LSE:TBCG

UK£1.7b

Bank of Georgia Group

LSE:BGEO

UK£1.9b

Close Brothers Group

LSE:CBG

UK£312.9m

Halyk Bank of Kazakhstan

LSE:HSBK

US$5.4b

Price History & Performance

Summary of share price highs, lows and changes for Banco di Desio e della Brianza
Historical stock prices
Current Share Price	€6.18
52 Week High	€6.18
52 Week Low	€4.63
Beta	0.62
1 Month Change	7.67%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	128.04%
Change since IPO	127.37%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	BDBM	GB Banks	GB Market
7D	0%	-1.4%	-0.7%
1Y	n/a	42.5%	5.3%

Return vs Industry: Insufficient data to determine how BDBM performed against the UK Banks industry.

Return vs Market: Insufficient data to determine how BDBM performed against the UK Market.

Price Volatility

Is BDBM's price volatile compared to industry and market?
BDBM volatility
BDBM Average Weekly Movement	n/a
Banks Industry Average Movement	3.8%
Market Average Movement	4.8%
10% most volatile stocks in GB Market	10.8%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: BDBM's share price has been volatile over the past 3 months compared to the UK market.

Volatility Over Time: Insufficient data to determine BDBM's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1909	2,483	Alessandro Decio	www.bancodesio.it

Banco di Desio e della Brianza S.p.A. provides banking products and services to individuals and enterprises in Italy. The company offers current and deposit accounts, mortgages, personal loans and financing, and car and life insurance products. It also provides financial, Internet and mobile banking, electronic payment, documentary credit, leasing, factoring, and asset management products and services; investment, protection, and retirement products; and debit and credit cards.

Banco di Desio e della Brianza S.p.A. Fundamentals Summary

How do Banco di Desio e della Brianza's earnings and revenue compare to its market cap?
BDBM fundamental statistics
Market cap	€1.03b
Earnings (TTM)	€128.22m
Revenue (TTM)	€552.70m

8.0x

P/E Ratio

0.7x

P/B Ratio

Is BDBM overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BDBM income statement (TTM)
Revenue	€552.70m
Cost of Revenue	€9.26m
Gross Profit	€543.44m
Other Expenses	€415.23m
Earnings	€128.22m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.95
Gross Margin	98.32%
Net Profit Margin	23.20%
Debt/Equity Ratio	263.8%

How did BDBM perform over the long term?

See historical performance and comparison

Dividends

3.4%

Current Dividend Yield

29%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/13 19:33
End of Day Share Price	2024/12/19 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Banco di Desio e della Brianza S.p.A. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Anna Benassi	Banca Leonardo